CITY OF FERNDALE
LEGAL
ADVERTISEMENT FOR BIDS
Project Name: Ferndale – Shop Well #2 Project
Engineer: Wilson Engineering LLC, Bellingham, WA
Hydrogeologist: Associated Earth Sciences Inc., Everett, WA
Bid Date: December 13, 2016 (2:00 p.m.)
Estimated Cost Range of Project (including sales tax): There are eight options presented (1A, 1B, 2A, 2B, 3A, 3B, 4A, and 4B). Each Option is anticipated to range in cost somewhere between $150,000 and $350,000. Only one of the 8 Options (1A – 4B) will be selected by the City after reviewing bids and obtaining information from the on-site drilling/testing activities.
NOTICE TO BIDDERS: Sealed bids will be received from contractors by the Public Works Department, City of Ferndale, 2095 Main Street, P.O. Box 936, Ferndale, WA 98248 until 2:00 pm, Thursday, December 13, 2016 for the Shop Well #2 Project. All bids shall be received in sealed envelopes with “SHOP WELL #2 PROJECT” marked plainly thereon. Said bids will then and there be opened and read aloud. Bidders and other properly interested parties are invited to be present at the bid opening. Bids received after the time fixed for opening cannot be considered. The Project involves drilling, casing, completing, developing, and testing water at the City’s Shop Well & Police Station site. Only one of the 8 Options (1A – 4B) will be selected by the City after reviewing bids and obtaining information from the on-site drilling activities.
The Contract Documents may be obtained from Wilson Engineering L.L.C., 805 Dupont Street, Bellingham, WA 98225. Please contact Jeff Christner or Curt Schoenfelder, Wilson Engineering, (360) 733-6100, for project information. There is a $50 non-refundable charge for hard copies of the Contract Documents. Only bids from bidders who have obtained the Contract Documents and have requested to be listed on the Planholders List, will be accepted. Copies of plans and specifications are on file for review at various construction councils and online at http://www.wilsonengineering.com/bidding-documents.aspx.
A deposit in the form of a postal money order, cashier’s check, or bond in the amount of 5% of the greatest amount bid must be submitted with each bid proposal. Should the successful bidder fail to enter into a contract or furnish a satisfactory contract bond within the time stated in the specifications, the deposit shall be forfeited to the City.
There will be a pre-bid meeting for the Project held at 3:00 pm, Tuesday, November 22, 2016 at the proposed well site located at 5735 Legoe Avenue, Ferndale WA 98248. Pre-bid meeting is not mandatory; however, this will be the only opportunity for Contractors to see the existing well site area prior to the bid opening.
The City reserves the right to reject any or all bids if such action is in the best interest of the City. The City of Ferndale is an equal opportunity and affirmative action employer. The project will be funded by the City of Ferndale. All bidders must be licensed contractors registered in the State of Washington. In addition, the Contractor will need a City of Ferndale business license before starting work. All work performed on this project will be subject to prevailing state wage rates.
Susan Duncan
City Clerk – City of Ferndale
Ferndale Record– Published November 9, 2016, and November 16, 2016
Published by Ferndale Record
November 9 and 16, 2016.
LEGAL
NOTICE OF APPLICATION AND INTENT TO ISSUE A MITIGATED DETERMINATION OF NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT:
Bayfield at Cranmay, LLC
APPLICATION NUMBER:
16007-SE
DATE OF APPLICATION:
March 4, 2016
PROJECT LOCATION:
The project site is located on the west side of LaBounty Drive, behind Anderson Paper and Packaging Company, addressed at 5451 LaBounty Drive, parcel numbers 390228034200, 390228049241, & 390228061243, located within section 28, township 39 north, range 2 east of W.M., in Ferndale, WA.
PROJECT DESCRIPTION:
The applicant proposes to construct a business park through the Binding Site Plan process in multiple phases. The first phase of construction as proposed will be construction of a new stormwater detention and water quality pond facility, filling an existing pond and construction of an access road from LaBounty Drive to serve the site.
