LEGALS- DECEMBER 18, 2019

PUBLIC NOTICE

LEGAL

Northwest Indian College, on the Lummi Reservation, Bellingham WA. Is accepting proposals from qualified vendors to install a keyless access control system on the majority of our campus doors, both exterior and interior.

SCOPE OF SERVICES to include but not limited to the following:

Provision and installation of cables, components and hardware (locksets) for 59 Exterior hardwired doors, 70 Interior wireless offline locks, 300 Programmable fobs, Maxxess Security Management Software and Labor to install, program, test and provide end user training for the completed system.

Lummi Nation Tribal Rights Ordinance (TERO) applies to this project.

Lummi Nation Business License is required.

Interested vendors should contact Lavonne Ballew at [email protected] for an RFP.

Deadline for the RFP is December 27th, 2019

Published December 18, 2019

NOTICE OF TRUSTEE’S SALE

LEGAL

ORIGINAL TRUSTEE SALE RECORDED ON 11/22/2019 IN THE OFFICE OF THE WHATCOM COUNTY RECORDER.

NOTICE OF TRUSTEE’S SALE –

Publication for service upon Unknown Heirs and Devisees of Marc O Shokeir, deceased File No.:19-125790 Title Order No.:191095294 Grantor: Marc O Shokeir, a married man, as his separate property Current beneficiary of the deed of trust: Wells Fargo Bank, N.A. Current trustee of the deed of trust: Aztec Foreclosure Corporation of Washington Current mortgage servicer of the deed of trust: Wells Fargo Bank, N.A. Reference number of the deed of trust: 2130501092 Parcel number(s): 3803205510780000 PID 66223 Abbreviated legal description: LOTS 1-3, BLK 8, WEST EUREKA Commonly known as: 2431 and 2433 Yew Street, Bellingham, WA 98229 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, AZTEC FORECLOSURE CORPORATION OF WASHINGTON will on March 27, 2020, at the hour of 9:00 am at Whatcom County Courthouse (Main Entrance), 311 Grand Ave., Bellingham, WA, State of Washington, sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOTS 1-3, BLOCK 8, PLAT OF WEST EUREKA, AN ADDITION TO WHATCOM, WASHINGTON, NOW A PART OF THE CONSOLIDATED CITY OF BELLINGHAM, WHATCOM COUNTY, WASHINGTON, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 5 OF PLATS, PAGE 27, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON which is the subject of that certain Deed of Trust dated May 2, 2013, recorded May 8, 2013, under Auditor’s File No. 2130501092, records of Whatcom County, Washington, from Marc O Shokeir, a married man, as his separate property as Grantor, to Whatcom Land Title Co. as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Plaza Home Mortgage Inc., its successors and assigns as Beneficiary, which as assigned by Mortgage Electronic Registration Systems, Inc. (“MERS”), as designated nominee for Plaza Home Mortgage Incorporated, beneficiary of the security instrument, its successors and assigns to Wells Fargo Bank N.A. under an assignment recorded at Instrument No. 2019-0702369. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust. III. The Default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Delinquent monthly payments from the May 1, 2019 installment on in the sum of $12,257.69 together with all fees, costs and or disbursements incurred or paid by the beneficiary and or trustee, their employees, agents or assigns. The Trustee’s fees and costs are estimated at $2,020.80 as of November 20, 2019. The amount to cure the default payments as of the date of this notice is $14,526.73. Payments and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the reinstatement amount so that you may be advised of the exact amount you would be required to pay. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance $236,470.64, together with interest in the Note or other instrument secured from April 1, 2019, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. The amount necessary to pay off the entire obligation secured by your Deed of Trust as the date of this notice is $246,772.71. Interest and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the payoff amount so that you may be advised of the exact amount you would be required to pay. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty express or implied regarding title, possession, or encumbrances on March 27, 2020. