Legals – March 18, 2015

■ CITY OF FERNDALE

LEGAL
Summary of ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of March 16, 2015
Ordinance #1883
An ordinance adopting procedural rules for the City of Ferndale Hearing Examiner
Ordinance #1884
An ordinance amending Chapter 6 of the Ferndale Development Standards
Ordinance #1885
An ordinance amending Chapter 12.12 of the Ferndale Municipal Code
Ordinance #1886
An ordinance rezoning Gateway Development property to Mixed Use Commercial
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request.
Susan Duncan, DEPUTY CITY CLERK
Published by Ferndale Record March 18, 2015.

■ PUBLIC NOTICE

LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale Hearing Examiner will hold a public hearing to consider the proposed development project described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Hearing Examiner meeting will be held beginning at 7:00 p.m. on Thursday, April 2, 2015 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the City Council. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this application or the public hearing please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2368.
DATE OF NOTICE OF PUBLIC HEARING:
March 18, 2015
APPLICANT: Tony Freeland, Freeland & Associates
PROJECT LOCATION: The project is located along the southeast side of the intersection of Douglas Road and Church Road, addressed as 2475 Douglas Road in Ferndale, WA.
PROJECT DESCRIPTION: The applicant requests approval to amend a previously approved 24-lot residential subdivision to add 3 additional lots to create a new total of 27-lots on a 6.5-acre parcel with associated infrastructure including public roadway, watermain, sanitary sewer, and stormwater collection and conveyance facilities.
REQUESTED ACTION(S):
The applicant requests approval by the City of Ferndale City Council of a preliminary plat amendment application.
PUBLIC COMMENT PERIOD: March 18, 2014 – April 2, 2015
CONTACT: Haylie Miller
P.O. Box 936
Ferndale, WA 98248
(360) 685-2368
Published by Ferndale Record March 18 and April 8, 2015.

LEGAL
NOTICE OF APPLICATION AND
INTENT TO ISSUE A MITIGATED
DETERMINATION OF
NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: Tony Freeland, Freeland & Associates
DATE OF APPLICATION: February 23, 2015
PROJECT LOCATION: The project is located along the southeast side of the intersection of Douglas Road and Church Road, addressed as 2475 Douglas Road, zoned as RS 6, Single Family Dwelling in Ferndale, WA.
PROJECT DESCRIPTION: The applicant requests approval to amend a previously approved 24-lot residential subdivision to add 3 additional lots to create a new total of 27-lots on a 6.5-acre parcel with associated infrastructure including public roadway, watermain, sanitary sewer, and stormwater collection and conveyance facilities.
REQUESTED ACTION(S):
The applicant requests a SEPA Threshold Determination.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: March 18 – April 1 2015
CONTACT: Jori Burnett
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Plat Amendment, City of Ferndale
3.Land Disturbance Permit, City of Ferndale
4.Building Permits, City of Ferndale
5. Washington State Department of Ecology (DOE) Construction Stormwater General Permit
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process.
In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
EARTH:
An erosion control plan will be implemented to comply with the NPDES construction stormwater permit and guidance. Construction Stormwater Pollution Prevention (SWPPP) will include erosion control BMPs implemented in accordance with the appropriated Department of Ecology (DOE) manual.
AIR:
During construction, water will be applied to the site to control dust.
WATER:
Storm water will be controlled using standard BMP’s per current DOE guidelines, including collection of storm water and routing it through an appropriately sized water quality facility prior to discharge.
NOISE:
Construction hours shall be limited to 7AM-7PM.
TRANSPORTATION:
Compliance with City of Ferndale concurrency ordinance shall be required.
CULTURAL RESOURCES:
Should archaeological materials (e.g. shell midden, faunal remains, stone tools) or human remains be observed during project activities, all work in the immediate vicinity shall stop, and the area shall be secured. The contractor/owner shall contact the state Office of Archaeology and Historic Preservation (OAHP) at 360-586-3065, the Lummi Nation Tribal Historic Preservation Office (LNTHPO) at 360-384-2298, and the Nooksack Tribe at 360-592-9065 in order to help assess the situation and determine how to preserve the resource(s). In the event that the find includes human remains the Ferndale Police Department shall be called immediately at 360-384-3390. Regarding human remains, the LNTHPO will contact the appropriate tribal repatriation specialists. Compliance with all applicable laws pertaining to archaeological resources is required.
Published by Ferndale Record March 18 and April 8, 2015.

