Legals – October 19, 2016

CITY OF FERNDALE

LEGAL
Ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of October 17, 2016
Ordinance #1965
An ordinance amending FMC regarding service of violation notices
Ordinance #1966
An ordinance adopting public defense standards
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request
Susan Duncan, City Clerk
October 19, 2016
Ferndale [email protected]
Published by Ferndale Record
October 19, 2016.

LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale Hearing Examiner will hold a public hearing to consider the proposed variance application described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Hearing Examiner meeting will be held beginning at 7:00 p.m. on Tuesday, November 1, 2016 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the Hearing Examiner. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this application or the public hearing please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2368.
DATE OF NOTICE OF PUBLIC HEARING:
October 19, 2016
APPLICANT:
Lyubov Andrushenko
PROJECT LOCATION:
The project is addressed as 1472 Helens Court, in Ferndale, Washington.
PROJECT DESCRIPTION:
The applicant proposes to vary from the Shields Estates plat conditions of approval reducing the rear yard Planned Unit Development buffer setback from 15 feet to approximately 7 feet.
REQUESTED ACTION(S):
The applicant requests approval by the City of Ferndale Hearing Examiner of a variance from the Ferndale Municipal Code.
PUBLIC COMMENT PERIOD:
October 19, 2016 – November 1, 2016
CONTACT:
Haylie Miller, Assistant Planner
P.O. Box 936
Ferndale, WA 98248
(360) 685-2368
[email protected]
Published by Ferndale Record
October 19, 2016.

