Legals – May 13, 2015

■ CITY OF FERNDALE

LEGAL
CITY OF FERNDALE
REQUEST FOR QUALIFICATIONS
FOR
Engineering Design Services for the Consolidation of Central City Water Association Project
The work will consist for preparation of the plans, specifications, and estimate for the replacement and upgrading of approximately 6,200 linear feet of watermain to meet current City of Ferndale standards at the following locations: Fieldview Road, Heights Drive, Crestline Drive, Hilltop Road, Heather Drive, and various adjoining cul de sacs. The project consists of replacing the Central City Water Association’s existing facilties by installing new 8inch diameter watermain, gate valves, meters and other appurtenances to meet City of Ferndale standards.
Responses will be accepted up to and no later than 4:00 PM on May 27, 2015. Responses received after this deadline will not be accepted. The format of the Request of Qualifications shall be at the discretion of the submitter. Submittals should not exceed (10) ten pages including the cover page. Submittals shall be evaluated based on the following criteria: Key personnel; firm experience; ability to meet schedule; familiarity with relevant codes and standards and past performance/references.
All plans specifications, and Estimate shall be completed in accordance with the latest edition and amendments of the following documents: WSDOT publications: Standard Specifications for Road, Bridge, and Municipal Construction (2014); Design Manual, Construction Manual, Amendments to the Standard Specifications and General Special Provisions.
All responses to this request that are mailed through the United States Postal Service shall be addressed to the Public Works Project Manager, City of Ferndale, P.O. Box 936, Ferndale, WA 98248. Hand-delivered responses, or responses not set through the USPS, shall be delivered to the Public Works Department, 2nd floor front counter, City of Ferndale, 2095 Main Street, Ferndale, Washington. The United States Postal Service will NOT deliver to the street address. All responses shall be placed in a sealed envelope, which is clearly marked “CONSOLIDATION OF CENTRAL CITY WATER ASSOCIATION PROJECT”. Responses by FAX will not be accepted.
The City of Ferndale in accordance with Title VI of the Civil Rights Act of 1964, 78 Stat. 252, 42 USC 2000d to 2000d-4 and Title 49, Code of Federal Regulations, Department of Transportation, Subtitle A, Office of the Secretary, Part 21, Nondiscrimination in Federally-Assisted Programs of the Department of Transportation issued pursuant to such Act, hereby notifies all bidders that it will affirmatively ensure that in any contract entered into pursuant to this advertisement, disadvantaged business enterprises as defined at 49 CFR Part 26 will be afforded full opportunity to submit bids in response to this invitation and will not be discriminated against on the grounds of race, color, national origin, or sex in consideration for an award.
The City of Ferndale is an Equal Opportunity and Affirmative Action Employer. Minority and Women-Owned firms are encouraged to submit.
Published by Ferndale Record May 13 and 20, 2015.

■ PUBLIC NOTICE

LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
COURT CAUSE NO. 12-2-01545-3
WRIT FOR ORDER OF SALE
ON REAL PROPERTY
ONEWEST BANK, FSB, its successors in interest and/or assigns,
Plaintiff(s),
vs.
UNKNOWN HEIRS AND DEVISEES OF JERRY SCHUMM; LOUISE SCHUMM; WASHINGTON STATE DEPARTMENT OF SOCIAL AND HEALTH SERVICES; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS AND DEVISEES OF JERRY SCHUMM; LOUISE SCHUMM; WASHINGTON STATE DEPARTMENT OF SOCIAL AND HEALTH SERVICES; OCCUPANTS OF THE PREMISES, Judgment Debtor(s),
FROM: THE WHATCOM COUNTY SUPERIOR COURT CLERK’S OFFICE
TO: THE SHERIF OF WHATCOM COUNTY, W ASHINGTON
On January 16, 2015, an in rem Judgment and Decree of Foreclosure (“Judgment”) was entered in favor of OneWest Bank, N.A., (formerly known as OneWest Bank, FSB) (“Plaintiff”) against the defendants Unknown Heirs and Devisees of Jerry Schumm; Louise Schumm, Washington State Department of Social and Health Services; Occupants of the Premises; and any persons or parties claiming to have any right, title, estate, lien or interest in the real property described in the complaint (“Defendants”). The Judgment forecloses the interests of all the Defendants in and to the following described property (“Property”) commonly known as 4038 Sucia Drive, Ferndale, WA 98248 for the total sum of $925,200.00 with interest thereon at the rate of 12.00% per annum beginning on January 16, 2015 until satisfied. The Property situated in Whatcom County, State of Washington, is legally described as:
PARCEL A:
LOT M-8, “NORTH CAPE, SANDY POINT,” WHATCOM COUNTY, WASHINGTON AS PER THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123 IN THE AUDITOR’S OFFICE OF SAID COUNTY AND STATE.
