LEGALS- May 19, 2021

FERNDALE

NOTICE OF PUBLIC HEARING

The City of Ferndale Hearing Examiner will hold a public hearing to consider an appeal on an administrative decision. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
Notice is hereby given that the City of Ferndale is holding a virtual/telephonic Public Hearing by the Hearing Examiner beginning at 1:00 p.m. on Thursday, June 03, 2021. The public is highly encouraged to view and/or attend the meeting by: 1. Clicking this link: www.cityofferndale.org/hearings then click on Attend Latest Hearing Examiner Meeting (or copy the URL and paste into a web browser) or 2. Call-in to the Teams meeting by dialing 1-253-220-4085 and entering conference ID: 315 806 429#. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting.
For information concerning this notice or to receive the link by email please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2359.
DATE OF NOTICE: May 19, 2021
APPLICANT: Dwayne Englesman
APPLICANT’S AGENT(S): Rone Brewer, Kevin Nortness and Jeremy Disch
APPLICATION NUMBER: 21001-APL
PROJECT LOCATION: 2010 Grandview Road, Ferndale WA 98248
Parcel Number:
390205110440000
PROJECT DESCRIPTION: The Appellant is appealing an administrative decision associated with the critical areas report review dated, February 09, 2021.
CONTACT: Jori Burnett, City Administrator
Public Comment: [email protected]
Mail: P.O. Box 936 Ferndale, WA 98248
City Hall: 2095 Main Street Ferndale, WA 98248
Phone: (360) 685-2351

Published May 19, 2021

LEGAL NOTICE OF PUBLIC HEARING FOR CITY OF FERNDALE
SIX-YEAR TRANSPORTATION PLAN

Notice is hereby given that the Ferndale City Council will hold a public hearing at 5:00 p.m. on June 7, 2021 to hear the following:
The proposed 2022 to 2027, Six-Year Transportation Improvement Plan, which prioritizes street construction and reconstruction projects within the City of Ferndale.
The meeting will be held remotely via Microsoft Teams. All persons interested in providing a public comment are encouraged to submit their written comment to Public Works Director Kevin Renz by emailing [email protected]. Comments received prior to 4:00 p.m. Monday, June 7th will be included in the meeting record. There will be limited capacity for in-person comments at the City Hall Main Conference Room, 2095 Main Street. Oral comments may be made during the meeting by calling (360) 685-2373.
Susan Duncan
City Clerk