Subsequent phases will be developed through the Specific Binding Site plan process for improvements created on each lot.
The full build out of the proposal consists of a maximum total of approximately 567,000 to 575,000 square foot of total commercial, office, or industrial building space, approximately 50 potential loading docks as well as parking (approximately 280-300 stalls), landscaping, storage yards, and other improvements depending on specific needs and uses on each site within the business park.
Precise fill and grade activities are estimated to be a combined quantity of 60,000 to 70,000 cubic yards for site build out including the pond. This estimate exceeds the minimum threshold of 1,000 cubic yards of fill and grade – therefore a SEPA review is required.
The project proposes over 90 parking stalls (the minimum threshold) therefore a SEPA review is required.
Portions of the project site are located within the FEMA 100-year floodplain, therefore a SEPA is required.
The commercial buildout square footage will exceed the minimum 30,000 square foot threshold, therefore a SEPA is required.
REQUESTED ACTION(S):
The applicant requests a SEPA Determination from the City of Ferndale.
THE CITY INTENDS TO ISSUE A:
Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD:
November 9 – 23, 2016
CONTACT:
Jori Burnett, Community Development Director
P.O. Box 936
Ferndale, WA
(360) 685-2367
[email protected]
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Land Disturbance Permit, City of Ferndale
3. Commercial Building Permit, City of Ferndale
4. National Pollutant Discharge Elimination System (NPDES), Ecology
5. Nationwide Permit (NWP) 39, Army Corps of Engineers
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process.
In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
EARTH:
During construction, the contractor will install and maintain erosion and sediment control Best Management Practices as needed to control erosion. After construction, the site will be stabilized by permanent storm water management facilities and landscape areas. Precautions during construction may include, but are not limited to, the use of wet suppressants during dry weather, reducing vehicle speeds, cleaning vehicle undercarriages before existing to prevent track-out of mud or dirt onto paved public roadways, and other measures to control dust emissions.
The entire site, once built out, will incorporate required landscaping per City of Ferndale Municipal Code.
AIR:
Erosion and sediment control best management practices will be used during construction. Equipment will be maintained to limit emissions. Spraying the disturbed soil with water will limit the amount of dust. Spray will be limited to reduce runoff.
WATER:
Surface water impacts during construction will be minimized through the enforcement of temporary erosion and sedimentation control measures outlined in the SPCC Plan until the site is fully stabilized.
After construction, the site will be stabilized by permanent stormwater management facilities and landscaped areas.
The applicant shall comply with National Pollution Discharge Elimination System (NPDES) Permit and Ecology guidelines if applicable.
Stormwater management review and approval by the City is required when any proposed development or redevelopment meets or exceeds the threshold conditions defined in the Department of Ecology’s 2005 Stormwater Management Manual for Western Washington (Manual) (FMC 13.34.040). A stormwater study, showing proposed methods for both treatment and detention, is required.
Currently the City requires compliance with the 2005 Ecology Manual. All applications submitted on or after January 1, 2017 must comply with 2014 Stormwater Management Manual for Western Washington All projects approved prior to January 1, 2017 which have not started construction by January 1, 2022 must comply with the 2014 Stormwater Management Manual for Western Washington.
The City shall require adequate cross connection, backflow prevention and grease traps subject to the City’s Fats, Oils and Grease Ordinance – to be determined at the time individual uses are identified.
The City has not reviewed the water and sewer demands of individual users, as such users are currently unknown.
Wetlands:
The applicant shall seek to avoid wetland and critical area impacts to the extent practical and shall mitigate for wetland impacts on-or-off site in accordance to City, State and Federal Regulations.
PLANT:
Future site development will incorporate landscaping and use of native plant species as well as open space areas per City regulation.
LIGHT AND GLARE:
Landscape buffering shall be installed as per City of Ferndale standards to reduce or eliminate light and glare from impacting other properties and Interstate Five.
In order to reduce light, glare, and sign pollution, the combined sites will be limited to one monument sign at the entrance that is sufficient size to accommodate all tenants of the site(s).