■ NOTICE TO CREDITORS

LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM

In Re the Estate of:
Sarah Catherine Christensen,
Deceased.

No. 15 4 00099 7
PROBATE NOTICE TO CREDITORS
RCW 11.40.030
Date of Death: 1-20-15

The personal representative named below has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of first publication: March 4, 2015.
Sarah Christine Weg
Personal Representative
Attorney for Personal Representative:
Gregory E. Thulin, WSBA #21752
Law Offices of Gregory E. Thulin
2200 Rimland Drive, Suite 115
Bellingham, WA 98226-6639
Phone: 360-714-8599
Court of probate proceedings & cause number:
Whatcom County Superior Court
311 Grand Avenue
Bellingham, WA 98225
Cause No. 15-4-00099-7
Published by Ferndale Record March 4, 11, and 18, 2015.

LEGAL
SUPERIOR COURT
OF WASHINGTON
FOR WHATCOM COUNTY

Estate of
HELEN ISABEL HUNTOON,
Deceased.

NO. 15 4 00047 4
PROBATE NOTICE TO CREDITORS
(RCW 11.40.030)
PLEASE TAKE NOTICE
The above Court has appointed me as Personal Representative of Decedent’s estate. Any person having a claim against the Decedent must present the claim: (a) Before the time when the claim would be barred by any applicable statute of limitations, and (b) In the manner provided in RCW 11.40.070: (i) By filing the original of the claim with the foregoing Court, and (ii) By serving on or mailing to me at the address below a copy of the claim. The claim must be presented by the later of: (a) Thirty (30) days after I served or mailed this Notice as provided in RCW 11.40.020(1)(c), or (b) Four (4) months after the date of first publication of this Notice. If the claim is not presented within this time period, the claim will be forever barred except as provided in RCW 11.40.051 and 11.40.060. This bar is effective for claims against both the Decedent’s probate and non-probate assets.

Date of First Publication of this Notice:
MARCH 11, 2015
Keith R. Huntoon
1096 E Laurel Rd
Bellingham, WA 98226
360-319-3338
Published by Ferndale Record March 11, 18, and 25, 2015.

■ TRUSTEE’S SALE

LEGAL
File No.: 7431.20476 Grantors: Northwest Trustee Services, Inc. Freedom Mortgage Corporation Grantee: Denise N. Buendia, as her separate estate Ref to DOT Auditor File No.: 2070505208 Tax Parcel ID No.: 400515-060222-0000/141092 Abbreviated Legal: LT 39, BLK 13, PARADISE LAKES COUNTRY CLUB DIV NO. 8 VOL 12 PGS 34, 35, 36, WHATCOM CO, WA, MAP NO 04 Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On April 17, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 39, Block 13, Plat of Paradise Lakes Country Club, Division No. 8, according to the plat thereof, recorded in Volume 12 of Plats, Pages 34 through 36, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 6163 Hawthorne Place Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 05/22/07, recorded on 05/31/07, under Auditor’s File No. 2070505208, records of WHATCOM County, Washington, from Denise N Buendia, an unmarried woman, as Grantor, to Whatcom Land Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Freedom Mortgage Corp., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc as nominee for Freedom Mortgage Corp., its successors and/or assigns to Freedom Mortgage Corporation, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2141002663. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 12/05/2014 Monthly Payments $6,079.59 Late Charges $199.76 Total Arrearage $6,279.35 Trustee’s Expenses (Itemization) Trustee’s Fee $1,350.00 Title Report $520.13 Statutory Mailings $11.22 Recording Costs $28.00 Postings $80.00 Total Costs $1,989.35 Total Amount Due: $8,268.70 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $70,769.62, together with interest as provided in the note or other instrument evidencing the Obligation from 03/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on April 17, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 04/06/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 04/06/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 04/06/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Denise N. Buendia 6163 Hawthorne Place Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Denise N. Buendia 6163 Hawthorne Place Maple Falls, WA 98266 by both first class and certified mail, return receipt requested on 11/04/14, proof of which is in the possession of the Trustee; and on 11/04/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 12/05/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Breanon Miller (425) 586-1900. (TS# 7431.20476) 1002.274801-File No.
Published by Ferndale Record March 18 and April 8, 2015.

