Legals – November 16, 2016

CITY OF FERNDALE

LEGAL
ADVERTISEMENT FOR BIDS
Project Name: Ferndale – Shop Well #2 Project
Engineer: Wilson Engineering LLC, Bellingham, WA
Hydrogeologist: Associated Earth Sciences Inc., Everett, WA
Bid Date: December 13, 2016 (2:00 p.m.)
Estimated Cost Range of Project (including sales tax): There are eight options presented (1A, 1B, 2A, 2B, 3A, 3B, 4A, and 4B). Each Option is anticipated to range in cost somewhere between $150,000 and $350,000. Only one of the 8 Options (1A – 4B) will be selected by the City after reviewing bids and obtaining information from the on-site drilling/testing activities.
NOTICE TO BIDDERS: Sealed bids will be received from contractors by the Public Works Department, City of Ferndale, 2095 Main Street, P.O. Box 936, Ferndale, WA 98248 until 2:00 pm, Thursday, December 13, 2016 for the Shop Well #2 Project. All bids shall be received in sealed envelopes with “SHOP WELL #2 PROJECT” marked plainly thereon. Said bids will then and there be opened and read aloud. Bidders and other properly interested parties are invited to be present at the bid opening. Bids received after the time fixed for opening cannot be considered. The Project involves drilling, casing, completing, developing, and testing water at the City’s Shop Well & Police Station site. Only one of the 8 Options (1A – 4B) will be selected by the City after reviewing bids and obtaining information from the on-site drilling activities.
The Contract Documents may be obtained from Wilson Engineering L.L.C., 805 Dupont Street, Bellingham, WA 98225. Please contact Jeff Christner or Curt Schoenfelder, Wilson Engineering, (360) 733-6100, for project information. There is a $50 non-refundable charge for hard copies of the Contract Documents. Only bids from bidders who have obtained the Contract Documents and have requested to be listed on the Planholders List, will be accepted. Copies of plans and specifications are on file for review at various construction councils and online at http://www.wilsonengineering.com/bidding-documents.aspx.
A deposit in the form of a postal money order, cashier’s check, or bond in the amount of 5% of the greatest amount bid must be submitted with each bid proposal. Should the successful bidder fail to enter into a contract or furnish a satisfactory contract bond within the time stated in the specifications, the deposit shall be forfeited to the City.
There will be a pre-bid meeting for the Project held at 3:00 pm, Tuesday, November 22, 2016 at the proposed well site located at 5735 Legoe Avenue, Ferndale WA 98248. Pre-bid meeting is not mandatory; however, this will be the only opportunity for Contractors to see the existing well site area prior to the bid opening.
The City reserves the right to reject any or all bids if such action is in the best interest of the City. The City of Ferndale is an equal opportunity and affirmative action employer. The project will be funded by the City of Ferndale. All bidders must be licensed contractors registered in the State of Washington. In addition, the Contractor will need a City of Ferndale business license before starting work. All work performed on this project will be subject to prevailing state wage rates.
Susan Duncan
City Clerk – City of Ferndale
Ferndale Record– Published November 9, 2016, and November 16, 2016
Published by Ferndale Record
November 9 and 16, 2016.

LEGAL
NOTICE OF APPLICATION AND INTENT TO ISSUE A MITIGATED DETERMINATION OF NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal. APPLICANT:
Friberg Construction
APPLICATION NUMBER:
16026-SE
DATE OF APPLICATION:
October 27, 2016
PROJECT LOCATION:
The project site is addressed as 2620 Hope Lane, parcel number 3901134081430000, Section 13, Township 39N, Range 01E in Ferndale, Washington.
PROJECT DESCRIPTION:
The applicant proposes to construct Hope Lane road improvements and public utility connections for future development of a 4-lot residential short plat.
Fill and grade activities proposed for the project are approximately 1,188 cubic yards. This exceeds the minimum threshold of 1,000 cubic yards of fill and grade – therefore a SEPA review is required.
REQUESTED ACTION(S):
The applicant requests a SEPA Determination from the City of Ferndale.
THE CITY INTENDS TO ISSUE A:
Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD:
November 16 – November 30, 2016
CONTACT:
Jori Burnett, Community Development Director/SEPA Administrator
[email protected]
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
NOISE:
Contractor will only be allowed to work from 7AM to 10PM.
TRAFFIC:
Traffic control, or haul routes (if applicable) shall be coordinated through the Public Works Department.
Compliance with City traffic concurrency is required. Payment of traffic impact fees and installation of street frontage improvements is required.
CULTURAL RESOURCES:
Should archaeological materials (e.g. shell midden, faunal remains, stone tools) or human remains be observed during project activities, all work in the immediate vicinity shall stop, and the area shall be secured. The contractor/owner shall contact the state Department of Archaeology and Historic Preservation (DAHP) at 360-586-3065, the Lummi Nation Tribal Historic Preservation Office (LNTHPO) at Lena Tso, THPO 360-312-2257; Tamela Smart, Deputy THPO 360-312-2253 in order to help assess the situation and determine how to preserve the resource(s). In the event that the find includes human remains the Ferndale Police Department shall be called immediately at 360-384-3390. Regarding ancient human remains, the LNTHPO will contact the appropriate tribal repatriation specialists. Compliance with all applicable laws pertaining to archaeological resources is required.
Published by Ferndale Record
November 16, 2016.

