LEGALS- MAY 20, 2020

PROBATE NOTICE TO CREDITORS

LEGAL

IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON FOR WHATCOM COUNTY

IN RE: THE ESTATE OF:

No. 20-4-00191-37

DONALD F. CLOUGH,

PROBATE NOTICE TO CREDITORS

(RCW 11.40.030)

Deceased.

Judge: Robert E. Olson

The Personal Representative (PR) named below has been appointed as PR of this estate.Persons having claims against the Decedent must, prior to the time such claims would be barred by any otherwise applicable statute of limitations, present their claims in the manner as provided in RCW 11.40.070 by serving on or mailing to the PR at the address stated below a copy of the claim and filing the original of the claim with the Court.The claim must be presented within the later of:(1) Thirty days after the PR served or mailed the Notice to the creditor as provided under RCW 11.40.020(3);or (2) four months after the date of first publication of the Notice.If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in Section 11 of this Act and RCW 11.40.060.This bar is effective as to claims against both the decedent’s probate and non-probate assets.

Date of first publication: May 20, 2020

DATED this 15th day of May, 2020.

Darrell E. Clough

Personal Representative

P.O. Box 2252

Port Orchard, WA 98366

Published May 20 & 27 and June 3, 2020

NOTICE TO CREDITORS

LEGAL

IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON

IN AND FOR THE COUNTY OF WHATCOM

In the Estate of:

No: 20-4-00185-37

JOY NORRIS,

Deceased.

NOTICE TO CREDITORS

Gary Norris, 32116 S.E. Red-Fall City Rd., Fall City, WA, 98024, has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court. The claim must be presented within the later of: (1) Thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(3); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and non-probate assets.

Date of first publication: May 18, 2020

Date of filing: April 14, 2020, approved for filing April 28, 2020

David G. Speikers, Attorney for PR

32116 S.E. Red-Fall City Rd.

Fall City, WA 98024

Published May 20 & 27 and June 3, 2020

NOTICE OF TRUSTEE’S SALE

LEGAL

TS No WA09000022-19-2 TO No 245411355 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: JENNIFER L BONSTEIN AND CHRISTOPHER A BONSTEIN WIFE AND HUSBAND Current Beneficiary of the Deed of Trust: U.S. Bank National Association Original Trustee of the Deed of Trust: SCOTT R. VALBY Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: U.S. Bank National Association Reference Number of the Deed of Trust: Instrument No. 2140401382 Parcel Number: 59530 / 3803164124180000 I. NOTICE IS HEREBY GIVEN that on June 19, 2020, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks,  at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 14, PLAT OF TRICKLE CREEK 3, ACCORDING TO THE MAP THEREOF, RECORDED ON JULY 13, 2005, UNDER AUDITOR`S FILE NO. 2050702399, RECORDS OF WHATCOM COUNTY, WASHINGTON. APN: 59530 / 3803164124180000 More commonly known as 3592 SKYLARK LOOP, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated April 15, 2014, executed by JENNIFER L BONSTEIN AND CHRISTOPHER A BONSTEIN WIFE AND HUSBAND as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as designated nominee for PRIORITY HOME LENDING, LLC., Beneficiary of the security instrument, its successors and assigns, recorded April 17, 2014 as Instrument No. 2140401382 and the beneficial interest was assigned to U.S. BANK NATIONAL ASSOCIATION and recorded November 18, 2016 as Instrument Number 2016-1102122 of official records in the Office of the Recorder of Whatcom County, Washington. II. No action commenced by U.S. Bank National Association, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From February 1, 2019 To January 28, 2020 Number of Payments 6 $1,259.72 6 $1,262.73 Total $15,134.70 LATE CHARGE INFORMATION February 1, 2019 January 28, 2020 $227.58 $227.58 PROMISSORY NOTE INFORMATION Note Dated: April 15, 2014 Note Amount $195,500.00 Interest Paid To: January 1, 2019 Next Due Date: February 1, 2019 Current Beneficiary: U.S. Bank National Association Contact Phone No: 855-698-7627 Address: 4801 Frederica St, Owensboro, KY 42301 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $188,206.83, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute.  Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on June 19, 2020.  The defaults referred to in Paragraph III must be cured by June 8, 2020, (11 days before the sale date) to cause a discontinuance of the sale.  The sale will be discontinued and terminated if at any time before June 8, 2020 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid.  Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank.  The sale may be terminated any time after the June 8, 2020 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, U.S. Bank National Association or Trustee to the Borrower and Grantor at the following address(es): ADDRESS CHRISTOPHER A BONSTEIN 3592 SKYLARK LOOP, BELLINGHAM, WA 98226 JENNIFER L BONSTEIN 3592 SKYLARK LOOP, BELLINGHAM, WA 98226 by both first class and certified mail on December 26, 2019, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place December 26, 2019 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.  VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants.  The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home.  See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you.  If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: January 31, 2020 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee CorpsOrder Number 69459, Pub Dates: 05/20/2020, 06/10/2020, FERNDALE RECORD