TOGETHER WITH ALL THE PORTION OF THE WEST HALF OF GOVERNMENT LOT NO.1, SECTION 17, TOWNSHIP 38 NORTH, RANGE 1 EAT OF W.M., RECORDED AS A.F. NO 930294 IN THE OFFICE OF THE AUDITOR, WHATCOM COUNTY, WASHINGTON, MORE PATICULARLY DESCRIBED AS FOLLOWS:
BEGINNING AT THE NORTHEAST CORNER OF LOT M-8: AS SHOWN ON THE PLAT OF “NORTH CAPE,” SANDY POINT,” RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123, IN SAID OFFICE OF THE AUDITOR, WHATCOM COUNTY, WASHINGTON; THENCE SOUTH 24º 01’59’ EAST, A DISTANCE OF 135.03 FEET; THENCE WEST, A DISTANCE OF 55.00 FEET TO THE EAST LINE OF SAID LOT M-8: THENCE NORTH ALONG SAID EAST LINE, A DISTANCE OF 123.34 FEET TO THE POINT OF BEGINNING.
SITUATE IN WHATCOM COUNTY, WASHINGTON.
PARCEL A-1:
A 25 FOOT PRIVATE ROAD EASEMENT, A 50 FOOT PRIVATE ROAD EASEMENT AND TURNAROUND EASTMENT AS DELINEATED ON THE FACE OF THE PLAT OF “NORTH CAPE, SANDY POINT,” WHATCOM COUNTY, WASHINGTON, RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123 IN AUDITOR’S OFFICE OF SAID COUNTY AND STATE.
THERFORE, pursuant to RCW 6.12.060, and in the name of the State of Washington, you are hereby commanded to sell the Property, or so much thereof as may be necessary, in order to satisfy the Judgment, including post-judgment interest and costs.
MAKE RETURN HEREOF within sixty days of the date indicated below, showing you have executed the same.
Pursuant to RCW 6.21.050(2), the Sheriff may adjourn he foreclosure sale from time to time, not exceeding thirty days beyond the last date at which this Writ is made returnable, with the consent of the plaintiff endorsed upon this Writ or by a contemporaneous writing.
WITNESS, the Honorable Charles R. Snyder, Judge of the Whatcom County Superior Court and the seal of said Court, affixed thereof this 26th day of March, 2015.
THE SALE DATE has been set for Friday, May 29th, 2015, 9:30 AM, at the Whatcom County Courthouse, Bellingham, Washington. YOU MAY HAVE A RIGHT TO EXEMPT PROPERTY from the sale under statutes of this state, including sections 6.13.010, 6.13.030, 6.13.040, 6.15.010, and 6.15.060 of the Revised Code of Washington, in the manner described in those statutes. BILL J. ELFO, Sheriff Whatcom County
By: Shauna Baldetta, Civil Assistant
Published by Ferndale Record April 15, 22, 29 and May 6, 13 and 20, 2015.

LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 12-2-01545-3
ONEWEST BANK, FSB, its successors in interest and/or assigns,
Plaintiff(s),
vs
UNKNOWN HEIRS AND DEVISEES OF JERRY SCHUMM; LOUISE SCHUMM; WASHINGTON STATE DEPARTMENT OF SOCIAL AND HEALTH SERVICES; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS AND DEVISEES OF JERRY SCHUMM; LOUISE SCHUMM; WASHINGTON STATE DEPARTMENT OF SOCIAL AND HEALTH SERVICES; OCCUPANTS OF THE PREMISES, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 4068 SUCIA DRIVE, FERNDALE, WA
FULL LEGAL DESCRIPTION:
PARCEL A:
LOT M-8, “NORTH CAPE, SANDY POINT,” WHATCOM COUNTY, WASHINGTON AS PER THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123 IN THE AUDITOR’S OFFICE OF SAID COUNTY AND STATE.
TOGETHER WITH ALL THE PORTION OF THE WEST HALF OF GOVERNMENT LOT NO.1, SECTION 17, TOWNSHIP 38 NORTH, RANGE 1 EAT OF W.M., RECORDED AS A.F. NO 930294 IN THE OFFICE OF THE AUDITOR, WHATCOM COUNTY, WASHINGTON, MORE PATICULARLY DESCRIBED AS FOLLOWS:
BEGINNING AT THE NORTHEAST CORNER OF LOT M-8: AS SHOWN ON THE PLAT OF “NORTH CAPE,” SANDY POINT,” RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123, IN SAID OFFICE OF THE AUDITOR, WHATCOM COUNTY, WASHINGTON; THENCE SOUTH 24º 01’59’ EAST, A DISTANCE OF 135.03 FEET; THENCE WEST, A DISTANCE OF 55.00 FEET TO THE EAST LINE OF SAID LOT M-8: THENCE NORTH ALONG SAID EAST LINE, A DISTANCE OF 123.34 FEET TO THE POINT OF BEGINNING.