Published May 19, 2021

NOTICE OF APPLICATION AND INTENT TO ISSUE A MITIGATED DETERMINATION OF NON-SIGNIFICANCE

The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: Tirzah Fjellman, Fisher Construction
APPLICATION NUMBER (S): 21005-SE, 21004-SPR
DATE OF APPLICATION(S): 21005-SE (March 15, 2021), 21004-SPR (March 15, 2021)
PROJECT LOCATION: The subject property (the “Property”). is currently addressed as 5470 Nielsen Ave, Ferndale, WA, parcel 390229320177,
described as LOT A CONAC/HEMPLER LLA AS REC AF 2016-0701662.
PROJECT DESCRIPTION: The applicant proposes to construct an approximately 56,000 SF commercial building for food processing. The project also includes necessary stormwater facilities, sewer, water, and dry utilities as well as paved parking.
The project exceeds 30,000 SF of commercial building, therefore a SEPA checklist is required.
REQUESTED ACTION(S):The applicant requests a SEPA Determination from the City of Ferndale.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: May 19 – June 02, 2021
CONTACT:
Jori Burnett,
SEPA Administrator
[email protected]
P.O. Box 936
Ferndale, WA 98248
(360) 685-2351
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Land Disturbance Permit, City of Ferndale
3. Building Permit, City of Ferndale
4. Site Plan Review Application, City of Ferndale
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process. In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
EARTH: During construction, the contractor will install all appropriate measures and Best Management Practices (BMPs) will be in place to prevent erosion as required by the City of Ferndale, including mechanisms such as silt fences and straw waddles that are designed to capture sediment. Compliance with the City’s Stormwater Pollution Prevention Plan (SWPPP) for soil stabilization is required.
AIR: Erosion and sediment control best management practices will be used during construction. Spraying the disturbed soil with water will limit the amount of dust. Idling of work vehicles will be reduced or eliminated. Operation of meat processing facility will occur indoors to control emissions.
WATER: Contractor will implement Temporary Erosion and Sediment Controls (TESC) and Best Management Practices (BMP) and construct an engineered storm water management system designed to meet current Department of Ecology manual requirements.
The applicant will comply with all applicable City and Ecology regulations.
PLANTS: The site development will incorporate landscaping plans per City of Ferndale regulations.
ENERGY: The project will be built to modern emission standards.
AESTHETICS: The applicant shall coordinate with the City to establish decorative elements/ornamentation on the east façade to enhance the aesthetic appeal facing the right-of-way.
ENVIRONMENTAL HEALTH: All construction activities will be limited to daylight hours, generally between 7 am and 10 pm.
All parking (contractors and employees) during construction shall remain onsite, and shall not utilize the public right of way or nearby private property for parking unless specifically authorized.
The contractor shall seek to utilize Hovander Road for delivery of materials, and/or shall seek to limit the delivery of large and bulky materials and equipment to avoid pm peak hour congestion along Main Street
Any potential spills during construction activities and subsequent daily use will be addressed immediately in accordance with City of Ferndale and Washington State Department of Ecology standards and requirements.
Any hazardous materials onsite during construction or as part of subsequent daily use must be stored in accordance with adopted State and local regulations. The City reserves the right to require that the quantity and type of materials be identified.
Construction equipment will be closely monitored when onsite to identify any possible leaks.
LIGHT AND GLARE: Lighting will be downward facing to control light and glare impacts.
CULTURAL RESOURCES:
Inadvertent Discovery of Archaeological Resources: Should archaeological resources (e.g. shell midden, animal remains, stone tools) be observed during project activities, all work in the immediate vicinity should stop, and the area should be secured. The Washington State Department of Archaeology and Historic Preservation (Stephanie Jolivette, Local Government Archaeologist 360-586-3088) and the Lummi Nation Tribal Historic Preservation Office (Lena Tso, THPO 360-312-2257; Tamela Smart, Deputy THPO 360-312-2253) should be contacted immediately in order to help assess the situation and to determine how to preserve the resource(s). Compliance with all applicable laws pertaining to archaeological resources is required.
Inadvertent Discovery of Human Skeletal Remains on Non-Federal and Non-Tribal Land in the State of Washington (RCWs 68.50.645, 27.44.055, and 68.60.055) “If ground disturbing activities encounter human skeletal remains during the course of construction, then all activity will cease that may cause further disturbance to those remains. The area of the find will be secured and protected from further disturbance until the State provides notice to proceed. The finding of human skeletal remains will be reported to the county medical examiner/coroner and local law enforcement in the most expeditious manner possible. The remains will not be touched, moved, or further disturbed. The county medical examiner/coroner will assume jurisdiction over the human skeletal remains and make a determination of whether those remains are forensic or non-forensic. If the county medical examiner/coroner determines the remains are non-forensic, then they will report that finding to the Department of Archaeology and Historic Preservation (DAHP) who will then take jurisdiction over the remains. The DAHP will notify any appropriate cemeteries and all affected tribes of the find. The State Physical Anthropologist will make a determination of whether the remains are Indian or Non-Indian and report that finding to any appropriate cemeteries and the affected tribes. The DAHP will then handle all consultation with the affected parties as to the future preservation, excavation, and disposition of the remains” (DAHP).

Published May 19, 2021

NOTICE OF PUBLIC HEARING

The City of Ferndale Planning Commission will hold a public hearing to consider the proposed zoning text amendments described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
Notice is hereby given that the City of Ferndale is holding a virtual/telephonic Public Hearing by the Planning Commission beginning at 6:00 p.m. on Wednesday, June 16, 2021. The public is highly encouraged to view and/or attend the meeting by: 1. Clicking this link: www.cityofferndale.org/pc (or copy the URL and paste into a web browser) or 2. Call-in to the Teams meeting by dialing 1 (253) 220-4085 and entering conference ID: 714 623 742#. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. Space will be made available at City Hall located at 2095 Main Street Second Avenue Ferndale, WA 98248.
For information concerning this notice or to receive the link by email please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2359.
DATE OF NOTICE: May 19, 2021
APPLICANT: City of Ferndale
PROJECT LOCATION: City-wide, within Shoreline Jurisdiction Areas. See the attached map (attached to mailed notices only) or visit the City’s GIS Map Viewer at https://gisportal.cityofferndale.org/mapviewer/ to view the Shoreline data layer. If you need assistance using the GIS map to view the shoreline layer, or to locate your property please contact Patti Gearhart at [email protected] or 360-685-2359.
PROJECT DESCRIPTION: The City proposes to amend its Shoreline Master Program to be consistent with the requirements under the Shoreline Management Act. The City is required to review, and if necessary, revise its SMP at least once every eight years to ensure consistency with related state laws and changes to local plans and regulations. To view the current draft materials go to www.cityofferndale.org/smp.
REQUESTED ACTION(S): The City of Ferndale requests approval of the proposed changes.
PUBLIC COMMENT PERIOD: May 19, 2021 – June 16, 2021
CONTACT: Jori Burnett, Acting Community Development Director
Public Comment: [email protected]
Mail: P.O. Box 936 Ferndale, WA 98248
City Hall: 2095 Main Street Ferndale, WA 98248
Phone: (360) 685-2351