Published May 20 and June 10, 2020

LEGAL

TS No WA08000260-19-1 TO No 191132358 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: ANNA M COOK AND KENNETH E COOK AKA K E COOK, HUSBAND AND WIFE Current Beneficiary of the Deed of Trust: The Bank of New York Mellon FKA The Bank of New York as Successor Indenture Trustee to JPMorgan Chase Bank, N.A. as Indenture Trustee for the CWABS Revolving Home Equity Loan Asset-Backed Notes, Series 2004-R Original Trustee of the Deed of Trust: LS TITLE OF WASHINGTON Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Bank of America, N.A. Reference Number of the Deed of Trust: Instrument No. 2041101254 Parcel Number: 400120 181020 0000 I. NOTICE IS HEREBY GIVEN that on June 5, 2020, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks,  at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: THE WEST 150 FEET OF THE EAST 469 FEET OF THE FOLLOWING: THE SOUTH 375 FEET OF THE WEST 26 2/3 ACRES OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 20, TOWNSHIP 40 NORTH, RANGE 1 EAST OF WILLAMETTE MERIDIAN, EXCEPT THE WEST 30 FEET OF THE ABOVE MENTIONED 375 FEET, LESS BIRCH BAY-LYNDEN ROAD. SITUATE IN THE COUNTY OF WHATCOM, STATE OF WASHINGTON: APN: 400120 181020 0000 More commonly known as 4364 BIRCH BAY LYNDEN RD, BLAINE, WA 98230-9723 which is subject to that certain Deed of Trust dated October 21, 2004, executed by ANNA M COOK AND KENNETH E COOK AKA K E COOK, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as designated nominee for COUNTRYWIDE HOME LOANS, INC., Beneficiary of the security instrument, its successors and assigns, recorded November 8, 2004 as Instrument No. 2041101254 and the beneficial interest was assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR INDENTURE TRUSTEE TO JPMORGAN CHASE BANK, N.A. AS INTENTURE TRUSTEE FOR THE CWABS REVOLVING HOME EQUITY LOAN ASSET BACKED NOTES, SERIES 2004-N C/O BANK OF AMERICA, N.A. and recorded October 29, 2019 as Instrument Number 2019-1003842 of official records in the Office of the Recorder of Whatcom County, Washington. II. No action commenced by The Bank of New York Mellon FKA The Bank of New York as Successor Indenture Trustee to JPMorgan Chase Bank, N.A. as Indenture Trustee for the CWABS Revolving Home Equity Loan Asset-Backed Notes, Series 2004-R, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From May 25, 2019 To January 23, 2020 Number of Payments 1 $290.43 1 $539.59 1 $531.51 2 $538.07 1 $522.82 1 $520.40 1 $505.73 1 $511.57 Total $4,498.19 LATE CHARGE INFORMATION May 25, 2019 January 23, 2020 0 $0.00 $0.00 PROMISSORY NOTE INFORMATION Note Dated: October 21, 2004 Note Amount:$65,000.00 Interest Paid To: April 25, 2019 Next Due Date: May 25, 2019 Current Beneficiary: The Bank of New York Mellon FKA The Bank of New York as Successor Indenture Trustee to JPMorgan Chase Bank, N.A. as Indenture Trustee for the CWABS Revolving Home Equity Loan Asset-Backed Notes, Series 2004-R Contact Phone No: 800-669-6650 Address: 7105 Corporate Drive, Building C, Plano, TX 75024 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $41,600.64, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute.  Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on June 5, 2020.  The defaults referred to in Paragraph III must be cured by May 25, 2020, (11 days before the sale date) to cause a discontinuance of the sale.  The sale will be discontinued and terminated if at any time before May 25, 2020 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid.  Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank.  The sale may be terminated any time after the May 25, 2020 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, The Bank of New York Mellon FKA The Bank of New York as Successor Indenture Trustee to JPMorgan Chase Bank, N.A. as Indenture Trustee for the CWABS Revolving Home Equity Loan Asset-Backed Notes, Series 2004-R or Trustee to the Borrower and Grantor at the following address(es): ADDRESS ANNA M COOK 4364 BIRCH BAY LYNDEN RD, BLAINE, WA 98230-9723 K E COOK 4364 BIRCH BAY LYNDEN RD, BLAINE, WA 98230-9723 KENNETH E COOK 4364 BIRCH BAY LYNDEN RD, BLAINE, WA 98230-9723 by both first class and certified mail on December 20, 2019, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place December 23, 2019 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants.  The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home.  See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you.  If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: January 31, 2020 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee CorpsOrder Number 69408.

Published May 20 and June 10, 2020