SITUATE IN WHATCOM COUNTY, WASHINGTON.
PARCEL A-1:
A 25 FOOT PRIVATE ROAD EASEMENT, A 50 FOOT PRIVATE ROAD EASEMENT AND TURNAROUND EASTMENT AS DELINEATED ON THE FACE OF THE PLAT OF “NORTH CAPE, SANDY POINT,” WHATCOM COUNTY, WASHINGTON, RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123 IN AUDITOR’S OFFICE OF SAID COUNTY AND STATE.
TAX PARCEL NO. 380117 512543 0000
The sale of the above-described property is to take place:
DATE: Friday, May 29, 2015
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $925,200.00
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
RCO LEGAL, P.S.
SYNOVA M.L. EDWARDS
13555 S.E. 36TH ST., STE. 300
BELLEVUE, WA 98006

BILL J. ELFO, Sheriff
Whatcom County
By: Shauna Baldetta, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 676-6650
Published by Ferndale Record April 29 , May 6, 13, and 20, 2015.

■ TRUSTEE’S SALE

LEGAL
Loan No: 659998 APN: 380325 066165 0000 TS No: 1407186WA NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee, Seaside Trustee of Washington Inc., will on 05/22/2015, at 10:00 AM AT THE COUNTY COURTHOUSE 311 GRAND AVE, BELLINGHAM, WA sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: PARCEL A: LOT 7 OF PLATS, PAGE(S) 70, RECORDS OF WHATCOM COUNTY, WASHINGTON. PARCEL B: A TRACT OF LAND GOVERNMENT LOT 6, SECTION 25, TOWNSHIP 38 NORTH, RANGE 3 EAST OF W.M. WHICH IS THAT PORTION OF THE FORMER EASEMENT FOR RIGHT OF WAY OVER SAID GOVERNMENT LOT 6 OF THE BELLINGHAM BAY AND EATERN RAILROAD AND MORE RECENTLY THE BURLINGTON NORTHER RAILROAD THAT ABUTS LOT 7 OF THE PLAT OF GEORIA POINT IN SAID GOVERNMENT LOT 6, THE EXISTING PROPERTY LINES OF SAID PLAT LOT 7 BEING EXTENDED ACROSS THE ABANDONED RAILROAD RIGHT OF WAY TO THE SOUTHERLY LINE OF NORTH SHORE ROAD, SAID RIGHT OF WAY IS 100 FEET WIDE WHERE IT ABUTS SAIT PLAT LOT 7 AND SAID TRACT BECOMES A CONTIGUOUS PART OF SAID PLAT LOT 7. SITUATE IN WHATCOME COUNTY, WASHINGTON Commonly known as: 2149 N SHORE RD, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 11/17/2006, recorded 11/22/2006, under Auditor’s File No. 2061103381, in Book XX, Page XX, records of WHATCOM County, Washington, from JAMES K. KAEMINGK AND SUSAN KAEMINGK, HUSBAND AND WIFE, as Grantor(s), to LS TITLE OF WASHINGTON, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Home Loans, Inc., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Home Loans, Inc., its successors and assigns to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2006-45T1, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-45T1.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: PAYMENT INFORMATION: FROM: 08/01/2008, 08/01/2012, 12/01/2014 THRU: 07/31/2012, 11/30/2014, 1/22/2015 NO. PMT: 48, 28, 2 AMOUNT: $10,016.16, $11,106.77, $10,778.26 TOTAL: $480,775.68, $310,989.56, $21,556.52. LATE CHARGE INFORMATION: FROM: 08/01/2008 THRU: 01/22/2015 NO. LATE CHARGES: TOTAL: $8,429.68. PROMISSORY NOTE INFORMATION Note Dated: 11/17/2006 Note Amount: $1,480,000.00 Interest Paid To: 07/01/2008 Next Due Date: 08/01/2008.