NOTICE TO CREDITORS

LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM

In re the Matter and Estate of:
LEONA J. KNAPP,

Deceased. No. 16-4-00595-4
PROBATE NOTICE TO CREDITORS
RCW 11.40.030

The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If notice was not provided under RCW Chapters 11.40 or 11.42, the creditor must present the claim within twenty-four months after the decedent’s date of death. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of Filing Notice to Creditors: November 9, 2016
Date of first publication: November 16, 2016
Gwena D. Terry, Personal Representative
Presented by:
Law Offices of Roger L. Ellingson, P.S.
Roger L. Ellingson, WSBA #19292
Attorney for Personal Representative
PO Box 1258 / 289 H Street
Blaine, WA 98231-1258
(360) 332-7000; Fax: (360) 332-6677
Published in Ferndale Record: November 16th, 23rd, & 30th
Published by Ferndale Record
November 16, 23, 30, 2016.

TRUSTEE’S SALE

LEGAL
AMENDED NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-686460-SW APN No.: 380201 413218 0003 Title Order No.: 150242036-WA-MSI Deed of Trust Grantor(s): TAMARA THETFORD Deed of Trust Grantee(s): WELLS FARGO BANK, N.A., A NATIONAL ASSOCIATION Deed of Trust Instrument/Reference No.: 2050804329
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 12/16/2016 , at 9:00:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: PARCEL A: UNIT NO. 4637-201, CORDATA COTTAGES CONDOMINIUM, ACCORDING TO THE DECLARATION THEREOF, RECORDED UNDER AUDITOR’S FILE NO. 2040603402, AND ANY AMENDMENTS THERETO, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. PARCEL A-I: AN EASEMENT FOR INGRESS, EGRESS AND UTILITIES AS DISCLOSED BY INSTRUMENT RECORDED ON DECEMBER 17, 1999 UNDER AUDITOR’S FILE NO. 1991202252, AS DELINEATED ON THE SURVEY PLANS FOR THE CORDATA COTTAGES CONDOMINIUMS RECORDED JUNE 17, 2004, UNDER AUDITOR’S FILE NO. 2040603402, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 4637 CELIA WAY #201, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 8/11/2005, recorded 8/22/2005, under Instrument No. 2050804329 records of WHATCOM County, Washington , from TAMARA THETFORD, A SINGLE PERSON , as grantor(s), to WHATCOM LAND TITLE , as original trustee, to secure an obligation in favor of WELLS FARGO BANK, N.A., A NATIONAL ASSOCIATION , as original beneficiary, the beneficial interest in which was subsequently assigned to Wells Fargo Bank, N.A. , the Beneficiary, under an assignment recorded under Auditors File Number
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $14,369.21 .
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $129,423.68 , together with interest as provided in the Note from 4/1/2015 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 12/16/2016 . The defaults referred to in Paragraph III must be cured by 12/5/2016 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/5/2016 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 12/5/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 10/2/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE Dated: 10/18/2016 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Willis, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 or Logi n to: http://wa.qualityloan.com Trustee Sale Number: WA-15-686460-SW State of: County of: On before me, I certify under PENALTY OF PERJURY under the laws of the State of WITNESS my hand and official seal. ( Seal) Signature IDSPub #0116861 11/16/2016 12/7/2016
Published by Ferndale Record
November 16 and December 7, 2016.

LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-16-733623-BB APN No.: 400515 0101730000PID140956 Title Order No.: 160154975-WA-MSI Deed of Trust Grantor(s): MARK HERTEL Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR DIRECTORS MORTGAGE, INC., AN OREGON CORPORATION Deed of Trust Instrument/Reference No.: 2150102295
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 11/28/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 58, BLOCK 12, PLAT OF PARADISE LAKES COUNTRY CLUB, DIVISION NO. 8, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 12 OF PLATS, PAGES 34 THROUGH 36, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 8595 GOLDEN VALLEY DRIVE, MAPLE FALLS, WA 98266 which is subject to that certain Deed of Trust dated 1/22/2015, recorded 1/26/2015, under 2150102295 records of WHATCOM County, Washington , from MARK HERTEL, AN UNMARRIED MAN , as Grantor(s), to WHATCOM LAND TITLE CO INC. , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR DIRECTORS MORTGAGE, INC., AN OREGON CORPORATION , as Beneficiary, the beneficial interest in which was subsequently assigned to JPMorgan Chase Bank, National Association under an assignment recorded under Auditors File Number 2016-0200443
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $7,701.16
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $116,672.54 , together with interest as provided in the Note from 12/1/2015 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/28/2016 . The defaults referred to in Paragraph III must be cured by 11/17/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/17/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/17/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME MARK HERTEL, AN UNMARRIED MAN ADDRESS 8595 GOLDEN VALLEY DRIVE, MAPLE FALLS, WA 98266 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 6/20/2016 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 7/21/2016 Quality Loan Service Corp. of Washington, as Trustee By: Briana Newton, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-16-733623-BB IDSPub #0112181 10/26/2016 11/16/2016
Published by Ferndale Record
October 26 and November 16, 2016.

LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-670139-SW APN No.: 400219 014038 0000 Title Order No.: 150125665-WA-MSI Deed of Trust Grantor(s): JOHN H KELLN, VICKI S KELLN Deed of Trust Grantee(s): COUNTRYWIDE HOME LOANS, INC. Deed of Trust Instrument/Reference No.: 1980603992
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 11/28/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: THE WEST 209 FEET OF THE SOUTH 12 ACRES OF GOVERNMENT LOT 4, SECTION 19, TOWNSHIP 40 NORTH, RANGE 2 EAST OF W.M., EXCEPT ROAD NOS. 204 AND 51. EXCEPT ANY PORTION THEREOF LYING NORTHERLY OF THE FOLLOWING DESCRIBED LINE AS ESTABLISHED AND SET FORTH IN WHATCOM COUNTY SUPERIOR COURT CAUSE NO. 53642: COMMENCING AT THE SOUTHWEST CORNER OF SAID SECTION 19; THENCE NORTHERLY FOLLOWING ALONG THE WESTERLY LINE OF SAID SECTION 19, FOR A DISTANCE OF 673.30 FEET TO THE POINT OF BEGINNING OF THIS LINE DESCRIPTION; THENCE EASTERLY AT RIGHT ANGLES TO THE WESTERLY LINE OF SAID SECTION 19 FOLLOWING ALONG AN EXISTING CORRAL FENCE AND THE PROJECTION OF SAID FENCE, FOR A DISTANCE OF 574.00 FEET TO AN INTERSECTION WITH THE EASTERLY LINE OF THE WEST 574.00 FEET OF THE SOUTH 12 ACRES OF GOVERNMENT LOT 4; THENCE NORTHERLY FOLLOWING ALONG SAID EASTERLY LINE, FOR A DISTANCE OF 72.35 FEET TO AN INTERSECTION WITH THE NORTHERLY LINE OF THE SAID SOUTH 12 ACRES; THENCE EASTERLY FOLLOWING ALONG SAID NORTHERLY LINE, FOR A DISTANCE OF 162.61 FEET, MORE OR LESS, TO AN INTERSECTION WITH THE EASTERLY LINE OF GOVERNMENT LOT 4, SAID POINT BEING THE TERMINUS OF THIS LINE DESCRIPTION; EXCEPT RIGHT OF WAY FOR DELTA LINE ROAD LYING ALONG THE WEST LINE THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 8120 DELTA LINE RD, CUSTER, WA 98240-0000 which is subject to that certain Deed of Trust dated 6/15/1998, recorded 6/24/1998, under 1980603992 records of WHATCOM County, Washington , from JOHN H. KELLN, AND VICKI S. KELLN, HUSBAND AND WIFE , as Grantor(s), to CHICAGO TITLE INSURANCE COMPANY , as Trustee, to secure an obligation in favor of COUNTRYWIDE HOME LOANS, INC. , as Beneficiary, the beneficial interest in which was subsequently assigned to BANK OF AMERICA, N.A. under and assignment recorded under Auditors File Number
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $74,707 .32
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $101,653.68 , together with interest as provided in the Note from 1/1/2011 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/28/2016 . The defaults referred to in Paragraph III must be cured by 11/17/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/17/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/17/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME JOHN H. KELLN, AND VICKI S. KELLN, HUSBAND AND WIFE ADDRESS 8120 DELTA LINE RD, CUSTER, WA 98240-0000 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 6/4/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 7/13/2016 Quality Loan Service Corp. of Washington, as Trustee By: Rhianna Watson, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-15-670139-SW IDSPub #0111480 10/26/2016 11/16/2016
Published by Ferndale Record
October 26 and November 16, 2016.