LEGALS- MARCH 13, 2019

FERNDALE

LEGAL

City of Ferndale

Public Notice Solicitation Of Professional Services Advertisement

The City of Ferndale (pursuant to RCW 39.80) is soliciting statements of qualifications and performance data from engineering and/or architectural firms for providing general engineering and survey services for municipal applications for the 2019 calendar year.

Interested firms should go to the City’s website www.cityofferndale.org for information. Statements of qualifications can be submitted either by mail; attention Public Works Department, P.O. Box 936, Ferndale, WA 98248 or emailed to [email protected].

The recipient, in accordance with Title VI of the Civil Rights Act of 1964, 78 Stat. 525, 42 U.S.C. 2000d to 2000d-4 and Title 49, Code of Federal Regulations, Department of Transportation, Subtitle A, Office of the Secretary Part 21, Nondiscrimination in Federally-assisted programs of the Department of Transportation issued pursuant to such Act, hereby notifies all bidders that it will affirmatively ensure that in any contract entered into pursuant to this advertisement, disadvantaged business enterprises as defined at 49 CFR Part 26 will be afforded full opportunity to submit bids in response to this invitation and will not be discriminated against on the grounds of race, color, national origin, or sex in consideration for an award.

If you have any questions please contact the Public Works Department by emailing your request, or by calling (360) 384-4006 during regular business hours.

Published March 13, 2019

LEGAL

NOTICE OF APPLICATION AND INTENT TO ISSUE A DETERMINATION OF NON-SIGNIFICANCE

The City of Ferndale has received application(s) from the applicant referenced below for a proposed zoning text amendment within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Determination of Non-Significance (DNS) for this project.

Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the DNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.

APPLICANT: City of Ferndale

APPLICATION NUMBER: 19004-SE

DATE OF APPLICATION: March 11, 2019

PROJECT LOCATION: On properties currently zoned Residential Office (RO) and Residential Multifamily (RM 1.5) located west of downtown (Sterling, Hamlin Streets), in Griffintown east of Second Avenue and south of Cherry Street near the Boys and Girls Club.

PROJECT DESCRIPTION: The City proposes modifying portions of the Residential Office (RO) and Residential Multifamily (RM 1.5) zone located in close proximity to the Downtown core. The proposed RMH zone will include additional design regulations and more flexibility related to lot design requirements in order to efficiently replace existing zones that are up to forty years old.

REQUESTED ACTION(S): The applicant requests a SEPA Determination from the City of Ferndale.

THE CITY INTENDS TO ISSUE A: Determination of Non-Significance

PUBLIC COMMENT PERIOD: March 13 – March 27, 2019

CONTACT: Haylie Miller, Community Development Director

[email protected]

P.O. Box 936

Ferndale, WA 98248

(360) 685-2367

The latest Planning Commission Agendas related to this text change proposal may be accessed here:

https://ferndale.civicweb.net/filepro/documents/12089

Required permits and approvals include, but may not be limited to:

1. SEPA Threshold Determination, City of Ferndale

2. Washington State Department of Commerce Review

3. City of Ferndale Planning Commission recommendation

4. Ferndale City Council review

The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment.

Published March 13 & 20, 2019

NOTICE OF TRUSTEE’S SALE

LEGAL

NOTICE OF TRUSTEE’S SALE

Pursuant to the Revised Code of Washington 61.24, et seq.

Trustee Sale No.: WA-18-837786-BB

Title Order No.: 8743084

Reference Number of Deed of Trust: Instrument No. 2110103953

Parcel Number(s): 34678, 3704290960130000

Grantor(s) for Recording Purposes under RCW 65.04.015: DANIEL VAIL, AN UNMARRIED PERSON

Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): Whatcom Educational Credit Union

Current Trustee of the Deed of Trust: Quality Loan Service Corporation of Washington

Current Loan Mortgage Servicer of the Deed of Trust: Whatcom Educational Credit Union