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $1,450,710.23, together with interest as provided in the Note from 08/01/2006, and such other costs and fees as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the Obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 05/22/2015. The defaults referred to in Paragraph III must be cured by 05/11/2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 05/11/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 05/11/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME: JAMES K. KAEMINGK AND SUSAN KAEMINGK, HUSBAND AND WIFE, ADDRESS: 2149 N SHORE RD, BELLINGHAM, WA 98226, by both first class and certified mail on 12/12/2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any Objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATIORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663. Website: www.homeownership.wa.gov The United States Department of Housing and Urban Development: Telephone: (800) 569-4287. Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (888) 201-1014. Website: http://nwjustice.org THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: 01/19/2015 Trustee Sales Information: (855)986-9342 / www.superiordefault.com Superior Default Services Inc. 3224 E. Yorba Linda Blvd. Suite 464 Fullerton, CA 92831 Seaside Trustee of Washington Inc. c/o Law Offices of B. Craig Gourley 1002 10th St. P.O. Box 1091 Snohomish, Washington 98291 (360) 568-5065 Elvia Bouche, Vice President (FCPP# 12344, 04/22/2015, 05/13/2015)
Published by Ferndale Record April 22 and May 13, 2015.

LEGAL
Trustee Sale # 12-47663 Loan # 0011666484 Title # 120160756-WA-GSI APN: #: 106962/390421 314370 0000 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON 61.24 ET. SEQ. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894-HOME (1-877-984-4663) Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: 1-800-569-4287 Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Website: http://nwjustice.org/what-clear
I.
NOTICE IS HEREBY GIVEN that the undersigned, Old Republic National Title Insurance Company, 2201 6th Avenue, Seattle, WA 98121, Trustee will on 5/22/2015 at 10:00 AM at At the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, Washington sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to-wit: SEE ATTACHED EXHIBIT A EXHIBIT A Parcel A: A tract of land lying within the Southwest quarter of the Northeast quarter of Section 21, Township 39 North, Range 4 East of W.M., described as follows: Commencing at the Northwest comer of the Southwest quarter of the Northeast quarter of said Section 21; thence South 89°14’10” East along the North line of said Southwest quarter of the Northeast quarter a distance of 132.00 feet (8 rods) to the Northeast comer of that certain tract of land described under Auditor’s File No. 225548; thence South 02°36’ 46” West along the East line of said tract, a distance of 161.19 feet to the true point of beginning; thence South 89°14’10” East, a distance of 132.00 feet; thence South 02°36’46” West parallel to the East line of the above mentioned tract filed under Auditor’s File No. 225548, a distance of 400.00 feet; thence North 89° 14’ 10” West, a distance of 264.00 feet (16 rods) to the West line of the above mentioned tract filed under Auditor’s File No. 225548; thence North 02°36’46” East along the said West line a distance of 161.19 feet to the Southwest comer of that certain tract of land described under Auditor’s File No. 746791; thence South 89°14’10” East, a distance of 132.00 feet (8 rods) to the Southeast comer of above mentioned tract under Auditor’s File No. 746791; thence North 02°36’46” East, a distance of 238.81 feet to the true point of beginning. Situate in Whatcom County, Washington Parcel B: A 30 foot easement for ingress, egress and utilities, as created under auditor’s File No. 961219139. Situate in Whatcom County, Washington Commonly known as: 5999 LAWRENCE ROAD EVERSON, Washington 98247 APN: 106962/390421 314370 0000 which is subject to that certain Deed of Trust dated 7/26/2006, recorded 7/27/2006, under Auditor’s File No. 2060704188, in Book –, Page — records of Whatcom County, Washington, from MARTIN LAVERGNE, MELANIE LAVERGNE, as Grantor(s), to CHICAGO TITLE INSURANCE COMPANY, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR M&T MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, the beneficial interest of which was assigned to M&T Bank, records of Whatcom County, Washington.
II.