NOISE:
Contractor will only be allowed to work during working hours between 7am and 7pm.
TRAFFIC:
The applicant shall coordinate with the City of Ferndale Public Works Department to determine if a haul route is necessary for project.
The applicant will coordinate with the City of Ferndale Public Works Department prior to initiating clearing activities in order to determine if traffic control is warranted for this proposal.
Individual uses, once identified, shall be encouraged to consider hours of operation that avoid the pm peak hour (4-6pm on weekdays).
Traffic impact fees shall be paid based on individual uses, once identified.
The project will comply with traffic concurrency requirements.
ENVIRONMENTAL HEALTH:
Any potential spills during grading and construction will be addressed immediately and proactively, in accordance with City of Ferndale and Ecology requirements; depending on the nature of proposed future uses, the City will review individual applications to determine if the nature of proposed uses warrant additional emergency or accident plans. The City shall work with appropriate agencies (Whatcom County Health Department, Ecology, Northwest Clean Air Agency, Whatcom County Fire District 7) to determine requirements on a use-by-use basis, per City regulations.
UTILITIES:
The applicant shall seek to extend utilities sufficient to serve all future uses at one time in order to avoid multiple incursions into the public right of way for that purpose.
CULTURAL RESOURCES:
Should archaeological materials (e.g. shell midden, faunal remains, stone tools) or human remains be observed during project activities, all work in the immediate vicinity shall stop, and the area shall be secured. The contractor/owner shall contact the state Department of Archaeology and Historic Preservation (DAHP) at 360-586-3065, the Lummi Nation Tribal Historic Preservation Office (LNTHPO) at 360-384-2298, and the Nooksack Tribe at 360-592-9065 in order to help assess the situation and determine how to preserve the resource(s). In the event that the find includes human remains the Ferndale Police Department shall be called immediately at 360-384-3390. Regarding ancient human remains, the LNTHPO will contact the appropriate tribal repatriation specialists. Compliance with all applicable laws pertaining to archaeological resources is required.
Published by Ferndale Record
November 9, 2016.
LEGAL
NOTICE OF PUBLIC HEARING
Notice is hereby given that the City of Ferndale’s 2017 Preliminary Budget has been filed with the City Clerk. Ferndale City Council will hold public hearings on Monday, November 21, 2016 and Monday, December 5, 2016 for the purpose of fixing the final budget for 2017.
The hearings will be held at the City Hall Annex Building located at 5694 Second Avenue, beginning at 6:00 p.m. Any taxpayers may appear thereat and be heard for or against any part of the budget. Documents may be viewed at www.cityofferndale.org.
Susan Duncan
City Clerk
City of Ferndale
Published November 2, 2016 and November 9, 2016
Ferndale Record
November 2 and 9, 2016.
LEGAL
NOTICE OF PUBLIC HEARING
Notice is hereby given that the Ferndale City Council will hold a Public Hearing on Monday, November 21th for an ordinance regarding the property tax levy for 2017.
The hearing will be held at the City Hall Annex Building Council Chambers located at 5694 Second Avenue beginning at 6:00 p.m. Any taxpayers may appear thereat and be heard for or against any part of the ordinance. Documents may be viewed at www.cityofferndale.org.
Susan Duncan
City Clerk
City of Ferndale
Published November 2nd and November 9
Ferndale Record
November 2 and 9, 2016.
LEGAL
LEGAL
Ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of November 7, 2016
Ordinance #1967
An ordinance temporarily reducing the speed limit for a section of Portal Way
Ordinance #1968
An ordinance amending the 2016 budget
Ordinance #1969
An ordinance amending several chapters of the FMC regarding low-impact development
Ordinance #1970
An ordinance clarifying the method of setting the mayor’s salary
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request
Susan Duncan, City Clerk
November 9, 2016
Ferndale Record
Published by Ferndale Record
November 9, 2016.