I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 3/22/2019, at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 23, BLOCK 5, PLAT OF GLENHAVEN LAKES, DIVISION NO. 5, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGES 55 THROUGH 57, INCLUSIVE, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 485 Rainbow Drive, Sedro Woolley, WA 98284 which is subject to that certain Deed of Trust dated 1/26/2011, recorded 1/31/2011, under Instrument No. 2110103953 records of WHATCOM County, Washington, from DANIEL VAIL, AN UNMARRIED PERSON, as grantor(s), to WHATCOM LAND TITLE CO INC, as original trustee, to secure an obligation in favor of Whatcom Educational Credit Union, as original beneficiary.

II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.

III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $6,508.43.

IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $122,644.96, together with interest as provided in the Note from 3/1/2018 on, and such other costs and fees as are provided by statute.

V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 3/22/2019. The defaults referred to in Paragraph III must be cured by 3/11/2019 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 3/11/2019 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 3/11/2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 9/26/2018.

VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.

X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.

SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:

The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm

The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc

The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:

Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear

Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-18-837786-BB.

Dated: 11/8/2018 Quality Loan Service Corp. of Washington, as Trustee By: Shawn StaInes, Assistant Secretary

Trustee’s Mailing Address: Quality Loan Service Corp. of Washington

2763 Camino Del Rio South,

San Diego, CA 92108

Trustee’s Physical Address: Quality Loan Service Corp. of Washington

108 1st Ave South, Suite 202,

Seattle, WA 98104

For questions call toll-free: (866) 925-0241

Trustee Sale Number: WA-18-837786-BB Sale Line: 916-939-0772 or Login to: http://wa.qualityloan.com IDSPub #0147233 2/20/2019 3/13/2019

Published February 20 and March 13, 2019

LEGAL

TS No WA08000161-18-1S

TO No 180243961-WA-MSI

NOTICE OF TRUSTEE’S SALE

PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.

Grantor: SHANE C. HAMILTON, A MARRIED MAN AS HIS SEPARATE ESTATE

Current Beneficiary of the Deed of Trust: Wilmington Trust, N.A., Successor Trustee to Citibank, N.A. as Trustee FBO the registered Holders of Structured Asset Mortgage Investments II Trust 2007-AR6, Mortgage Pass-Through Certificates, Series 2007-AR6

Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps

Current Mortgage Servicer of the Deed of Trust: Select Portfolio Servicing, Inc.

Reference Number of the Deed of Trust: Instrument No. 2070601399

Parcel Number: 3703065094790000

I. NOTICE IS HEREBY GIVEN that on March 22, 2019, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks,  at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit:

LOTS 5 THROUGH 8 INCLUSIVE, BLOCK 8, CENTRAL ADDITION TO FAIRHAVEN, WASHINGTON, NOW A PART OF THE CONSOLIDATED CITY OF BELLINGHAM, WHATCOM COUNTY, WASHINGTON, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 2 OF PLATS, PAGE 37, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON APN: 3703065094790000

More commonly known as 515 38TH STREET, BELLINGHAM, WA 98229 which is subject to that certain Deed of Trust dated May 25, 2007, executed by SHANE C. HAMILTON, A MARRIED MAN AS HIS SEPARATE ESTATE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for AMERICAN HOME MORTGAGE ACCEPTANCE, INC., Beneficiary of the security instrument, its successors and assigns, recorded June 8, 2007 as Instrument No. 2070601399 and the beneficial interest was assigned to WILMINGTON TRUST, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO CITIBANK, N.A., AS TRUSTEE FOR STRUCTURED ASSET MORTGAGE INVESTMENTS II TRUST 2007-AR6, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2007-AR6 and recorded February 20, 2013 as Instrument Number 2130202745 of official records in the Office of the Recorder of Whatcom County, Washington.

II. No action commenced by Wilmington Trust, N.A., Successor Trustee to Citibank, N.A. as Trustee FBO the registered Holders of Structured Asset Mortgage Investments II Trust 2007-AR6, Mortgage Pass-Through Certificates, Series 2007-AR6, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage.