No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary’s successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: PAYMENT INFORMATION FROM 12/1/2011 THRU 4/1/2012 NO. PMT 5 AMOUNT $3,675.18 TOTAL $18,375.90 5/1/2012 4/1/2013 12 $4,594.51 $55,134.12 5/1/2013 8/1/2013 4 $4,053.87 $16,215.48 9/1/2013 1/1/2015 17 $4,071.09 $69,208.53 LATE CHARGE INFORMATION FROM 12/1/2011 THRU 4/1/2012 NO. LATE CHARGES 0 TOTAL $0.00 5/1/2012 4/1/2013 0 $0.00 5/1/2013 8/1/2013 0 $0.00 9/1/2013 1/1/2015 0 $0.00 ESTIMATED FORECLOSURE FEES AND COSTS DESCRIPTION TOTAL Conducting /Cancellation Sale Fee $50.00 Mailing Service Fee ($19.36) Mailings $18.09 Mailings $42.21 Mailings $6.03 Mailings $6.03 Mailings $6.04 NOD Service Fee $50.00 Posting of Notice of Sale $50.00 Publication of Notice of Sale $2,000.00 Record Appointment of Successor Trustee $15.00 Record Assignment of Deed of Trust $14.00 Record Notice of Sale $45.00 T.S.G. Fee $1,858.77 Trustee’s Fees $675.00 ADJUSTMENTS DESCRIPTION TOTAL Forecasted Late Charge $183.76 Other Fee $42.00 Advances $4,051.78 Accrued Late Charger $6,247.84 Interest on Adjustments $0.00 PROMISSORY NOTE INFORMATION Note Dated: 7/26/2006 Note Amount: $592,100.00 Interest Paid To: 11/1/2011 Next Due Date: 12/1/2011 TOTAL DUE AS OF 12/31/2014 $174,276.22
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $583,232.39, together with interest as provided in the Note from 12/1/2011, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession, or encumbrances on 5/22/2015. The default(s) referred to in Paragraph III must be cured by 5/11/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 5/11/2015 (11 days before the sale date), the default(s) as set forth in Paragraph III is/are cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashier’s or certified checks from a State or federally chartered bank. The sale may be terminated any time after 5/11/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the Grantor’s successor in interest or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) or the Grantor’s successor in interest at the following address(es): NAME ADDRESS MARTIN LAVERGNE 5999 LAWRENCE ROAD EVERSON, WA 98247 MELANIE LAVERGNE 5999 LAWRENCE ROAD EVERSON, WA 98247 Occupants/Tenants 5999 LAWRENCE ROAD EVERSON, Washington 98247 MARTIN DAVID LAVERGNE 5999 LAWRENCE ROAD EVERSON, WA 98247 LOWELL D. LAVERGNE P. O. BOX 1037 WINTHROP, WA 98862 by both first class and certified mail on 12/03/2012, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW.
For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 1/5/15 OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, as Successor Trustee Dalaysia Ramirez, Trustee Sale Officer For additional information or service you may contact: Old Republic National Title Insurance Company 2201 6th Avenue, Ste 1201 Seattle, WA 98121 (866) 263-5802 Automated Sales line (714) 573-1965 or visit: www.priorityposting.com P1127174 4/22, 05/13/2015
Published by Ferndale Record April 22 and May 13, 2015.

LEGAL
TS No WA08002275-14-1 APN 46847/ 3802131700210040 TO No 8490719 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on May 22, 2015, 10:00 AM, at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: UNIT 124, MAPLE GLEN CONDOMINIUM, ACCORDING TO THE DECLARATION THEREOF RECORDED UNDER AUDITOR`S FILE NO. 941021219, RECORDS OF WHATCOM COUNTY, WASHINGTON, AS AMENDED UNDER AUDITOR`S FILE NO. 2060601623, 2060602271, 2060602272, AND AMENDMENTS THERETO. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 46847/ 3802131700210040 More commonly known as 2715 W MAPLEWOOD AVE APT 124, BELLINGHAM, WA 98225-8888 which is subject to that certain Deed of Trust dated as of September 13, 2006, executed by BRENDA L RADER, AN UNMARRIED PERSON as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for COUNTRYWIDE HOME LOANS, INC., Beneficiary of the security instrument, its successors and assigns, recorded September 15, 2006 as Instrument No. 2060902072 and the beneficial interest was assigned to The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc. Asset-Backed Certificates, Series 2006-19 and recorded February 28, 2012 as Instrument Number 2120203260 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc. Asset-Backed Certificates, Series 2006-19, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc. Asset-Backed Certificates, Series 2006-19 Contact Phone No: 800-643-0202 Address: 7360 S. KYRENE ROAD, MAIL STOP T111, TEMPE, AZ 85283
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From January 1, 2012 To January 14, 2015 Number of Payments 28 Monthly Payment $818.65 9 $818.05 Total $30,284.65 LATE CHARGE INFORMATION January 1, 2012 January 14, 2015 $574.38 PROMISSORY NOTE INFORMATION Note Dated: September 13, 2006 Note Amount: $106,000.00 Interest Paid To: October 1, 2011 Next Due Date: January 1, 2012
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $102,475.64, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on May 22, 2015. The defaults referred to in Paragraph III must be cured by May 11, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before May 11, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the May 11, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders of CWABS, Inc. Asset-Backed Certificates, Series 2006-19 or Trustee to the Borrower and Grantor at the following address(es): ADDRESS UNKNOWN SPOUSE OF BRENDA L RADER 2715 W MAPLEWOOD AVE APT 124, BELLINGHAM, WA 98225-8888 UNKNOWN SPOUSE OF BRENDA L RADER 8814 GILED RD TRLR 19, BLAINE, WA 98230 BRENDA L RADER 2715 W MAPLEWOOD AVE APT 124, BELLINGHAM, WA 98225-8888 BRENDA L RADER 8814 GILED RD TRLR 19, BLAINE, WA 98230 by both first class and certified mail on December 2, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: January 15, 2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Athena Vaughn, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: 800-833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA14-000501-2, Pub Dates 04/22/2015, 05/13/2015
Published by Ferndale Record April 22 and May 13, 2015.