Published May 19, 2021

NOTICE OF APPLICATION AND INTENT TO ISSUE A MITIGATED DETERMINATION OF NON-SIGNIFICANCE

The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: City of Ferndale
APPLICATION NUMBER (S): 21007-SE, 21001-ZTA, 21001-CPA
DATE OF APPLICATION(S): 21007-SE (May 17, 2021), 21001-ZTA and 21001-CPA (January 1, 2019)
PROJECT LOCATION: City-wide, within Shoreline Jurisdiction Areas. See the attached map (attached to mailed notices only) or visit the City’s GIS Map Viewer at https://gisportal.cityofferndale.org/mapviewer/ to view the Shoreline data layer. If you need assistance using the GIS map to view the shoreline layer, or to locate your property please contact Patti Gearhart at [email protected] or 360-685-2359.
PROJECT DESCRIPTION: The City is required to conduct a periodic review and update of the Shoreline Master Program to comply with State guidelines by June 2021.
The primary role of the SMP is to protect the physical shoreline as well as the ecological and habitat values of the shoreline. The SMP also seeks to protect the public’s interest in the shoreline, such as by preventing a very few private interests from acquiring the full shoreline and preventing public access to, or enjoyment of, the shoreline area.
The SMP splits the shoreline area into several zones (classifications) that are generally based on ecological functions, long-range plans, and existing use. Similar to the City’s zoning code, there are a range of uses allowed in each of these zones. However, unlike the City’s zoning code, there are few allowances for administrative (staff) approvals – and nearly all approvals must be considered by the Hearing Examiner, following a public hearing.
As a result of these requirements, applicants may find themselves subject to shoreline regulations even when they are significant distance from anything that physically resembles a shoreline. Much of the SMP was written prior to the adoption of the City’s Critical Areas Ordinance (and in some cases the SMP adopted boilerplate language from the State), and as a result the regulatory process that some applicants must go through does not accurately reflect the scope of work – or more importantly, the potential impact to the shoreline.
REQUESTED ACTION(S): The applicant requests a SEPA Determination from the City of Ferndale.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: May 19 – June 02, 2021
CONTACT: Jori Burnett,
SEPA Administrator
[email protected]
P.O. Box 936
Ferndale, WA 98248
(360) 685-2351
Required permits and approvals include, but may not be limited to:
1. Zoning Text Amendment, City of Ferndale
2. Comprehensive Plan Amendment, City of Ferndale (if applicable)
3. SEPA, City of Ferndale
4. Other Agency approvals as required
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process.
The SMP is a program that is to be adopted by the City. Within the requirements of the SMP, mitigation measures and standards are developed for all proposed development within the shoreline master program jurisdictional waters and shorelands.

Published May 19, 2021

NOTICE OF TRUSTEE’S SALE

NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 202 Seattle, WA 98104 Trustee Sale No.: WA-19-863538-SW Title Order No.: 190974780-WA-MSI Reference Number of Deed of Trust: Instrument No. 2017-0900443 Parcel Number(s): 400126 159256 0000, 118555 Grantor(s) for Recording Purposes under RCW 65.04.015: ED F. FAYETTE, AN UNMARRIED PERSON Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): Alaska USA Federal Credit Union Current Trustee of the Deed of Trust: Quality Loan Service Corporation of Washington Current Loan Mortgage Servicer of the Deed of Trust: Cenlar FSB I.NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 5/28/2021, at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 5, PLAT OF VAN-DE-WOL ADDITION, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 13 OF PLATS, PAGE 68, IN THE AUDITOR’S OFFICE OF WHATCOM COUNTY, WASHINGTON. SITUATE IN THE COUNTY OF WHATCOM, STATE OF WASHINGTON. More commonly known as: 3177 CREASY RD, CUSTER, WA 98240-9531 Subject to that certain Deed of Trust dated 8/31/2017, recorded 9/6/2017, under Instrument No. 2017-0900443 records of WHATCOM County, Washington, from ED F. FAYETTE, AN UNMARRIED PERSON, as grantor(s), to CHICAGO TITLE NORTHWEST WASHINGTON, as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR ALASKA USA MORTGAGE COMPANY, LLC, ITS SUCCESSORS AND ASSIGNS, as original beneficiary, the beneficial interest in which was subsequently assigned to Alaska USA Federal Credit Union, the Beneficiary, under an assignment recorded under Auditors File Number 2019-0502816 II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $38,783.90. IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $196,465.23, together with interest as provided in the Note from 1/1/2019 on, and such other costs, fees, and charges as are due under the Note, Deed of Trust, or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 5/28/2021. The defaults referred to in Paragraph III must be cured by 5/17/2021 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 5/17/2021 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 5/17/2021 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 10/16/2019. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You may be eligible for mediation. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-19-863538-SW. Dated: 1/19/2021 Quality Loan Service Corp. of Washington, as Trustee By: Jeff Stenman, President Trustee’s Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-19-863538-SW Sale Line: 916-939-0772 or Login to: http://wa.qualityloan.com IDSPub #0173032 4/28/2021 5/19/2021