III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From July 1, 2017 To November 12, 2018 Number of Payments 12 $1,000.78 4 $1,139.57 1 $1,108.37 Total $17,676.01 LATE CHARGE INFORMATION July 1, 2017 November 12, 2018 $66.50 PROMISSORY NOTE INFORMATION Note Dated: May 25, 2007 Note Amount:$292,500.00 Interest Paid To: June 1, 2017 Next Due Date: July 1, 2017 Current Beneficiary: Wilmington Trust, N.A., Successor Trustee to Citibank, N.A. as Trustee FBO the registered Holders of Structured Asset Mortgage Investments II Trust 2007-AR6, Mortgage Pass-Through Certificates, Series 2007-AR6 Contact Phone No: (888) 349-8955 Address: 3217 S. Decker Lake Dr., Salt Lake City, UT 84119

IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $323,588.08, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.

V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute.  Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on March 22, 2019.  The defaults referred to in Paragraph III must be cured by March 11, 2019, (11 days before the sale date) to cause a discontinuance of the sale.  The sale will be discontinued and terminated if at any time before March 11, 2019 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid.  Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank.  The sale may be terminated any time after the March 11, 2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI. A written Notice of Default was transmitted by the current Beneficiary, Wilmington Trust, N.A., Successor Trustee to Citibank, N.A. as Trustee FBO the registered Holders of Structured Asset Mortgage Investments II Trust 2007-AR6, Mortgage Pass-Through Certificates, Series 2007-AR6 or Trustee to the Borrower and Grantor at the following address(es): ADDRESS SHANE C HAMILTON 515 38TH STREET, BELLINGHAM, WA 98229 UNKNOWN SPOUSE OF SHANE C. HAMILTON 515 38TH STREET, BELLINGHAM, WA 98229 by both first class and certified mail on September 18, 2018, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place September 18, 2018 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.

VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.

IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.

X. Notice to Occupants or Tenants.  The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031:

THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME.

You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home.  See below for safe sources of help.

SEEKING ASSISTANCE

Housing counselors and legal assistance may be available at little or no cost to you.  If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: November 14, 2018 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766ISL Number 53006

Published February 20 and March 13, 2019

LEGAL

NOTICE OF TRUSTEE’S SALE

Pursuant to the Revised Code of Washington 61.24, et seq.

Trustee Sale No.: WA-18-839287-BB

Title Order No.: 180411579-WA-MSI

Reference Number of Deed of Trust: Instrument No. 2110902858

Parcel Number(s): 390205 225330 0000, 89721

Grantor(s) for Recording Purposes under RCW 65.04.015: ANDREW R STARKENBURG AND MEGAN E STARKENBURG, HUSBAND AND WIFE

Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): JPMorgan Chase Bank, National Association

Current Trustee of the Deed of Trust: Quality Loan Service Corporation of Washington

Current Loan Mortgage Servicer of the Deed of Trust: JP Morgan Chase Bank, N.A.

I.NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 4/12/2019, at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 2, BLOCK 1, ENTERPRISE ESTATES, DIVISION NO. 2, WHATCOM COUNTY, WASHINGTON, AS PER THE MAP THEREOF, RECORDED IN BOOK 11 OF PLATS, PAGE 70, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 1943 CONIFER DR, FERNDALE, WA 98248 which is subject to that certain Deed of Trust dated 9/23/2011, recorded 9/29/2011, under Instrument No. 2110902858 and modified as per Modification Agreement recorded 2/12/2018 as Instrument No. 2018-0200943 records of WHATCOM County, Washington, from ANDREW R STARKENBURG AND MEGAN E STARKENBURG, HUSBAND AND WIFE, as grantor(s), to CHICAGO TITLE INSURANCE COMPANY, as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR STERLING SAVINGS BANK, ITS SUCCESSORS AND ASSIGNS, as original beneficiary, the beneficial interest in which was subsequently assigned to JPMorgan Chase Bank, National Association, the Beneficiary, under an assignment recorded under Auditors File Number 2140902784

II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.