LEGAL
File No.: 7042.14929 Grantors: Northwest Trustee Services, Inc. The Bank of New York Mellon fka the Bank of New York, as Trustee for the Certificateholders of CWABS Inc., Asset-Backed Certificates, Series 2007-12 Grantee: Anthony Serrano and Nicole R. Serrano, husband and wife Ref to DOT Auditor File No.: 2070702192 Tax Parcel ID No.: 48686/380215-174260-0000 Abbreviated Legal: PTN OF SE 1/4 NW 1/4 & NE 1/4 SW 1/4, 15-38N-2E, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On May 22, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: A tract of land in the Southeast Quarter of the Northwest Quarter and the Northeast Quarter of the Southwest Quarter of Section 15, Township 38 North, Range 2 East of W.M., being more particularly described as follows to wit: Commending at the Northeast corner of the C.E. Roberts Donation Land Claim, said point being a Stone Monument as shown of record of survey as recorded under Whatcom County Auditor’s File No. 960606027; thence North 89 degrees 03’ 50” West along the Northerly limits of said Donation Land Claim, a distance of 858.00 feet to the Northwestern corner of the Evans Parcel as depicted on record of survey 1054 as recorded under Whatcom County Auditor’s File No. 1417901; thence South 00 degrees 10’ 16” West along the Westerly limits of said Parcel, a distance of 824.35 feet; thence South 87 degrees 47’ 22” East along said limits, a distance of 15.00 feet; thence South 02 degrees 12’ 38” West along said Westerly limits of said parcel, a distance of 139.50 feet to the True Point of Beginning; thence continuing South 02 degrees 12’ 38” West, a distance of 170.00 feet to a point on the Northerly margin of Marine Drive; thence Northwesterly along said margin of Marine Drive along a curve to the Left having a radius of 2894.79 feet, the center of which bears South 35 degrees 32’ 03” West through a central angle of 03 degrees 35’ 59” an arc distance of 181.86 feet; thence North 02 degrees 12’ 38” East, a distance of 74.93 feet; thence South 87 degrees 47’ 22” East, a distance of 155.00 feet to the True Point of Beginning. Except the Right of Way for Marine Drive lying along the Southerly line thereof. Also known as Lot 1, in instrument Recorded under Whatcom County Auditor’s File No. 2050201259. Situate in Whatcom County, Washington. Commonly known as: 1178 Marine Drive Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 07/10/07, recorded on 07/16/07, under Auditor’s File No. 2070702192, records of WHATCOM County, Washington, from Anthony Serrano and Nicole R Serrano, Husband and Wife, as Grantor, to Landsafe (Whatcom) Title of Washington, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc. dba America’s Wholesale Lender, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to The Bank of New York Mellon fka the Bank of New York, as Trustee for the Certificateholders of CWABS Inc., Asset-Backed Certificates, Series 2007-12, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2110800361. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 01/13/2015 Monthly Payments $189,197.58 Lender’s Fees & Costs $944.96 Total Arrearage $190,142.54 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $1,073.10 Statutory Mailings $11.22 Recording Costs $14.00 Postings $80.00 Total Costs $2,678.32 Total Amount Due: $192,820.86
IV.
The sum owing on the Obligation is: Principal Balance of $312,797.29, together with interest as provided in the note or other instrument evidencing the Obligation from 01/01/09, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 22, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 05/11/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 05/11/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 05/11/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Nicole R Serrano aka Nicole Renee Serrano 1178 Marine Drive Bellingham, WA 98226 Anthony Serrano aka Anthony Michael Serrano 1178 Marine Drive Bellingham, WA 98226 by both first class and certified mail, return receipt requested on 12/12/14, proof of which is in the possession of the Trustee; and on 12/12/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 01/13/2015 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7042.14929) 1002.275946-File No.
Published by Ferndale Record April 22 and May 13, 2015.