LEGAL
File No.: 7023.109119 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Eric E. Lukes and Dori A. Lukes, husband and wife Ref to DOT Auditor File No.: 2060900402 Tax Parcel ID No.: 103325/3903193-95280-0000 Abbreviated Legal: Lt 1, R & C, SP Rec No. 930329050, Whatcom Co, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On April 17, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 1, R and C Short Plat, as recorded March 29, 1993, in Volume 28 of Short Plats, Page 7, under Auditor’s File No. 930329050, Records of Whatcom County, Washington; being a portion of the West half of the West half of the Southeast Quarter of the Northeast Quarter of Section 19, Township 39 North, Range 3 East of W.M. Situate in Whatcom County, Washington. Commonly known as: 406 East Laurel Road Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 08/29/06, recorded on 09/06/06, under Auditor’s File No. 2060900402, records of WHATCOM County, Washington, from Eric E. Lukes and Dori A. Lukes, husband and wife, as Grantor, to First American Title Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P., its successors and assigns to Wells Fargo Bank, N.A., under an Assignment/Successive Assignments recorded under Auditor’s File No. 2111101629. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 12/02/2014 Monthly Payments $18,038.67 Late Charges $213.56 Lender’s Fees & Costs $1,115.05 Total Arrearage $19,367.28 Trustee’s Expenses (Itemization) Trustee’s Fee $965.00 Title Report $0.00 Statutory Mailings $22.44 Recording Costs $16.00 Postings $80.00 Sale Costs $0.00 Total Costs $1,083.44 Total Amount Due: $20,450.72 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $218,719.50, together with interest as provided in the note or other instrument evidencing the Obligation from 11/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on April 17, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 04/06/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 04/06/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 04/06/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Eric E. Lukes 406 East Laurel Road Bellingham, WA 98226 Dori A. Lukes 406 East Laurel Road Bellingham, WA 98226 Eric E. Lukes 406 East Laurel Road Bellingham, WA 98226-9774 Dori A. Lukes 406 East Laurel Road Bellingham, WA 98226-9774 by both first class and certified mail, return receipt requested on 10/31/14, proof of which is in the possession of the Trustee; and on 10/31/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 12/02/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7023.109119) 1002.274675-File No.
Published by Ferndale Record March 18 and April 8, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE
PURSUANT TO THE REVISED CODE OF WASHINGTON
CHAPTER 61.24, ET. SEQ.
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation.
DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE
Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
• The statewide FREE foreclosure counselors recommended by the Washington State Housing Finance Commission:
Toll-free: 1-877-894-HOME (1-877-894-4663)
http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm
•United States Department of Housing and Urban Development:
Toll-free: 1-800-569-4287
Local counseling agencies in Washington:
http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
•The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
Toll-free: 1-800-606-4819
http://nwjustice.org/what-clear
TO: Erin R. Marden aka Erin Roy Marden; to any occupants of the property; and to all other persons or entities claiming an interest in the subject property.
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee will on April 17, 2015, at the hour of 10:00 o’clock, a.m., at the Whatcom County Superior courthouse, 311 Grand Avenue in the City of BELLINGHAM, WHATCOM COUNTY, State of Washington, sell at public auction to the highest bidder, payable at the time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to-wit:
PARCEL A:
Lot 6, as delineated on Cedrus Cooperative Amended General and Specific Binding Site Plan, according to the Plat thereof; recorded September 24, 2003, under Whatcom County Auditor’s Number 2030906509, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
PARCEL B:
An easement for ingress and egress as delineated on the face of Cedrus Cooperative Amended General and Specific Binding Site Plan, according to the plat thereof, recorded September 24, 2003, under Whatcom County Auditor’s Number 2030906509, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
SUBJECT, HOWEVER, TO ALL OUTSTANDING COVENANTS, CONDITIONS, RESTRICTIONS, RESERVATIONS, LIENS, OIL, GAS AND GEOTHERMAL RIGHTS (WITH OR WITHOUT THE RIGHT OF SURFACE ENTRY), TIMBER RIGHTS, JUDGEMENTS, PENDING COURT PROCEEDINGS, PROBATE PROCEEDINGS AND AGREEMENTS WHICH LIMIT THE TITLE TO THE PROPERTY.
(commonly known as 3745 Cedrus Lane, Lummi Island, WA 98262
TAX ACCOUNT NUMBER: 370109 535317 0006.
Which is subject to that certain Deed of Trust dated the 8th day of March, 2005, recorded the 9th day of March, 2005, in the mortgage records of Whatcom County, under Auditor’s File No. 2050301543, records of Whatcom County, Washington, from Erin R. Marden, as a single individual and no other(s), whose address is 3745 Cedrus Lane, Lummi Island, WA 98262, as Grantor, to The United States of America acting through the State Director, USDA-Rural Development of Washington State, as Trustee, whose address is 1835 Black Lake Blvd., Suite B, Olympia WA 98512-5715, to secure an obligation in favor of United States of America acting through the Rural Housing service or successor agency, United States Department of Agriculture, whose address is Rural Housing Service, c/o Centralized Servicing Center, United States Department of Agriculture, PO Box 66889, St. Louis, Missouri 63166, as Beneficiary. Jerome Froland, P.S. DBA Alder Lynn Law office was appointed Successor Trustee, under Auditors File No. 2141001083.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III.
The defaults for which this foreclosure is made is/are as follows:
-Failure to make monthly payments of principal and interest beginning with the payment due on 02/08/2011
05 payments of $781.34/month $3,906.70
02-08-2011 through 06-08-2011
06 payments of $427.46/month
$2,564.76
07-08-2011 through 12-08-2011
36 payments of $781.34/month
$28,128.24
01-08-2012 through 12-08-2014
-Failure to make monthly escrow payments beginning with the payment due on 02/08/2011
03 payments of $226.30/month $678.90
02-08-2011 through 04-08-2011
44 payments of $162.23/month
$7,138.12
05-08-2011 through 12-08-2014
Total monetary Default $ 42,416.72
IV.
The sum owing on the obligation secured by the Deed of Trust is:
Principal $124,961.64, together with interest as provided in the note or other instrument secured from March 9, 2005 and other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on April 17, 2015. The Default(s) referred to in paragraph III must be cured by April 6, 2015 (11 Days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before April 6, 2015 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after April 6, 2015 (11 days before the sale date) and before the sale by Borrower, Grantor, any Guarantor, or the holder of any recorded Junior Lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses:
ERIN ROY MARDEN
3745 CEDRUS LANE
LUMMI ISLAND WA 98262
OCCUPANT OR CURRENT RESIDENT
3745 CEDRUS LANE
LUMMI ISLAND WA 98262
ERIN ROY MARDEN AND JANE DOE MARDEN
3745 CEDRUS LANE
LUMMI ISLAND WA 98262
By both first class and either registered or certified mail on October 24, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on October 28, 2014, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS
The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the Owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings chapter 59.12 RCW. For tenant occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
DATED: December 8, 2014
Trustee: Jerome A. Froland, WSBA 14916
Address: P.O. Box 13125
Mill Creek WA 98082
Telephone: 425-778-5297
Published by Ferndale Record March 18 and April 8, 2015.