LEGAL
NOTICE OF APPLICATION AND INTENT TO ISSUE A MITIGATED DETERMINATION OF NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The notice of application initiates the review process, and no approvals have been granted. There will be an advertised public hearing in the future for this proposal. It is the right of any person to comment on the application, to receive notice of and participate in any hearings, to request a copy of the decision once made, and the applicable appeal rights.
The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT:
MD General, LLC
APPPLICATION FILE REFERENCE NUMBERS:
16001-PUD, 16002-VAR, 16018-SE
DATE OF APPLICATION:
July 21, 2016
DATE OF COMPLETE APPLICATION:
October 4, 2016
PROJECT LOCATION:
The project site is located on two adjacent parcels, addressed as 6213 Malloy Avenue, parcel number 3902185041710000, and 6267 Malloy Avenue parcel number 3902185042360000. The two parcels make up the NE quarter of the SE quarter of Section 18, Township 39, North, Range 2 East in Ferndale, WA. Located in the 6200 block on the west side of Malloy Avenue.
PROJECT DESCRIPTION:
Construction of a 203 lot subdivision on a 38.78 site with single family detached and single family attached (townhouse) residences. The project includes single-family lots (detached and attached), multiple open space tracts, associated road/right-of-way, infrastructure, stormwater pond, stormwater facilities, utilities and protected critical areas. The applicant proposes to mitigate lot wetland functions as a result of the development in accordance to City, State, and Federal guidelines.
The applicant proposes to vary from the following Municipal code sections:
-FMC 17.28.030B.2.B & E with a reduced pipe stem width (lot) and width (access) for shared driveways as required by code.
-18.32.080 reduced front yard setbacks for most or all lots from 20 feet to 15 feet for those portions of the structure that do not contain a street-fronting garage.
The applicant proposed to vary from the following City Development Standards:
-Section 603 reduced right-of-way width from 60-feet to 50-feet
Section 603 reduced roadway width for a portion of the roads within the PUD to be reduced from 36-foot standard to 28-feet
Phased construction of the project is anticipated to begin in 2017 and continue through 2022 or earlier.
Fill & Grade Activities:
Approximately 78,000 cubic yards or topsoil will be hauled off-site or spread over the lots plus 52,000 cubic yards of material will be provided for roadway construction (gravel, crushed rock and asphalt).
REQUESTED ACTION(S):
The applicant requests a SEPA Determination by the City of Ferndale for the proposed subdivision.
A SEPA checklist is required for this project as it exceeds the thresholds of 30 single family units and 1,000 cubic yards of fill and grade activities.
THE CITY INTENDS TO ISSUE A:
Mitigated Determination of Non-Significance
NOA/SEPA PUBLIC COMMENT PERIOD:
October 12 – October 26, 2016
CONTACT:
Jori Burnett, Community Development Director
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
[email protected]
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Planned Unit Development Approval, City of Ferndale
3. Land Disturbance Permit, City of Ferndale
4. Wetland Fill Permit, Nationwide, Army Corps of Engineers (ACOE)
5. 401 Water Certification, Washington State Department of Ecology (Ecology)
6. NPDES Permit, Ecology
7. Hydraulic Project Approval (if applicable), WDFW
The following mitigation measures were identified relative to the proposed project:
EARTH:
Preparation of a Storm Water Pollution Prevention Plan and adherence to the State water quality guidelines in accordance to the latest adopted Stormwater Ecology Manual. Construction will be sequenced, and take plane during the dry weather to the extend practical.
Should phased mass grading or development be proposed, prior to the initiation of each phase the applicant shall provide the City with sufficient documentation that each phase has established appropriate environmental protections or mitigation measures and/or relies on previous environmental protections or mitigation measures established through previous phases.
AIR:
Limits idling of heavy equipment during construction, watering soils if dust becomes a problem. Installation of code compliant residential HVAC systems.
WATER:
Stormwater:
Applicant will install or preserve measurements to comply with the Ecology guidelines and the National Pollution Discharge Elimination System permit.
The project will prepare a Stormwater Pollution Prevention Plan in accordance to State guidelines.
Note, currently the City requires compliance with the 2005 Ecology Manual. All applications submitted on or after January 1, 2017 must comply with 2014 Stormwater Management Manual for Western Washington. All projects approved prior to January 1, 2017 which have not started construction by January 1, 2022 must comply with the 2014 Stormwater Management Manual for Western Washington
Establishment of a Homeowner’s Association, with responsibilities to maintain storm facilities and critical areas.
Wetlands:
Project shall seek to avoid wetland and critical area impacts to the extent practical and shall mitigate for wetland impacts on-or off-site in accordance with City, state and federal regulations. If the wetland mitigation is proposed off-site, the applicants shall first consider off-site mitigation within the City of Ferndale, if practical.
PLANTS:
Ornamental landscaping typical of new home construction will be predominant in developed areas. Plantings may be proposed as mitigation for any buffer impacts, and will likely be from native vegetation.
AESTHETICS:
Establishment of a Homeowner’s Association, with responsibilities to maintain landscaping and shared common spaces, including trail spaces accessible to the general public, will mitigate aesthetic impacts.
NOISE:
Working hours will be limited to 7AM to 10PM during construction.
TRAFFIC:
The project will comply with concurrency requirements. Traffic impact fees will be owed for each lot.
PUBLIC SERVICES:
Water, sewer, and stormwater infrastructure (as necessary) will be constructed to city standards; payment of water and sewer connection fees; payment of storm sewer mitigation fees.
During construction of the civil improvements, the contractor will coordinate with Public Works.
PUBLIC SAFETY:
Provision of fire protection infrastructure per Fire District requirements; traffic control during construction shall be coordinated between the applicant, Ferndale Public Works Department, and the Ferndale Police Department.
RECREATION:
Several trail segments will be constructed allowing pedestrian access to nearby natural areas as well as providing pedestrian connectivity within this and adjacent property developments.
CULTURAL RESOURCES:
Should archaeological materials (e.g. shell midden, faunal remains, stone tools) or human remains be observed during project activities, all work in the immediate vicinity shall stop, and the area shall be secured. The contractor/owner shall contact the state Department of Archaeology and Historic Preservation (DAHP) at 360-586-3065, the Lummi Nation Tribal Historic Preservation Office (LNTHPO) at Lena Tso, THPO 360-312-2257; Tamela Smart, Deputy THPO 360-312-2253 in order to help assess the situation and determine how to preserve the resource(s). In the event that the find includes human remains the Ferndale Police Department shall be called immediately at 360-384-3390. Regarding ancient human remains, the LNTHPO will contact the appropriate tribal repatriation specialists. Compliance with all applicable laws pertaining to archaeological resources is required.
Published by Ferndale Record
October 19, 2016.

LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale City Council will hold a public hearing to consider the proposed zoning text amendments described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Council meeting will be held beginning at 6:00 p.m. on Monday November 7, 2016 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the City Council. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this notice please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2367.
DATE OF NOTICE:
October 19, 2016
APPLICANT:
City of Ferndale
PROJECT LOCATION:
Citywide
PROJECT DESCRIPTION:
The City of Ferndale proposes the following Zoning Text Amendments, to be considered at a public hearing on October 19, 2016. All proposed changes are intended to identify (and if practical, remove) barriers to “Low Impact” stormwater development and may also include additional updates to individual chapters:
Ferndale Municipal Code (FMC) 18.08 Definitions and FMC 18.44 Commercial Zoning Districts:
-Proposed changes include combining the two definitions chapters into one location within the code. Elimination of repeat definitions.
FMC 17.36 Binding Site Plans:
-Proposed changes include adding a signature block for City Clerk on binding site plan and other updates.
FMC 18.04 General Provisions, FMC 18.16 Zones, Maps & Boundaries, FMC 18.40 Residential Office, 18.42 Urban Residential, 18.45 Mixed Use Commercial District, 18.46 City Center Zone, and 18.47 Downtown Architectural and Site Design Standards:
-Proposed changes to chapters listed above include modifications to encourage Low Impact Development approaches, miscellaneous updates.
18.49 General Business Zone:
-modifications to allow LID approach, general code changes, and modifications to setbacks next to residential zones/uses.
FMC 18.32 Single Family Dwelling Zones (RS 6, 8, and 10), and FMC 18.14 Home Occupation Permits:
-Proposed changes include allowing adult family homes as a permitted use in residential zones to comply with State guidelines, and modifications to encourage LID and other miscellaneous updates. Maximum building height changes to 35 feet for all parcels City-wide.
REQUESTED ACTION(S):
The City of Ferndale requests approval of an amendment to the Ferndale Municipal Code
PUBLIC COMMENT PERIOD:
October 19 -November 7, 2016
CONTACT:
Jori Burnett, Community Development Director
City of Ferndale
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
[email protected]
Published by Ferndale Record
October 19, 2016.

NOTICE TO CREDITORS

LEGAL
SUPERIOR COURT OF WASHINGTON
FOR WHATCOM COUNTY

Estate of
BETTY JO KENISON,
Deceased.

NO. 16-4-00316-1
PROBATE NOTICE TO CREDITORS
(RCW 11.40.030)
PLEASE TAKE NOTICE
The above Court has appointed Dana S. Swearinger and Lisa G. Pinkerton as Co-Personal Representatives of Decedent’s estate. Any person having a claim against the Decedent must present the claim: (a) Before the time when the claim would be barred by any applicable statute of limitations, and (b) In the manner provided in RCW 11.40.070: (i) By filing the original of the claim with the foregoing Court, and (ii) By serving on or mailing to Dana at the address below a copy of the claim. The claim must be presented by the later of: (a) Thirty (30) days after I served or mailed this Notice as provided in RCW 11.40.020(1)(c), or (b) Four (4) months after the date of first publication of this Notice. If the claim is not presented within this time period, the claim will be forever barred except as provided in RCW 11.40.051 and 11.40.060. This bar is effective for claims against both the Decedent’s probate and non-probate assets.
Date of First Publication of this Notice:
October 19, 2016
Decedent’s SSN (for WDSHS only):
SSN
Co-Personal Representative
/s/ Dana S. Swearinger
Co-Personal Representative
_/s/ Lisa G. Pinkerton
Dana S. Swearinger
9103 Harvey Rd.
Blaine, WA 98230
360-201-7661
Published by Ferndale Record
October 19, 26 and November 2, 2016.