LEGAL
File No.: 7023.111690 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: JOANNE SIMON, AS HER SEPARATE ESTATE Ref to DOT Auditor File No.: 2070202738 Tax Parcel ID No.: 63639/380319-456233-0000 Abbreviated Legal: PTN LTS 9 & 10, BLK 176, SUNNYLAND V5 PG 46, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On May 22, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: The East 47 feet of the South 12 feet of Lot 9 and the East 47 feet of Lot 10, Block 176, Plat of Sunnyland, according to the Plat thereof, recorded in Volume 5 of Plats, Page(s) 46, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 509 East Maryland Street Bellingham, WA 98225 which is subject to that certain Deed of Trust dated 02/20/07, recorded on 02/20/07, under Auditor’s File No. 2070202738, records of WHATCOM County, Washington, from Mark Simon and Joanne Simon, husband and wife, as Grantor, to Stewart Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for My Neighborhood Mortgage Company, LLC, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc., as nominee for My Neighborhood Mortgage Company, Limited Liability Company to Wells Fargo Bank, N.A., under an Assignment/Successive Assignments recorded under Auditor’s File No. 2131000502. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 01/12/2015 Monthly Payments $24,894.60 Late Charges $163.77 Lender’s Fees & Costs $50.00 Total Arrearage $25,108.37 Trustee’s Expenses (Itemization) Trustee’s Fee $1,350.00 Title Report $733.65 Statutory Mailings $33.66 Recording Costs $50.00 Postings $80.00 Sale Costs $31.50 Total Costs $2,278.81 Total Amount Due: $27,387.18 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $159,781.20, together with interest as provided in the note or other instrument evidencing the Obligation from 07/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 22, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 05/11/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 05/11/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 05/11/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS The Heirs & Devisees of the Estate of Mark Simon 509 East Maryland Street Bellingham, WA 98225 Joanne Simon 509 East Maryland Street Bellingham, WA 98225 The Heirs & Devisees of the Estate of Mark Simon 7671 Terrace Street Ferndale, WA 98248 Joanne Simon 7671 Terrace Street Ferndale, WA 98248 Unknown Spouse and/or Domestic Partner of Joanne Simon 509 East Maryland Street Bellingham, WA 98225 Unknown Spouse and/or Domestic Partner of Joanne Simon 7671 Terrace Street Ferndale, WA 98248 by both first class and certified mail, return receipt requested on 12/12/14, proof of which is in the possession of the Trustee; and on 12/12/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 01/12/2015 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. (TS# 7023.111690) 1002.275921-File No.
Published by Ferndale Record April 22 and May 13, 2015.

LEGAL
TS No WA08000933-14-1 APN 106693 / 3904190490950000 TO No 8438109 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on June 12, 2015, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: Lot 2, Plat of Jaffe`s Subdivision, according to the plat thereof, recorded in Volume 10 of Plats, Page 28, records of Whatcom County, Washington. Situate in Whatcom County, Washington. APN: 106693 / 3904190490950000 More commonly known as 5770 MISSION RD, BELLINGHAM, WA 98226-9579 which is subject to that certain Deed of Trust dated as of February 19, 2010, executed by ROB JEFFERSON, AND NICOLE JEFFERSON, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for BANK OF AMERICA, N.A., Beneficiary of the security instrument, its successors and assigns, recorded February 22, 2010 as Instrument No. 2100202282 and the beneficial interest was assigned to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP and recorded March 29, 2012 as Instrument Number 2120303262 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Contact Phone No: 800-669-6650 Address: 7105 Corporate Drive, Plano, TX 75024
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From April 1, 2012 To January 30, 2015 Number of Payments 4 Monthly Payment $2,289.61 12 $2,324.92 12 $2,404.56 6 $2,557.30 Total $81,256.00 LATE CHARGE INFORMATION April 1, 2012 January 30, 2015 $91.58 PROMISSORY NOTE INFORMATION Note Dated: February 19, 2010 Note Amount: $309,218.00 Interest Paid To: March 1, 2012 Next Due Date: April 1, 2012
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $300,043.45, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on June 12, 2015. The defaults referred to in Paragraph III must be cured by June 1, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before June 1, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the June 1, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP or Trustee to the Borrower and Grantor at the following address(es): ADDRESS NICOLE JEFFERSON 5770 MISSION RD, BELLINGHAM, WA 98226-9579 NICOLE JEFFERSON 2085 LUMMI SHORE RD , BELLINGHAM, WA 98226 NICOLE JEFFERSON 5770 Mission Rd, Bellingham, WA 98226 ROB JEFFERSON 5770 MISSION RD, BELLINGHAM, WA 98226-9579 ROB JEFFERSON 2085 LUMMI SHORE RD , BELLINGHAM, WA 98226 ROB JEFFERSON 5770 Mission Rd, Bellingham, WA 98226 by both first class and certified mail on May 30, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: January 30, 2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Athena Vaughn, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: 800-833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com. Order No. WA14-000043-2, Pub Dates 05/13/2015, 06/03/2015