TRUSTEE’S SALE
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-632134-SW APN No.: 400336 170025 0000 390301 187500 0000 400336 189022 0000 Title Order No.: 140157306-WA-MSI Deed of Trust Grantor(s): ERNESTO GARCIA-APREZA Deed of Trust Grantee(s): AMERICAN MORTGAGE EXPRESS FINANCIAL DBA MILLENNIUM FUNDING GROUP Deed of Trust Instrument/Reference No.: 2060305069
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 12/9/2016 , at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: THE EAST 370.5 FEET OF THE WEST 730.5 FEET OF THE PART OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 36, TOWNSHIP 40 NORTH, RANGE 3, EAST OF W.M., LYING SOUTH OF THE EVERSON GOSHEN ROAD, AS MEASURED ALONG THE SOUTH LINE OF SAID SOUTHWEST QUARTER. ALSO A TRACT OF LAND DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHEAST CORNER OF THE WEST 360 FEET OF THE FOLLOWING DESCRIBED TRACT: THE NORTH HALF OF GOVERNMENT LOT 3, SECTION 1, TOWNSHIP 39 NORTH, RANGE 3 EAST OF W.M., AND THAT PART OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 36, TOWNSHIP 40 NORTH, RANGE 3 EAST OF W.M., LYING SOUTH OF THE EVERSON GOSHEN ROAD. (SAID 360 FEET BEING MEASURED ALONG THE SOUTH LINE OF SAID SECTION 36.) AS RECORDED UNDER WHATCOM COUNTY AUDITOR’S FILE NO. 1556138; THENCE SOUTH 70°00’16” WEST ALONG THE SOUTHERLY RIGHT OF WAY MARGIN OF S.R. 544 (COMMONLY KNOW AS EVERSON GOSHEN ROAD), 65.00 FEET; THENCE SOUTH 24°07’52” EAST, 143.95 FEET MORE OR LESS TO INTERSECTION THE EAST LINE OF ABOVE TRACT; THENCE NORTH 0°49’58” EAST ALONG SAID EAST LINE, 153.61 FEET TO THE POINT OF BEGINNING. ALSO THE EAST 370.5 FEET OF THE WEST 730.5 FEET OF THE FOLLOWING TRACT (MEASURING ALONG THE SOUTH LINES OF SAID TRACT): THE NORTH HALF OF GOVERNMENT LOT 3, SECTION 1, TOWNSHIP 39 NORTH, RANGE 3 EAST OF W.M. EXCEPT THE SOUTH 470 FEET THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 7330 EVERSON GOSHEN RD, EVERSON, WA 98247-9788 which is subject to that certain Deed of Trust dated 3/24/2006, recorded 3/30/2006, under 2060305069 records of WHATCOM County, Washington , from ERNESTO GARCIA-APREZA, A MARRIED MAN AS HIS SEPARATE ESTATE , as Grantor(s), to CHICAGO TITLE , as Trustee, to secure an obligation in favor of AMERICAN MORTGAGE EXPRESS FINANCIAL DBA MILLENNIUM FUNDING GROUP , as Beneficiary, the beneficial interest in which was subsequently assigned to U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2006-6, Home Equity Pass-Through Certificates, Series 2006-6 under an assignment recorded under Auditors File Number 2141000988
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $177,033.72
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $398,377.10 , together with interest as provided in the Note from 5/1/2012 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 12/9/2016 . The defaults referred to in Paragraph III must be cured by 11/28/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/28/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/28/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME ERNESTO GARCIA-APREZA, A MARRIED MAN AS HIS SEPARATE ESTATE ADDRESS 7330 EVERSON GOSHEN RD, EVERSON, WA 98247-9788 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 6/26/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 8/3/2016 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Willis, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916-939-0772 Or Login to: http://wa.qualityloan.com TS No.: WA-14-632134-SW IDSPub #0112618 11/9/2016 11/30/2016
Published by Ferndale Record
November 9 and 30, 2016.