III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $9,294.99.

IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $194,681.14, together with interest as provided in the Note from 4/1/2018 on, and such other costs and fees as are provided by statute.

V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 4/12/2019. The defaults referred to in Paragraph III must be cured by 4/1/2019 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 4/1/2019 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 4/1/2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 10/22/2018.

VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.

X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.

SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:

The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:

Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm

The United States Department of Housing and Urban Development:

Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc

The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:

Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear

Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-18-839287-BB. Dated: 11/30/2018 Quality Loan Service Corp. of Washington, as Trustee By: Christine Summerson, Assistant Secretary

Trustee’s Mailing Address: Quality Loan Service Corp. of Washington

2763 Camino Del Rio South,

San Diego, CA 92108

Trustee’s Physical Address: Quality Loan Service Corp. of Washington

108 1st Ave South, Suite 202,

Seattle, WA 98104

For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-18-839287-BB Sale Line: 800-280-2832 or Login to: http://wa.qualityloan.com IDSPub #0147951 3/13/2019 4/3/2019

Published March 13 and April 3, 2019

LEGAL

Filed for Record at Request of:

Law Offices of Gregory E. Thulin, P.S.

2200 Rimland Drive, Suite 115

Bellingham, WA 98226-6643

Grantor: John R. Lackey

Current Beneficiary of Deed of Trust: Martin Investments, LLC

Current Trustee of Deed of Trust: Gregory E. Thulin

Current Mortgage Servicer of DT: Martin Investments, LLC

Reference Number of Deed of Trust: 2020703953

Abbreviated Legal Description: Ptn Lot 2, Chase-Chaloner Short Plat

Complete legal on pp. 1 & 2

Tax Parcel Number / PID: 370432 055019 0000 / 180632

NOTICE OF TRUSTEE’S SALE

I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will, on April 12, 2019, at the hour of 10:00 a.m., in the lobby of the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, Whatcom County, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property situated in Whatcom County, State of Washington, to‑wit:

Parcel A: That portion of Lot 2, as delineated on Chase-Chaloner Short plat, according to the plat thereof, recorded in Volume 2 of Short Plats, page 130, under Auditor’s File No. 1266601, records of Whatcom County, Washington, lying within a tract of land defined as follows:

The South 375.0 feet of Lot 37, Block 3, as measured along the Westerly boundary of said Block 3, Plat of Cain’s Lake, Whatcom County, Washington, according to the plat thereof, recorded in Volume 7 of Plats, pages 61 and 62, records of Whatcom County, Washington. Together with an undivided 1/264 interest in Lot “A”, Block 2, Plat of Cain’s Lake, Whatcom County, Washington, according to the plat thereof, recorded in Volume 7 of Plats, pages 61 and 62, records of Whatcom County, Washington.

Situate in Whatcom County, Washington.

Parcel B: An easement for roadway as granted under documents recorded July 19, 2002, under Auditor’s File No. 2020703228.

Situate in Whatcom County, Washington.

The address of the property is XXX Alder Drive, Sedro Woolley, WA 98284.

The above-described property is subject to that certain Deed of Trust dated July 22, 2002, recorded on July 24, 2002, under Auditor’s File No. 2020703953, records of Whatcom County, Washington, from John R. Lackey, a single man, as Grantor, to Whatcom Land Title Company, Inc., as Trustee, to Security First Mortgage, Inc., as Beneficiary. The beneficial interest in said Deed of Trust was assigned by Security First Mortgage, Inc. to Elmer Martin and Mabel Martin, as Trustees of the Martin Family Trust, and through a series of assignments, subsequently assigned to Martin Investments, L.L.C., a Washington Limited Liability Company, under an Assignment recorded January 7, 2003, under Whatcom County Auditor’s File No. 2030100913.

II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.