Published by Ferndale Record May 13 June 3, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. Document: NOS Printed: 2/10/2015 11:42:27 AM Page Count: 5 IDS Automation: D eliver signed document(s) to Scan Clerk TS No.: WA-14-642589-SW APN No.: 91268 / 3902122064140000 Title Order No.: 140260728-WA-MSI Deed of Trust Grantor(s): CHERYL M MAULIN, JON R MAULIN Deed of Trust Grantee(s): WELLS FARGO BANK, N.A. Deed of Trust Instrument/Reference No.: 2091101975
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 6/12/2015 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: PARCEL A LOT A OF PINKSTAFF NO. 2 SHORT PLAT, AS RECORDED FEBRUARY 22, 1996, IN VOLUME 33 OF SHORT PLATS, PAGE 99, UNDER AUDITOR’S FILE NO. 960222173, RECORDS OF WHATCOM COUNTY, WASHINGTON; SITUATED IN WHATCOM COUNTY, WASHINGTON. PARCEL B AN EASEMENT FOR ACCESS AND UTILITY AS DELINEATED ON PINKSTAFF SHORT PLAT AND PINKSTAFF NO. 2 SHORT PLAT, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATED IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 343 W 68TH LANE, LYNDEN, WA 98264-9026 which is subject to that certain Deed of Trust dated 11/4/2009, recorded 11/18/2009, under 2091101975 records of WHATCOM County, Washington , from JON R MAULIN AND CHERYL M MAULIN, HUSBAND AND WIFE , as Grantor(s), to NORTHWEST TRUSTEE SERVICES LLC , as Trustee, to secure an obligation in favor of WELLS FARGO BANK, N.A. , as Beneficiary, the beneficial interest in which was assigned by WELLS FARGO BANK, N.A. (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Bank, NA .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $20,675.81
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $276,998.96 , together with interest as provided in the Note from the 6/1/2014 , and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 6/12/2015 . The defaults referred to in Paragraph III must be cured by 6/1/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 6/1/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 6/1/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME JON R MAULIN AND CHERYL M MAULIN, HUSBAND AND WIFE ADDRESS 343 W 68TH LANE, LYNDEN, WA 98264-9026 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 12/23/2014 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 2/10/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-14-642589-SW A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of: California ) County of: San Diego ) IDSPub #0077711 5/13/2015 6/3/2015
Published by Ferndale Record May 13 and June 3, 2015.

LEGAL
TS No WA07001085-14-1 APN 380212 211539 0011 TO No 120320181 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on June 12, 2015, 10:00 AM, at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: UNIT 219, FIR RIDGE CONDOMINIUM, PHASE 8, RECORDED UNDER AUDITOR`S FILE NO. 950427067, RECORDED IN VOLUME 20 OF CONDOMINIUMS, PAGES 65 THROUGH 67, WHATCOM COUNTY, WASHINGTON AND ANY AMENDMENTS THERETO. APN: 380212 211539 0011 More commonly known as 631 WEST HORTON WAY #219, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated as of November 15, 2004, executed by DARREN J PHAIR, A SINGLE MAN as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for GREENPOINT MORTGAGE FUNDING, INC., Beneficiary of the security instrument, its successors and assigns, recorded November 30, 2004 as Instrument No. 2041105048 and the beneficial interest was assigned to CAPITAL ONE, N.A. and recorded March 12, 2014 as Instrument Number 2140300919 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by CAPITAL ONE, N.A., the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: CAPITAL ONE, N.A. Contact Phone No: 866.391.8688 Address: PO Box 21887, Egan, MN 55121-0887
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From March 1, 2010 To February 4, 2015 Number of Payments 28 Monthly Payment $786.03 12 $977.30 20 $891.11 Total $51,558.64 LATE CHARGE INFORMATION March 1, 2010 February 4, 2015 1 $896.52 $896.52 PROMISSORY NOTE INFORMATION Note Dated: November 15, 2004 Note Amount: $122,210.00 Interest Paid To: February 1, 2010 Next Due Date: March 1, 2010.
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $113,107.96, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on June 12, 2015. The defaults referred to in Paragraph III must be cured by June 1, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before June 1, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the June 1, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, CAPITAL ONE, N.A. or Trustee to the Borrower and Grantor at the following address(es): ADDRESS UNKNOWN SPOUSE OF DARREN J PHAIR 631 WEST HORTON WAY #219, BELLINGHAM, WA 98226 UNKNOWN SPOUSE OF DARREN J PHAIR 4000 NORTHWEST AVE APT 301, BELLINGHAM, WA 98226 DARREN PHAIR 631 WEST HORTON WAY #219, BELLINGHAM, WA 98226 DARREN PHAIR 4000 NORTHWEST AVE APT 301, BELLINGHAM , WA 98226 DARREN PHAIR 631 W HORTON WAY 219, BELLINGHAM, WA 98226 DARREN PHAIR 631 W HORTON WAY APT 219, BELLINGHAM, WA 98226-7391 by both first class and certified mail on December 11, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: February 4, 2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Athena Vaughn, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: 800-833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA14-000536-2, Pub Dates 05/13/2015, 06/03/2015
Published by Ferndale Record May 13 June 3, 2015.