LEGAL
TS No.: WA-12-529759-SH APN No.: 380321 368260 0000 Title Order No.: 7227860 Grantor(s): BILLY JOE WHEELER, RAQUEL C WHEELER Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR NATIONPOINT A DIVISION OF NAT. CITY BANK OF IN Deed of Trust Instrument/Reference No.: 2060503005 NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et. seq.
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 4/17/2015, at 10:00 AM At the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to wit: LOT 12, HIGHLAND HEIGHTS NO. 4, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 11 OF PLATS, PAGE(S) 33, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 3306 ILLINOIS LN, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 4/24/2006, recorded 05/17/2006, under 2060503005 records of Whatcom County, Washington, from BILLY JOE WHEELER AND RAQUEL C WHEELER, HUSBAND AND WIFE, as Grantor(s), to ROCKWOOD TITLE, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR NATIONPOINT A DIVISION OF NAT. CITY BANK OF IN, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR NATIONPOINT A DIVISION OF NAT. CITY BANK OF IN (or by its successors-in-interest and/or assigns, if any), to Deutsche Bank National Trust Company, as Trustee, in trust for the registered Certificateholders of First Franklin Mortgage Loan Trust 2006-FF8, Asset-Backed Certificates, Series 2006-FF8
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $155,082.63
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $275,076.12, together with interest as provided in the Note from the 12/1/2008, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 4/17/2015. The defaults referred to in Paragraph III must be cured by 4/6/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 4/6/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 4/6/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME BILLY JOE WHEELER AND RAQUEL C WHEELER, HUSBAND AND WIFE ADDRESS 3306 ILLINOIS LN, BELLINGHAM, WA 98226 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 12/12/2012.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: Dec 11 2014 Quality Loan Service Corp. of Washington, as Trustee By: Mauricio Flores, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-573-1965 Or Login to: http://wa.qualityloan.com TS No.: WA-12-529759-SH P1123147 3/18, 04/08/2015
Published by Ferndale Record March 18 and April 8, 2015.