III. The defaults for which this foreclosure is made are as follows:

A. Defaults Other Than Payment of Money: Failure to pay hazard insurance.

B. Failure to pay when due the following amounts, which are now in arrears:

Principal balance due August 1, 2018 $ 77,134.87

18% default interest from 10-10-17 to 1-3-19 ($38.039 p/diem x 549 days) $ 17,178.59

$ 94,313.46

IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $77,134.87, together with interest as provided in the Note or other instrument secured from October 10, 2017, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.

V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession or encumbrances on April 12, 2019. The defaults referred to in paragraph III must be cured by April 1, 2019 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before April 1, 2019 (11 days before the sale date), the defaults as set forth in paragraph III are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after April 1, 2019 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal balance and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and by curing all other defaults.

VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor or to the Grantor’s successor in interest at the following address:

John R. Lackey

121 Alder Drive

Sedro Woolley, WA 98284

by both first class and certified mail on November 1, 2018, proof of which is in the possession of the Trustee; and the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above on November 18, 2018, and the Trustee has in his possession proof of such service or posting.

VII. The Trustee whose name and address is set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above-described property.

IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.

THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME.

You have only 20 DAYS from the recording date of this notice to pursue mediation.

DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.

SEEKING ASSISTANCE

Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:

The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:

Telephone number: Housing Finance Commission: 1-800-767-4663

Department of Financial Institutions: 1-877-894-4663

Websites: http://www.wshfc.org/

http://dfi.wa.gov/consumers/campaigns.htm

http://www.dfi.wa.gov/consumers/homeownership/foreclosure_help.htm

The United States Department of Housing and Urban Development:

Telephone number: 1-888-995-4673

Website: http://portal.hud.gov/hudportal/HUD

The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:

Telephone number: 1-800-606-4819

Website: http://www.ocla.wa.gov/default.htm

DATED this 3rd day of January, 2019.

Gregory E. Thulin, Successor Trustee

Law Offices of Gregory E. Thulin, P.S.

2200 Rimland Drive, Suite 115

Bellingham, WA 98226-6643

360-714-8599 / [email protected]

Published March 13 and April 3, 2019

SUMMONS BY PUBLICATION

LEGAL

THE SUPERIOR COURT OF THE STATE OF WASHINGTON

IN AND FOR THE COUNTY OF WHATCOM

UNIT OWNERS ASSOCIATION OF CHARTWELL ESTATES CONDOMINIUM, a Washington non-profit corporation,

Plaintiff,

vs.

MEIFANG LIU, a single person, and MEIFANG LIU and JOHN DOE LIU, husband and wife, and the marital community thereof, if any; and any unknown party claiming any interest in the real property that is the subject of this proceeding,

Defendants.

NO: 18 2 02199 37

SUMMONS BY PUBLICATION

Judge Raquel Montoya-Lewis

THE STATE OF WASHINGTON, to: Meifang Liu, a single person, and Meifang Liu and John Doe Liu, husband and wife, and the marital community thereof, if any.

YOU ARE HEREBY SUMMONED to appear within 60 days after the date of the first publication of this summons, to-wit, within 60 days after the 4th day of February, 2019, and defend the above entitled action in the above entitled court, and answer the complaint of the plaintiff, Unit Owners Association of Chartwell Estates Condominium, and serve a copy of your answer upon the undersigned attorneys for plaintiff, Gregory E. Thulin, at his office below stated; and in case of your failure to do so, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court.

The purpose of this lawsuit is to foreclose a lien regarding the following described real property:

Unit No. 129, Building 10, Chartwell Estates Condominium, according to the Declaration thereof, recorded under Auditor’s File No. 960614169, and any amendments thereto, records of Whatcom County, Washington.

Situate in Whatcom County, Washington.

APN: 380222 528492 0017

PID: 49615

DATED this 28th day of January, 2019.

Law Offices of Gregory E. Thulin, P.S.

Gregory E. Thulin, WSBA #21752

Attorney for Plaintiff

Published February 6, 13, 20 & 27 and March 6 & 13, 2019