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured by March 16, 2020 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before March 16, 2020 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after March 16, 2020 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Estate of Marc Shokeir 336 36th Street # 320 Bellingham, WA 98225 Estate of Marc Shokeir 2431 Yew Street Bellingham, WA 98229 Estate of Marc Shokeir 2433 Yew Street Bellingham, WA 98229 Estate of Marc Shokeir RR# 3 Site 16, Box 6 Innisfail AB T4G 1T8, 00, Estate of Marc Shokeir c/o Douglas K. Robertson – Belcher Swanson Law Firm, PLLC Battersby Field Professional Building 900 Dupont Street Bellingham, WA 98225 Unknown Heirs & Devisees of Marc Shokeir, deceased 336 36th Street #320 Bellingham, WA 98225 Unknown Heirs & Devisees of Marc Shokeir, deceased 2431 Yew Street Bellingham, WA 98229 Unknown Heirs & Devisees of Marc Shokeir, deceased 2433 Yew Street Bellingham, WA 98229 Unknown Heirs & Devisees of Marc Shokeir, deceased c/o Douglas K. Robertson – Belcher Swanson Law Firm, PLLC Battersby Field Professional Building 900 Dupont Street Bellingham, WA 98225 Unknown Heirs & Devisees of Marc Shokeir, deceased RR#3 Site 16, Box 6 Innisfail, AB T4G 1T8, 00, by both first class and certified mail on October 10, 2019 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on October 10, 2019 with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth above, and whose telephone number is (360) 253-8017 / (877) 430-4787 will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having an objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants, who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.60. XI. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone (Toll-free): 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Telephone (Toll-free): 1-800-569-4287 or National Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc. The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone (Toll-Free): 1-800-606-4819 or Web site: http://nwjustice.org/what-clear XII. A list of the persons this Notice was sent to is attached hereto as exhibit “A”. EXHIBIT “A” Estate of Marc Shokeir 336 36th Street # 320 Bellingham, WA 98225 Estate of Marc Shokeir 2431 Yew Street Bellingham, WA 98229 Estate of Marc Shokeir 2433 Yew Street Bellingham, WA 98229 Estate of Marc Shokeir RR# 3 Site 16, Box 6 Innisfail AB T4G 1T8, 00, Estate of Marc Shokeir c/o Douglas K. Robertson – Belcher Swanson Law Firm, PLLC Battersby Field Professional Building 900 Dupont Street Bellingham, WA 98225 Unknown Heirs & Devisees of Marc Shokeir, deceased 336 36th Street #320 Bellingham, WA 98225 Unknown Heirs & Devisees of Marc Shokeir, deceased 2431 Yew Street Bellingham, WA 98229 Unknown Heirs & Devisees of Marc Shokeir, deceased 2433 Yew Street Bellingham, WA 98229 Unknown Heirs & Devisees of Marc Shokeir, deceased c/o Douglas K. Robertson – Belcher Swanson Law Firm, PLLC Battersby Field Professional Building 900 Dupont Street Bellingham, WA 98225 Unknown Heirs & Devisees of Marc Shokeir, deceased RR#3 Site 16, Box 6 Innisfail, AB T4G 1T8, 00, Cheryl Marie Shokeir 336 36th St. Ste 320 Bellingham, WA 98225 Cheryl Marie Shokeir 1402 Langara Cir. Bellingham, WA 98229 Occupant(s) 2431 and 2433 Yew Street Bellingham, WA 98229 XIII. Declarations of Due Diligence confirming compliance with RCW 61.24.030(10) are attached hereto as exhibit “B”. EXHIBIT B PAGE 1 OF 1 DECLARATION DUE DILIGENCE PURSUANT TO RCW 61.24.030(10) STATE OF WASHINGTON ) )SS COUNTY OF WHATCOM ) Trustee’s Sale No.: 19-125790 The undersigned makes the following declaration: 1) Marc Shokeir, is the maker/borrower of a promissory note dated 05/02/2013 and the grantor of a deed of trust of even date recorded on 05/08/2013 under WHATCOM County Instrument No. 2130501092, encumbering the property at 2431 and 2433 Yew Street, BELLINGHAM, WA 98229. 2) Upon information and belief Aztec Foreclosure Corporation of Washington, the successor trustee (“Aztec”) believes that Marc Shokeir, is deceased. 3) Aztec searched WHATCOM County public records and information for any obituary, will, death certificate, or case in probate within the county for the borrower and grantor. 4) Based upon a search in the county where the property is located of the public record and information for any obituary, will, death, certificate, or case in probate for the borrower and/or grantor the name or address of any spouse, child, or parent of such deceased borrower or grantor cannot be ascertained with use of reasonable diligence by Aztec. Dated this 11/20/2019. Aztec Foreclosure Corporation of Washington, Successor Trustee Signed By: Inna D. Zagariya Vice President XIV. FAIR DEBT COLLECTION PRACTICES ACT NOTICE: AZTEC FORECLOSURE CORPORATION OF WASHINGTON is attempting to collect a debt and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings, this shall not be construed to be an attempt to collect the outstanding indebtedness or to hold you personally liable for the debt. DATED this 21st day of November, 2019 AZTEC FORECLOSURE CORPORATION OF WASHINGTON By: Inna D. Zagariya Vice President 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 (360) 253-8017 / (877) 430-4787 ADDRESS FOR PERSONAL SERVICE Aztec Foreclosure Corporation of Washington 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 STATE OF WASHINGTON ) ) SS. COUNTY OF CLARK ) This instrument was acknowledged before me this 21st day of November, 2019, by Inna D. Zagariya, Vice President. Olga Pasko Notary Public in and for the State of Washington My Commission Expires: 7/12/2023 OLGA PASKO NOTARY PUBLIC STATE OF WASHINGTON My Comm. Expires July 12, 2023 No. 209410 NPP0364107 To: FERNDALE RECORD