LEGAL
File No.: 7023.116732 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: R. Gordon Hepworth, who also appears of record as Richard Gordon Hepworth and Richard G. Hepworth, and Rilla Hepworth, who also appears of record as Rilla Scarlet Hepworth and Rilla S. Hepworth, husband and wife Ref to DOT Auditor File No.: 2081201540 Tax Parcel ID No.: 113411 / 400105-097546-0000 Abbreviated Legal: LT 12, HARBOR VIEW HEIGHTS, VOL 10, PG 21, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME
I.
On December 9, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 12, Plat of Harbor View Heights, according to the Plat thereof, recorded in Volume 10 of Plats, Page 21, Records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 9674 Harbor Court Blaine, WA 98230 which is subject to that certain Deed of Trust dated 12/11/08, recorded on 12/16/08, under Auditor’s File No. 2081201540, records of Whatcom County, Washington, from R. Gordon Hepworth and Rilla Hepworth, husband and wife, as Grantor, to Northwest Trustee Services LLC, as Trustee, to secure an obligation “Obligation” in favor of Wells Fargo Bank, N.A., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to payoff as of 09/01/2016. If paying off after this date, please contact NWTS for the exact payoff amount. Principle Balance $337,002.00 Interest $817.01 MIP Premium LOC Advance Property Inspection $177.94 $2,589.00 $15.00 Lender’s Fees & Costs $60.00 Total Arrearage $340,660.95 Trustee’s Expenses (Itemization) Trustee’s Fee $900.00 Title Report $1,158.51 Statutory Mailings $55.80 Recording Costs $17.00 Postings $80.00 Total Costs $2,211.31 Total Amount Due: $342,872.26 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $337,002.00, together with interest as provided in the note or other instrument evidencing the Obligation from 02/11/16, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on December 9, 2016. The default(s) referred to in paragraph III, together with any subsequent interest, late charges, advances costs and fees thereafter due, must be cured before the sale, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the sale, the default(s) as set forth in paragraph III, together with any subsequent interest, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS R. Gordon Hepworth aka Richard Gordon Hepworth aka Richard G. Hepworth aka R. Hepworth aka RG Hepworth 9674 Harbor Court Blaine, WA 98230 Rilla Hepworth aka Rilla Scarlet Hepworth aka Rilla S. Hepworth aka S. Hepworth aka RS Hepworth 9674 Harbor Court Blaine, WA 98230 Hepworth Revocable Trust dated December 8, 2009 9674 Harbor Court Blaine, WA 98230 R. Gordong Hepworth aka Richard Gordon Hepworth, Trustee Hepworth Revocable Trust dated December 8, 2009 9674 Harbor Court Blaine, WA 98230 Rilla Scarlett Hepworth, Trustee Hepworth Revocable Trust dated December 8, 2009 9674 Harbor Court Blaine, WA 98230 R. Gordon Hepworth aka Richard Gordon Hepworth aka Richard G. Hepworth aka R. Hepworth aka RG Hepworth 8621 Blue Grouse Way Blaine, WA 98230 Rilla Hepworth aka Rilla Scarlet Hepworth aka Rilla S. Hepworth aka S. Hepworth aka RS Hepworth 8621 Blue Grouse Way Blaine, WA 98230 Hepworth Revocable Trust dated December 8, 2009 8621 Blue Grouse Way Blaine, WA 98230 R. Gordong Hepworth aka Richard Gordon Hepworth, Trustee Hepworth Revocable Trust dated December 8, 2009 8621 Blue Grouse Way Blaine, WA 98230 Rilla Scarlett Hepworth, Trustee Hepworth Revocable Trust dated December 8, 2009 8621 Blue Grouse Way Blaine, WA 98230 by both first class and certified mail, return receipt requested on 08/02/16, proof of which is in the possession of the Trustee; and on 08/02/16 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. Hepworth, R. Gordon and Rilla (TS# 7023.116732) 1002.288027-File No.