LEGAL
TS No WA09000556-14-1 APN 56436 / 3803092940350000 TO No 8476787 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on 4/17/2015, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC FINANCIAL INC. dba TRUSTEE CORPS, the undersigned Trustee will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashiers’ check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: THE SOUTHWEST QUARTER OF LOT 24, AND ALSO THE SOUTHEAST QUARTER OF LOT 23, LYING SOUTHERLY OF THE RAILROAD RIGHT-OF-WAY, PLAT OF GARDEN ADDITION TO THE TOWN OF WHATCOM , WASH. TERR., 1883, WHATCOM COUNTY, WASHINGTON. ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 1 OF PLATS, PAGE 29, RECORDS OF WHATCOM COUNTY, WASHINGTON. EXCEPT THOSE RIGHTS-OF-WAY COMMONLY REFERRED TO AS DEWEY ROAD, BAKERVIEW ROAD AND VINING STREET. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 56436 / 3803092940350000 More commonly known as 4127 DEWEY ROAD, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated as of November 2, 2005, executed by Maurice A. Patterson and Lorine Ewing Patterson, husband and wife as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for WHIDBEY ISLAND BANK, Beneficiary of the security instrument, its successors and assigns, recorded November 7, 2005 as Instrument No. 2051101226 and the beneficial interest was assigned to CitiMortgage, Inc. and recorded October 12,2012 as Instrument Number 2121001815 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by CitiMortgage, Inc, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: CitiMortgage, Inc Contact Phone No: (800) 283-7918 Address: 1000 Technology Drive, O’Fallon, MO 63368-2240
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From December 1, 2012 To December 8, 2014 Number of Payments 25 Monthly Payment $1,687.63 Total $42,190.75 LATE CHARGE INFORMATION From December 1, 2012 To December 8, 2014 Number of Payments 1 Monthly Payment $0.00 Total $0.00 PROMISSORY NOTE INFORMATION Note Dated: November 2, 2005 Note Amount: $306,500.00 Interest Paid To: November 1, 2012 Next Due Date: December 1, 2012
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $301,382.54, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on April 17, 2015. The defaults referred to in Paragraph III must be cured by April 6, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before April 6, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashier’s or certified checks from a State or federally chartered bank. The sale may be terminated any time after the April 6, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, CitiMortgage, Inc or Trustee to the Borrower and Grantor at the following address(es): ADDRESS Maurice A. Patterson and Lorine Ewing Patterson 4127 Dewey Road, Bellingham, WA 98226 LORINE EWING PATTERSON 4127 DEWEY ROAD, BELLINGHAM, WA 98226 LORINE EWING PATTERSON 4127 DEWEY RD, BELLINGHAM, WA 98226 LORINE EWING PATTERSON 4127 DEWEY RD, BELLINGHAM, WA 98226-8741 MAURICE A PATTERSON 4127 DEWEY ROAD, BELLINGHAM, WA 98226 MAURICE A PATTERSON 4127 DEWEY RD, BELLINGHAM, WA 98226 MAURICE A PATTERSON 4127 DEWEY RD, BELLINGHAM, WA 98226-8741 by both first class and certified mail on October 29, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; DATED: December 8, 2014 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jean Greagor, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com P1123298 3/18, 04/08/2015
Published by Ferndale Record March 18 and April 8, 2015.