Published December 11, 18 & 24, 2019

LEGAL

NOTICE OF TRUSTEE’S SALE

Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 202, Seattle, WA 98104

Trustee Sale No.: WA-18-841789-BB

Title Order No.: 180462114-WA-MSI

Reference Number of Deed of Trust: Instrument No. 2071103336

Parcel Number(s): 4003195284440000

Grantor(s) for Recording Purposes under RCW 65.04.015: AMY A TOTTEN, A SINGLE WOMAN

Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): JPMorgan Chase Bank, National Association

Current Trustee of the Deed of Trust: Quality Loan Service Corporation of Washington

Current Loan Mortgage Servicer of the Deed of Trust: JP Morgan Chase Bank, N.A.

I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 12/27/2019, at 10:00 AM At the main entrance to the Whatcom County Courthouse. 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit:

THE WEST 66 FEET OF THE EAST 137 FEET OF THE FOLLOWING DESCRIBED PROPERTY TO-WIT: COMMENCING 20 FEET NORTH OF THE SOUTHWEST CORNER OF THE SOUTHEAST QUARTER OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF SECTION 19, TOWNSHIP 40 NORTH, RANGE 3 EAST OF W.M., AND RUNNING THENCE NORTH 190 FEET; THENCE EAST 340 FEET; THENCE SOUTH 188 FEET; THENCE WEST 340 FEET TO THE POINT OF BEGINNING; EXCEPT THAT PORTION DEEDED TO THE CITY OF LYNDEN FOR STREET PURPOSES UNDER AUDITOR’S FILE NO. 1504457. SITUATE IN COUNTY OF WHATCOM, STATE OF WASHINGTON.

More commonly known as: 1370 MAIN ST, LYNDEN, WA 98264 Subject to that certain Deed of Trust dated 11/26/2007, recorded 11/28/2007, under Instrument No. 2071103336 records of WHATCOM County, Washington, from AMY A TOTTEN, A SINGLE WOMAN, as grantor(s), to JACKIE YOUNG, as original trustee, to secure an obligation in favor of JPMorgan Chase Bank, National Association, as original beneficiary, the beneficial interest in which was subsequently assigned to JPMorgan Chase Bank, National Association, the Beneficiary, under an assignment recorded under Auditors File Number

II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.

III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $43,533.60.

IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $294,224.69, together with interest as provided in the Note from 11/1/2017 on, and such other costs and fees as are provided by statute.

V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 12/27/2019. The defaults referred to in Paragraph III must be cured by 12/16/2019 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/16/2019 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 12/16/2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 11/15/2018.

VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.

X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.

THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME.

You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.

SEEKING ASSISTANCE

Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-18-841789-BB.

Dated: 8/22/2019

Quality Loan Service Corp. of Washington, as Trustee By: Christine Summerson, Assistant Secretary Trustee’s Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-18-841789-BB Sale Line: 1-866-539-4173 or Login to: http://wa.qualityloan.com IDSPub #0156188

Published November 27 and December 18, 2019

LEGAL

NOTICE OF TRUSTEE’S SALE

Pursuant to the Revised Code of Washington 61.24, et seq.

108 1st Ave South, Suite 202, Seattle, WA 98104

Trustee Sale No.: WA-19-863791-RM

Title Order No.: 1108082

Reference Number of Deed of Trust: Instrument No. 2016-1202877

Parcel Number(s): 3802232252520000

Grantor(s) for Recording Purposes under RCW 65.04.015: BRANDON K. PICKETT, WHO ACQUIRED TITLE AS AN UNMARRIED MAN

Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): FREEDOM MORTGAGE CORPORATION

Current Trustee of the Deed of Trust: Quality Loan Service Corporation of Washington

Current Loan Mortgage Servicer of the Deed of Trust: Freedom Mortgage

I.NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 1/17/2020, at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit:

A TRACT OF LAND IN SECTION 23, TOWNSHIP 38 NORTH, RANGE 2 EAST OF WILLAMETTE MERIDIAN, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT 60 FEET WEST OF THE NORTHWEST CORNER OF SEAVIEW GARDEN, WHATCOM COUNTY, WASHINGTON, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 7 OF PLATS, PAGE 16, RECORDS OF WHATCOM COUNTY, WASHINGTON, AND 20 FEET SOUTH OF THE OLYMPIC PORTLAND CEMENT COMPANY’S RIGHT OF WAY RUNNING SOUTHERLY PARALLEL TO AND 60 FEET FROM THE WEST LINE OF SEAVIEW GARDENS, 200 FEET; THENCE EASTERLY 60 FEET TO THE WEST LINE OF SEAVIEW GARDENS; THENCE NORTHERLY ON SAID LINE TO THE NORTHWEST CORNER OF SEAVIEW GARDENS; THENCE WESTERLY AND 20 FEET SOUTHERLY FROM THE OLYMPIC PORTLAND CEMENT COMPANY’S RIGHT OF WAY TO THE POINT OF BEGINNING. EXCEPT THAT PORTION CONVEYED TO WHATCOM COUNTY FOR ROAD PURPOSES BY DEED RECORDED JULY 22, 1926, UNDER WHATCOM COUNTY AUDITOR’S FILE NO. 312152. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 713 MARINE DR, BELLINGHAM, WA 98225-1529 Subject to that certain Deed of Trust dated 11/15/2016, recorded 12/22/2016, under Instrument No. 2016-1202877 records of WHATCOM County, Washington, from BRANDON K. PICKETT, WHO ACQUIRED TITLE AS AN UNMARRIED MAN , as grantor(s), to COMMONWEALTH LAND TITLE COMPANY, as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR SUN WEST MORTGAGE COMPANY, INC. ITS SUCCESSORS AND ASSIGNS , as original beneficiary, the beneficial interest in which was subsequently assigned to FREEDOM MORTGAGE CORPORATION, the Beneficiary, under an assignment recorded under Auditors File Number 2019-0102356.

II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.

III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $11,480.79.

IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $154,128.94, together with interest as provided in the Note from 11/1/2018 on, and such other costs and fees as are provided by statute.

V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/17/2020. The defaults referred to in Paragraph III must be cured by 1/6/2020 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 1/6/2020 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 1/6/2020 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 8/2/2019.

VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.

X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-19-863791-RM. Dated: 9/13/2019 Quality Loan Service Corp. of Washington, as Trustee By: Maria Montana, Assistant Secretary Trustee’s Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-19-863791-RM Sale Line: 800-280-2832 or Login to: http://wa.qualityloan.com IDSPub #0156721

Published December 18, 2019 and January 8, 2020