Published by Ferndale Record
November 9 and 30, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-16-701605-SW APN No.: 390218 093184 0000 Title Order No.: 160027429-WA-MSI Deed of Trust Grantor(s): HEATHER ANN HOLEMAN, JOSEPH HOLEMAN Deed of Trust Grantee(s): BANK OF AMERICA, N.A. Deed of Trust Instrument/Reference No.: 2040303251
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 12/9/2016 , at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 4, PLAT OF RYANS GLEN ACCORDING TO THE MAP THEREOF, RECORDED JULY 28, 1995 UNDER AUDITOR’S FILE NO. 950728299, IN VOLUME 19 OF PLATS, PAGES 41 AND 42, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN THE COUNTY OF WHATCOM, STATE OF WASHINGTON. More commonly known as: 2415 NICHOLAS DR, FERNDALE, WA 98248 which is subject to that certain Deed of Trust dated 2/19/2004, recorded 3/16/2004, under 2040303251 records of WHATCOM County, Washington , from JOSEPH HOLEMAN AND HEATHER ANN HOLEMAN , as Grantor(s), to PRLAP, INC. , as Trustee, to secure an obligation in favor of BANK OF AMERICA, N.A. , as Beneficiary, the beneficial interest in which was subsequently assigned to WELLS FARGO BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR BANC OF AMERICA ALTERNATIVE LOAN TRUST 2004-4 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-4 under an assignment recorded under Auditors File Number 2130900831
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $83,887.75
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $99,279.94 , together with interest as provided in the Note from 10/1/2010 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 12/9/2016 . The defaults referred to in Paragraph III must be cured by 11/28/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/28/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/28/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME JOSEPH HOLEMAN AND HEATHER ANN HOLEMAN ADDRESS 2415 NICHOLAS DR, FERNDALE, WA 98248 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 12/23/2014 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 8/5/2016 Quality Loan Service Corp. of Washington, as Trustee By: Briana Newton, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916-939-0772 Or Login to: http://wa.qualityloan.com TS No.: WA-16-701605-SW IDSPub #0112778 11/9/2016 11/30/2016
Published by Ferndale Record
November 9 and 30, 2016.
LEGAL
File No.: Trustee: 7490.20352 Northwest Trustee Services, Inc. Grantors: Gerald R. McDaniel and Rochele N. McDaniel, also appearing of record as Gerald McDaniel and Rochele McDaniel, who acquired title as Gerald McDaniel and Rochele Vermeulen, husband and wife Grantee: Colonial Savings, F.A. Ref to DOT Auditor File No.: 2120802555 Tax Parcel ID No.: 143371//400522-475107-0000 Abbreviated Legal: LOT 16, PEACEFUL VALLEY, DIV. NO. 2B, VOL. 19, PG. 12, WHATCOM CO., WA. Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On November 18, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: PARCEL A: Lot 16, Plat of Peaceful Valley, Division No. 2-B, according to the Plat thereof recorded in Volume 19 of Plats 12 through 14, inclusive, records of Whatcom County Washington. PARCEL A-1: An easement for egress, ingress and utilities, over, under and across private roadways within the Plat of “Peaceful Valley, Division No. 1” as per the Map thereof, recorded in Book 13 of Plates, Pages 77 to 81 inclusive, in the Auditor’s Office of Whatcom County, Washington, as reserved by the Didication on the Face of Said Plat. MORE ACCURATELY DESCRIBED AS FOLLOWS: PARCEL A: Lot 16, Plat of Peaceful Valley, Division No. 2-B, according to the Plat thereof recorded in Volume 19 of Plats, Pages 12 through 14, inclusive, records of Whatcom County Washington. PARCEL A-1: An easement for egress, ingress and utilities, over, under and across private roadways within the Plat of “Peaceful Valley, Division No. 1”, as per the Map thereof, recorded in Book 13 of Plats, Pages 77 to 81 inclusive, in the Auditor’s Office of Whatcom County, Washington, as reserved by the Dedication on the Face of Said Plat. Commonly known as: 2911 Green Valley Drive Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 08/17/12, recorded on 08/22/12, under Auditor’s File No. 2120802555, records of Whatcom County, Washington, from Gerald R. McDaniel and Rochele N. McDaniel, husband and wife, as Grantor, to Chicago Title Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. (“MERS”) as designated nominee for Primelending, a Plainscapital Company, beneficiary of the security instrument, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. (“MERS”) solely as designated nominee for Primelending, a Plainscapital Company, beneficiary of the security instrument, its successors and assigns to Colonial Savings, F.A., under an Assignment/Successive Assignments recorded under Auditor’s File No. 2016-0600833. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 07/12/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $10,155.30 Lender’s Fees & Costs $376.51 Total Arrearage $10,531.81 Trustee’s Expenses (Itemization) Trustee’s Fee $1,350.00 Title Report $689.85 Statutory Mailings $22.32 Recording Costs $15.00 Postings $80.00 Total Costs $2,157.17 Total Amount Due: $12,688.98 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $137,878.51, together with interest as provided in the note or other instrument evidencing the Obligation from 09/01/15, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on November 18, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 11/07/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/07/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 11/07/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Gerald R. McDaniel aka Gerald McDaniel 2911 Green Valley Drive Maple Falls, WA 98266 Rochele N. McDaniel aka Rochele McDaniel aka Rochele Vermeulen 2911 Green Valley Drive Maple Falls, WA 98266 Gerald R. McDaniel aka Gerald McDaniel 4306 Meadow View Drive Pasco, WA 99301 Rochele N. McDaniel aka Rochele McDaniel aka Rochele Vermeulen 4306 Meadow View Drive Pasco, WA 99301 by both first class and certified mail, return receipt requested on 06/08/16, proof of which is in the possession of the Trustee; and on 06/09/16 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. McDaniel, Gerald R. and Rochele N. (TS# 7490.20352) 1002.287340-File No.
Published by Ferndale Record
October 19 and November 9, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-16-701559-SW APN No.: 3803350201380000 3803350551400000 Title Order No.: 160027383-WA-MSI Deed of Trust Grantor(s): RICHARD E OLSON, DIANE J OLSON Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) Deed of Trust Instrument/Reference No.: 2070203572
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 11/18/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: All those certain parcels of land situate in the County of Whatcom and State of Washington, being known and designated as follows: Parcel A Lots 13 through 24, inclusive, Block 15, Map of South Geneva on Lake Whatcom, Whatcom County, Washington, as per the Map thereof, recorded in Book 2 of Plats, Page 44A, in the Auditor’s Office of said County and State. Parcel A-1 An easement for ingress, egress and utilities as shown in document recorded under Whatcom County Auditor’s File No. 961008153. Tax ID: 380335 020138 0000 & 380335 055140 0000 More commonly known as: 4806 LOST CREEK LANE, BELLINGHAM, WA 98229 which is subject to that certain Deed of Trust dated 2/6/2007, recorded 2/26/2007, under 2070203572 records of WHATCOM County, Washington , from RICHARD E. OLSON AND DIANE J. OLSON, HUSBAND AND WIFE , as Grantor(s), to FIDELITY NATIONAL TITLE , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) , as Beneficiary, the beneficial interest in which was subsequently assigned to DEUTSCHE BANK TRUST COMPANY AMERICAS, AS TRUSTEE FOR RESIDENTIAL ACCREDIT LOANS, INC., MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2007-QH3 under and assignment recorded under Auditors File Number 2016-0202046
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $147,200 .59
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $745,621.87 , together with interest as provided in the Note from 9/1/2011 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/18/2016 . The defaults referred to in Paragraph III must be cured by 11/7/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/7/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/7/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME RICHARD E. OLSON AND DIANE J. OLSON, HUSBAND AND WIFE ADDRESS 4806 LOST CREEK LANE, BELLINGHAM, WA 98229 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 7/1/2016 Quality Loan Service Corp. of Washington, as Trustee By: Rhianna Watson, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916-939-0772 Or Login to: http://wa.qualityloan.com TS No.: WA-16-701559-SW IDSPub #0110683 10/19/2016 11/9/2016
Published by Ferndale Record
October 19 and November 9, 2016.