LEGAL
TS No WA09000360-14-1 APN 49925/3802233063940000 TO No 8437380 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on April 17, 2015, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: Lot 34, Except the West 112.5 feet as measured along the North line thereof, Block 9, Plat of Bennett Hill, a part of the consolidated City of Bellingham, Whatcom County, Washington.According to the plat thereof, recorded in Volume 7 of plats, page 38, records of WhatcomCounty, Washington.Situate in Whatcom County, Washington. APN: 49925/3802233063940000 More commonly known as 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225 which is subject to that certain Deed of Trust dated as of October 31, 2002, executed by RUSSELL J WHIDBEE AND JEANINE H WHIDBEE, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of HORIZON BANK as original Beneficiary recorded October 31, 2002 as Instrument No. 2021006647 and the beneficial interest was assigned to CitiMortgage, Inc., Successor in Interest by merger to Principal Residential Mortgage, Inc. and recorded November 14, 2002 as Instrument Number 2021102431 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by CitiMortgage, Inc., Successor in Interest by merger to Principal Residential Mortgage, Inc., the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: CitiMortgage, Inc., Successor in Interest by merger to Principal Residential Mortgage, Inc. Contact Phone No: (800) 283-7918 Address: 1000 Technology Drive, O`Fallon, MO 63368-2240
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From December 1, 2012 To December 1, 2014 Number of Payments 21 Monthly Payment $709.85 Total $14,906.85 LATE CHARGE INFORMATION December 1, 2012 December 1, 2014 1 $35.49 $35.49 PROMISSORY NOTE INFORMATION Note Dated: October 31, 2002 Note Amount: $120,000.00 Interest Paid To: November 1, 2012 Next Due Date: December 1, 2012
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $99,927.25, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on April 17, 2015. The defaults referred to in Paragraph III must be cured by April 6, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before April 6, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the April 6, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, CitiMortgage, Inc., Successor in Interest by merger to Principal Residential Mortgage, Inc. or Trustee to the Borrower and Grantor at the following address(es): ADDRESS Janine Carla Hamm 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225 UNKNOWN SPOUSE OF RUSSELL J WHIDBEE 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225 UNKNOWN SPOUSE OF JEANINE H WHIDBEE NKA JEANINE CARLA HAMM, 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225 JEANINE H WHIDBEE 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225 JEANINE H WHIDBEE 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225-1429 JEANINE H WHIDBEE C/O Margaret Mawson, Attorney, 103 E Holly St, Ste 508, Bellingham, WA 98225-4728 RUSSELL J. WHIDBEE 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225 RUSSELL J. WHIDBEE 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225-1429 RUSSELL J. WHIDBEE C/O Betsy Brinson, Attorney, 1811 C St, BELLINGHAM, WA 98225-4017 by both first class and certified mail on June 10, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: December 1, 2014 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jean Greagor, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com. Order No. WA14-000502-1, Pub Dates 03/18/2015, 04/08/2015
Published by Ferndale Record March 18 and April 8, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq. Document: NOS Printed: 12/16/2014 8:45:41 AM Page Count: 5 IDS Automation: D eliver signed document(s) to Scan Clerk TS No.: WA-14-637538-SW APN No.: 370306 236401 0118 Title Order No.: 140187437-WA-MSI Grantor(s): DARREN WILSON Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PLAZA HOME MORTGAGE, INC. Deed of Trust Instrument/Reference No.: 2090903298
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 4/17/2015 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: UNIT NO. A-210 OF CYPRESS PLACE CONDOMINIUM, PHASE 3, ACCORDING TO THE DECLARATION THEREOF, RECORDED UNDER AUDITOR’S FILE NO. 2060804167, AND ANY AMENDMENTS THERETO, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 700 32ND STREET, BELLINGHAM, WA 98225-6924 which is subject to that certain Deed of Trust dated 9/24/2009, recorded 9/29/2009, under 2090903298 records of WHATCOM County, Washington , from DARREN WILSON, AN UNMARRIED PERSON , as Grantor(s), to WHATCOM LAND TITLE CO. , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PLAZA HOME MORTGAGE, INC. , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PLAZA HOME MORTGAGE, INC. (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Bank, NA.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $8,990.49
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $122,103.97 , together with interest as provided in the Note from the 5/1/2014 , and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 4/17/2015 . The defaults referred to in Paragraph III must be cured by 4/6/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 4/6/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 4/6/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME DARREN WILSON, AN UNMARRIED PERSON ADDRESS 700 32ND STREET, BELLINGHAM, WA 98225-6924 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 11/12/2014 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 12/16/2014 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-14-637538-SW IDSPub #0074884 3/18/2015 4/8/2015
Published by Ferndale Record March 18 and April 8, 2015.