Published April 28 & May 19, 2021

TS No WA08000061-18-1 TO No 180090064-WA-MSI NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: RICHARD H CHAN, AN UNMARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Current Beneficiary of the Deed of Trust: Wilmington Savings Fund Society, FSB as Owner Trustee of the Residential Credit Opportunities Trust RCO VI-A Original Trustee of the Deed of Trust: PACIFIC NORTHWEST TITLE COMPANY OF WASHINGTON, INC Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: FCI LENDER SERVICES, INC. Reference Number of the Deed of Trust: Instrument No. 2090303516 Parcel Number: 4003203844420000 I. NOTICE IS HEREBY GIVEN that on May 28, 2021, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 8, BLOCK 23, PLAT OF HAWLEY AND LAWRENCE`S ADDITION TO LYNDEN, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 1 OF PLATS, PAGE 46, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 4003203844420000 More commonly known as 100 MAIN STREET, LYNDEN, WA 98264 which is subject to that certain Deed of Trust dated March 16, 2009, executed by RICHARD H CHAN, AN UNMARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as designated nominee for MORTGAGE MASTER SERVICE CORPORATION, A WASHINGTON CORPORATION, Beneficiary of the security instrument, its successors and assigns, recorded March 23, 2009 as Instrument No. 2090303516 and the beneficial interest was assigned to WILMINGTON SAVINGS FUND SOCIETY, FSB, AS OWNER TRUSTEE OF THE RESIDENTIAL CREDIT OPPORTUNITIES TRUST VI-A and recorded November 30, 2020 as Instrument Number 2020-1105262 of official records in the Office of the Recorder of Whatcom County, Washington. II. No action commenced by Wilmington Savings Fund Society, FSB as Owner Trustee of the Residential Credit Opportunities Trust RCO VI-A, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From April 1, 2017 To January 19, 2021 Number of Payments 46 $1,145.00 Total $52,670.00 LATE CHARGE INFORMATION April 1, 2017 January 19, 2021 $2,061.00 PROMISSORY NOTE INFORMATION Note Dated: March 16, 2009 Note Amount:$215,714.00 Interest Paid To: March 1, 2017 Next Due Date: April 1, 2017 Current Beneficiary: Wilmington Savings Fund Society, FSB as Owner Trustee of the Residential Credit Opportunities Trust RCO VI-A Contact Phone No: (800) 931-2424, x651 Address: 8180 EAST KAISER BLVD, ANAHEIM HILLS, CA 92808 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $290,857.11, $69,899.19 in deferred principal, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on May 28, 2021. The defaults referred to in Paragraph III must be cured by May 17, 2021, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before May 17, 2021 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the May 17, 2021 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Wilmington Savings Fund Society, FSB as Owner Trustee of the Residential Credit Opportunities Trust RCO VI-A or Trustee to the Borrower and Grantor at the following address(es): ADDRESS RICHARD H CHAN 100 MAIN STREET, LYNDEN, WA 98264 RICHARD H CHAN 5470 SHILSHOLE AVE NORTHWEST SUITE 430, SEATTLE, WA 98107 RICHARD H CHAN 91-888 PUHIKAN ST, EWA BEACH, HI 96706-4018 RICHARD H CHAN 92-7055 KAHEA ST, KAPOLEI, HI 96707-2302 UNKNOWN SPOUSE OF RICHARD H CHAN 100 MAIN STREET, LYNDEN, WA 98264 UNKNOWN SPOUSE OF RICHARD H CHAN 5470 SHILSHOLE AVE NORTHWEST SUITE 430, SEATTLE, WA 98107 by both first class and certified mail on December 17, 2020, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place December 17, 2020 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: January 20, 2021 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 73699, Pub Dates: 4/28/2021, 5/19/2021, FERNDALE RECORD

Published April 28 & May 19, 2021