TRUSTEE’S SALE

LEGAL
File No.: Trustee: 8308.21144 Northwest Trustee Services, Inc. Grantors: Michael Cline, as his separate estate Grantee: PennyMac Loan Services, LLC Ref to DOT Auditor File No.: 2091003728 Tax Parcel ID No.: 146165/400630-089182-20000 Abbreviated Legal: PTN GOVT LOT 3, 30-40-6, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 28, 2016, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Parcel 1: The South 332 feet of the North 981.71 feet of the West 165 feet of the East 540 feet of Government Lot 3, Section 30, Township 40 North, Range 6 East of the Willamette Meridian, Whatcom County, Washington. Parcel 1A: An easement for road and utility purposes over, under and across the South 662 feet of the North 981.71 feet of the East 50 feet of the West 165 feet of the East 540 feet of said Government Lot 3; and also over, under and across the Northerly 50 feet of the South 400 feet of the East 375 feet of said Government Lot 3, Except the East 210 feet thereof and except State Highway No. 542. Commonly known as: 7364 Mount Baker Highway Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 10/28/09, recorded on 10/30/09, under Auditor’s File No. 2091003728, records of WHATCOM County, Washington, from Michael Cline, a single person, as Grantor, to Recontrust Company, N.A., as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as designated nominee for Bank of America, N.A., beneficiary of the security instrument, its successors and assigns., as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc., as nominee for Bank of America, N.A., its successors and assigns to PennyMac Loan Services, LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2015-1101781. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/17/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $7,058.10 Late Charges $224.70 Lender’s Fees & Costs $1,747.16 Total Arrearage $9,029.96 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $0.00 Statutory Mailings $33.48 Recording Costs $0.00 Postings $80.00 Sale Costs $0.00 Total Costs $1,613.48 Total Amount Due: $10,643.44 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $186,933.45, together with interest as provided in the note or other instrument evidencing the Obligation from 01/01/16, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 28, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/17/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/17/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/17/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Michael Cline 7364 Mt Baker Highway Maple Falls, WA 98266 Michael Cline 2403 James St # 124 Bellingham, WA 98225 Unknown Spouse and/or Domestic Partner of Michael Cline 7364 Mt Baker Highway Maple Falls, WA 98266 Michael Cline 7364 Mt Baker Highway Deming, WA 98266 Unknown Spouse and/or Domestic Partner of Michael Cline 7364 Mt Baker Highway Deming, WA 98266 Unknown Spouse and/or Domestic Partner of Michael Cline 2403 James St # 124 Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 04/29/16, proof of which is in the possession of the Trustee; and on 04/30/16 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. Cline, Michael (TS# 8308.21144) 1002.286836-File No.
Published by Ferndale Record
September 28 and October 19, 2016.

LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-16-706073-BB APN No.: 400316 559472 0000 Title Order No.: 160063678-WA-MSI Deed of Trust Grantor(s): STEFANIE S GIMSE Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PEOPLES BANK Deed of Trust Instrument/Reference No.: 2111202566
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 10/28/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: Lot A, Lexi Loop Short Plat, #3, according to the plat thereof, recorded September 16, 2011, under Whatcom County Auditor’s File No. 2110901325, records of Whatcom County, Washington. Situate in Whatcom County, Washington More commonly known as: 1664 LEXI LOOP, LYNDEN, WA 98264 which is subject to that certain Deed of Trust dated 12/16/2011, recorded 12/21/2011, under 2111202566 records of WHATCOM County, Washington , from Stefanie S Gimse, an unmarried woman , as Grantor(s), to Chicago Title Insurance Company , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PEOPLES BANK , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PEOPLES BANK (or by its successors-in-interest and/or assigns, if any), to JPMorgan Chase Bank, National Association .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $38,387.30
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $220,206.78 , together with interest as provided in the Note from 4/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/28/2016 . The defaults referred to in Paragraph III must be cured by 10/17/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/17/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/17/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME Stefanie S Gimse, an unmarried woman ADDRESS 1664 LEXI LOOP, LYNDEN, WA 98264 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 4/22/2016 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/20/2016 Quality Loan Service Corp. of Washington, as Trustee By: Kristen Oswood, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-16-706073-BB State of : Washington) County of: King) I certify that I know or have satisfactory evidence that Dated: Signature Title My appointment expires: IDSPub #0109557 9/28/2016 10/19/2016
Published by Ferndale Record
September 28 and October 19, 2016.

LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-16-699994-SW APN No.: 139818/ 4004312504600000 Title Order No.: 8613519 Deed of Trust Grantor(s): KELLI L. LOREEN, TINA M. GRAFMYRE Deed of Trust Grantee(s): WELLS FARGO BANK, N.A. Deed of Trust Instrument/Reference No.: 2060702826
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 10/28/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: COMMENCING AT A POINT 20 FEET EAST AND 679 FEET SOUTH OF THE QUARTER SECTION CORNER BETWEEN SECTIONS 30 AND 31, TOWNSHIP 40 NORTH, RANGE 4, EAST OF W.M.; THENCE EAST 112 FEET; THENCE NORTH 100 FEET; THENCE WEST 112 FEET AND THENCE SOUTH 100 FEET TO THE POINT OF BEGINNING, ALL SITUATE IN SECTION 31, TOWNSHIP 40 NORTH, RANGE 4 EAST OF W.M., EXCEPT S. WASHINGTON STREET. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 205 SOUTH WASHINGTON STREET, EVERSON, WA 98247 which is subject to that certain Deed of Trust dated 7/17/2006, recorded 7/20/2006, under 2060702826 records of WHATCOM County, Washington , from KELLI L. LOREEN, AN UNMARRIED WOMAN AND TINA M. GRAFMYRE, AN UNMARRIED WOMAN AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP , as Grantor(s), to NORTHWEST TRUSTEE SERVICES, LLC , as Trustee, to secure an obligation in favor of WELLS FARGO BANK, N.A. , as Beneficiary, the beneficial interest in which was assigned by WELLS FARGO BANK, N.A. (or by its successors-in-interest and/or assigns, if any), to Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2006-WF1 Asset-Backed Certificates, Series 2006-WF1 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $14,835.17
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $150,313.47 , together with interest as provided in the Note from 8/1/2015 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/28/2016 . The defaults referred to in Paragraph III must be cured by 10/17/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/17/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/17/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME KELLI L. LOREEN, AN UNMARRIED WOMAN AND TINA M. GRAFMYRE, AN UNMARRIED WOMAN AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP ADDRESS 205 SOUTH WASHINGTON STREET, EVERSON, WA 98247 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/18/2016 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/21/2016 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Willis, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: Or Login to: http://wa.qualityloan.com TS No.: WA-16-699994-SW IDSPub #0110176 9/28/2016 10/19/2016
Published by Ferndale Record
September 28 and October 19, 2016.

LEGAL
File No.: Trustee: 7490.20352 Northwest Trustee Services, Inc. Grantors: Gerald R. McDaniel and Rochele N. McDaniel, also appearing of record as Gerald McDaniel and Rochele McDaniel, who acquired title as Gerald McDaniel and Rochele Vermeulen, husband and wife Grantee: Colonial Savings, F.A. Ref to DOT Auditor File No.: 2120802555 Tax Parcel ID No.: 143371//400522-475107-0000 Abbreviated Legal: LOT 16, PEACEFUL VALLEY, DIV. NO. 2B, VOL. 19, PG. 12, WHATCOM CO., WA. Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On November 18, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: PARCEL A: Lot 16, Plat of Peaceful Valley, Division No. 2-B, according to the Plat thereof recorded in Volume 19 of Plats 12 through 14, inclusive, records of Whatcom County Washington. PARCEL A-1: An easement for egress, ingress and utilities, over, under and across private roadways within the Plat of “Peaceful Valley, Division No. 1” as per the Map thereof, recorded in Book 13 of Plates, Pages 77 to 81 inclusive, in the Auditor’s Office of Whatcom County, Washington, as reserved by the Didication on the Face of Said Plat. MORE ACCURATELY DESCRIBED AS FOLLOWS: PARCEL A: Lot 16, Plat of Peaceful Valley, Division No. 2-B, according to the Plat thereof recorded in Volume 19 of Plats, Pages 12 through 14, inclusive, records of Whatcom County Washington. PARCEL A-1: An easement for egress, ingress and utilities, over, under and across private roadways within the Plat of “Peaceful Valley, Division No. 1”, as per the Map thereof, recorded in Book 13 of Plats, Pages 77 to 81 inclusive, in the Auditor’s Office of Whatcom County, Washington, as reserved by the Dedication on the Face of Said Plat. Commonly known as: 2911 Green Valley Drive Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 08/17/12, recorded on 08/22/12, under Auditor’s File No. 2120802555, records of Whatcom County, Washington, from Gerald R. McDaniel and Rochele N. McDaniel, husband and wife, as Grantor, to Chicago Title Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. (“MERS”) as designated nominee for Primelending, a Plainscapital Company, beneficiary of the security instrument, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. (“MERS”) solely as designated nominee for Primelending, a Plainscapital Company, beneficiary of the security instrument, its successors and assigns to Colonial Savings, F.A., under an Assignment/Successive Assignments recorded under Auditor’s File No. 2016-0600833. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 07/12/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $10,155.30 Lender’s Fees & Costs $376.51 Total Arrearage $10,531.81 Trustee’s Expenses (Itemization) Trustee’s Fee $1,350.00 Title Report $689.85 Statutory Mailings $22.32 Recording Costs $15.00 Postings $80.00 Total Costs $2,157.17 Total Amount Due: $12,688.98 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $137,878.51, together with interest as provided in the note or other instrument evidencing the Obligation from 09/01/15, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on November 18, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 11/07/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/07/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 11/07/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Gerald R. McDaniel aka Gerald McDaniel 2911 Green Valley Drive Maple Falls, WA 98266 Rochele N. McDaniel aka Rochele McDaniel aka Rochele Vermeulen 2911 Green Valley Drive Maple Falls, WA 98266 Gerald R. McDaniel aka Gerald McDaniel 4306 Meadow View Drive Pasco, WA 99301 Rochele N. McDaniel aka Rochele McDaniel aka Rochele Vermeulen 4306 Meadow View Drive Pasco, WA 99301 by both first class and certified mail, return receipt requested on 06/08/16, proof of which is in the possession of the Trustee; and on 06/09/16 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. McDaniel, Gerald R. and Rochele N. (TS# 7490.20352) 1002.287340-File No.
Published by Ferndale Record
October 19 and November 9, 2016.

LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-16-701559-SW APN No.: 3803350201380000 3803350551400000 Title Order No.: 160027383-WA-MSI Deed of Trust Grantor(s): RICHARD E OLSON, DIANE J OLSON Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) Deed of Trust Instrument/Reference No.: 2070203572
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 11/18/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: All those certain parcels of land situate in the County of Whatcom and State of Washington, being known and designated as follows: Parcel A Lots 13 through 24, inclusive, Block 15, Map of South Geneva on Lake Whatcom, Whatcom County, Washington, as per the Map thereof, recorded in Book 2 of Plats, Page 44A, in the Auditor’s Office of said County and State. Parcel A-1 An easement for ingress, egress and utilities as shown in document recorded under Whatcom County Auditor’s File No. 961008153. Tax ID: 380335 020138 0000 & 380335 055140 0000 More commonly known as: 4806 LOST CREEK LANE, BELLINGHAM, WA 98229 which is subject to that certain Deed of Trust dated 2/6/2007, recorded 2/26/2007, under 2070203572 records of WHATCOM County, Washington , from RICHARD E. OLSON AND DIANE J. OLSON, HUSBAND AND WIFE , as Grantor(s), to FIDELITY NATIONAL TITLE , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) , as Beneficiary, the beneficial interest in which was subsequently assigned to DEUTSCHE BANK TRUST COMPANY AMERICAS, AS TRUSTEE FOR RESIDENTIAL ACCREDIT LOANS, INC., MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2007-QH3 under and assignment recorded under Auditors File Number 2016-0202046
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $147,200 .59
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $745,621.87 , together with interest as provided in the Note from 9/1/2011 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/18/2016 . The defaults referred to in Paragraph III must be cured by 11/7/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/7/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/7/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME RICHARD E. OLSON AND DIANE J. OLSON, HUSBAND AND WIFE ADDRESS 4806 LOST CREEK LANE, BELLINGHAM, WA 98229 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 7/1/2016 Quality Loan Service Corp. of Washington, as Trustee By: Rhianna Watson, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916-939-0772 Or Login to: http://wa.qualityloan.com TS No.: WA-16-701559-SW IDSPub #0110683 10/19/2016 11/9/2016
Published by Ferndale Record
October 19 and November 9, 2016.

LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-625195-SW APN No.: 380224 390168 0000 Title Order No.: 140113186-WA-MSI Deed of Trust Grantor(s): HELEN M SANCHEZ, PIERRE F SANCHEZ Deed of Trust Grantee(s): WASHINGTON MUTUAL BANK Deed of Trust Instrument/Reference No.: 1980300464
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 10/28/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 16, BLOCK 150, PLAT OF NORTH STREET ADDITION, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 5 OF PLATS, PAGE 35, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 2627 UTTER ST, BELLINGHAM, WA 98225 which is subject to that certain Deed of Trust dated 2/24/1998, recorded 3/4/1998, under 1980300464 records of WHATCOM County, Washington , from PIERRE F SANCHEZ AND HELEN M SANCHEZ, HUSBAND AND WIFE , as Grantor(s), to WHATCOM LAND TITLE, A WASHINGTON CORPORATION , as Trustee, to secure an obligation in favor of WASHINGTON MUTUAL BANK , as Beneficiary, the beneficial interest in which was subsequently assigned to Federal National Mortgage Association (“Fannie Mae”), a corporation organized and existing under the laws of the United States of America under and assignment recorded under Auditors File Number 2140300197
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $23,447.70
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $46,838.72 , together with interest as provided in the Note from 2/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/28/2016 . The defaults referred to in Paragraph III must be cured by 10/17/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/17/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/17/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME PIERRE F SANCHEZ AND HELEN M SANCHEZ, HUSBAND AND WIFE ADDRESS 2627 UTTER ST, BELLINGHAM, WA 98225 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 10/24/2014 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/29/2016 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Willis, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-14-625195-SW IDSPub #0109696 9/28/2016 10/19/2016
Published by Ferndale Record
September 28 and October 19, 2016.

LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-16-709048-SW APN No.: 405114 405507 000 Title Order No.: TSG1603-WA-2933298 245381063 Deed of Trust Grantor(s): SUZANNE J WHITE Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK Deed of Trust Instrument/Reference No.: 2061002905
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 10/28/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 10, SAINT ANDREWS GREEN DIVISION 4 PHASE A, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 16 OF PLATS, PAGE(S) 74 TO 76, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 5416 Canvasback Road, Blaine, WA 98230-6305 which is subject to that certain Deed of Trust dated 8/23/2006, recorded 10/19/2006, under 2061002905 records of WHATCOM County, Washington , from SUZANNE J WHITE A MARRIED WOMAN AS HER SEPARATE ESTATE , as Grantor(s), to FIRST AMERICAN TITLE INSURANCE CO. , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK , as Beneficiary, the beneficial interest in which was subsequently assigned to DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee for INDYMAC INDX MORTGAGE LOAN TRUST 2006-AR29, MORTGAGE PASS-THROUGH CERTIFICATES Series 2006-AR29 under and assignment recorded under Auditors File Number 2016-0401326
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $5,050.01
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $629,512.13 , together with interest as provided in the Note from 10/1/2015 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/28/2016 . The defaults referred to in Paragraph III must be cured by 10/17/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/17/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/17/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME SUZANNE J WHITE A MARRIED WOMAN AS HER SEPARATE ESTATE ADDRESS 5416 Canvasback Road, Blaine, WA 98230-6305 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/16/2016 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/30/2016 Quality Loan Service Corp. of Washington, as Trustee By: Kristen Oswood, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: Or Login to: http://wa.qualityloan.com TS No.: WA-16-709048-SW State of : Washington) County of: King) I certify that I know or have satisfactory evidence that Dated: Signature Title My appointment expires: IDSPub #0109837 9/28/2016 10/19/2016
Published by Ferndale Record
September 28 and October 19, 2016.

LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-12-520753-SH APN No.: 390113 413266 0000 Title Order No.: 120257676-WA-GSI Deed of Trust Grantor(s): RIAD I YOUSSEF Deed of Trust Grantee(s): LONG BEACH MORTGAGE COMPANY Deed of Trust Instrument/Reference No.: 2061005095
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 11/18/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: Description: Lot 103, Pacific Highlands, Division No. 3, according to the plat thereof, recorded on November 19, 2004, under Auditor’s File No. 2041103506, records of Whatcom County, Washington. Situate in Whatcom County, Washington. More commonly known as: 2628 LOCHCARRON DRIVE, FERNDALE, WA 98248 which is subject to that certain Deed of Trust dated 10/18/2006, recorded 10/31/2006, under 2061005095 records of WHATCOM County, Washington , from RIAD I YOUSSEF, A SINGLE MAN , as Grantor(s), to CHICAGO TITLE COMPANY , as Trustee, to secure an obligation in favor of LONG BEACH MORTGAGE COMPANY , as Beneficiary, the beneficial interest in which was subsequently assigned to Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Long Beach Mortgage Loan Trust 2006-11 Asset-Backed Certificates, Series 2006-11 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $221,688.92
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $342,111.92 , together with interest as provided in the Note from 2/1/2009 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/18/2016 . The defaults referred to in Paragraph III must be cured by 11/7/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/7/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/7/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME RIAD I YOUSSEF, A SINGLE MAN ADDRESS 2628 LOCHCARRON DRIVE, FERNDALE, WA 98248 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 8/25/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 7/6/2016 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Willis, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916-939-0772 Or Login to: http://wa.qualityloan.com TS No.: WA-12-520753-SH IDSPub #0110776 10/19/2016 11/9/2016
Published by Ferndale Record
October 19 and November 9, 2016.

Legals – October 19, 2016

CITY OF FERNDALE

NOTICE TO CREDITORS

TRUSTEE’S SALE

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