Legals – October 7, 2015

■ CITY OF FERNDALE

LEGAL
Summary of ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of October 5, 2015
Ordinance #1914
An ordinance establishing a time limit on short plat vesting
Ordinance #1915
An ordinance revising FMC 18.76 regarding parking area requirements
Ordinance #1916
An ordinance revising the fee deferment program
Ordinance #1917
An ordinance establishing a Community Center Advisory Board (CCAB)
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request.
Susan Duncan, City Clerk
Published by Ferndale Record
October 7, 2015.

■ NOTICE TO CREDITORS

LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM

In Re the Estate of:
ELLEN COSTELLO,
Deceased.

No. 15 4 00468 2
PROBATE NOTICE TO CREDITORS
RCW 11.40.030
Date of Death: 9-18-15
The personal representatives named below have been appointed as co-personal representatives of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.

Date of first publication: October 7, 2015.
Janet M. Oiness-Kennedy Susan Richardson
Personal Representative Personal Representative
ttorney for Personal Representative:
Gregory E. Thulin, WSBA #21752
Law Offices of Gregory E. Thulin
2200 Rimland Drive, Suite 115
Bellingham, WA 98226-6639
Phone: 360-714-8599
Court of probate proceedings & cause number:
Whatcom County Superior Court
311 Grand Avenue
Bellingham, WA 98225
Cause No. 15-4-00468-2
Published by Ferndale Record
October 7, 14 and 21, 2015.

■ TRUSTEE’S SALE

LEGAL
File No.: 7037.105591 Grantors: Northwest Trustee Services, Inc. JPMorgan Chase Bank, National Association Grantee: Tammy Lynn Mendivil, who acquired title as Tammy L. Clos-Mendivil, as her separte estate Ref to DOT Auditor File No.: 2100402921 Tax Parcel ID No.: 400131-253053-0000/123009 Abbreviated Legal: LOT 97, PLAT OF BAY-CREST SOUTH, WHATCOM COUNTY, WASHINGTON Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 16, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 97, Plat of Bay-Crest South, according to the Plat thereof, recorded December 12, 2005, under Auditor’s File No. 2051201932, Records of Whatcom County, Washington. Commonly known as: 7330 Yellow Fin Court Blaine, WA 98230 which is subject to that certain Deed of Trust dated 04/28/10, recorded on 04/29/10, under Auditor’s File No. 2100402921, records of WHATCOM County, Washington, from Tammy L. Clos-Mendivil A Married Woman, As Her Sole and Separate Property, as Grantor, to Whatcom Land Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. Solely as nominee for Envoy Mortgage, Ltd., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Envoy Mortgage, Ltd., its successors and assigns to JPMorgan Chase Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2140102150. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/04/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $24,605.86 Lender’s Fees & Costs ($552.50) Total Arrearage $24,053.36 Trustee’s Expenses (Itemization) Trustee’s Fee $700.00 Total Costs $700.00 Total Amount Due: $24,753.36 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $177,123.65, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 16, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/05/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/05/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/05/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Tammy Lynn Mendivil aka Tammy L. Clos-Mendivil 7330 Yellow Fin Court Blaine, WA 98230 Jude Mendivil 7330 Yellow Fin Court Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Tammy Lynn Mendivil aka Tammy L. Clos-Mendivil 7330 Yellow Fin Court Blaine, WA 98230 Unknown Spouse and/or Domestic Partner Tammy Lynn Mendivil 6597 Aldrich Road Bellingham, WA 98226-9603 Jude Mendivil of Tammy Lynn Mendivil 6597 Aldrich Road Bellingham, WA 98226-9603 6597 Aldrich Road Bellingham, WA 98226-9603 by both first class and certified mail, return receipt requested on 03/27/14, proof of which is in the possession of the Trustee; and on 03/27/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Heather L. Smith (425) 586-1900. (Mendivil-Clos, Tammy L. TS# 7037.105591) 1002.266683-File No.
Published by Ferndale Record
September 16 and October 7, 2015.

LEGAL
File No.: 7037.106559 Grantors: Northwest Trustee Services, Inc. JPMorgan Chase Bank, National Association Grantee: Jack W. Rudd, Jr. and Christa E. Rudd, husband and wife Ref to DOT Auditor File No.: 2090400551 Tax Parcel ID No.: 4005221543090000 Abbreviated Legal: LOT 24, BLK 1, PARADISE LAKES COUNTRY CLUB, DIV 7, VOL 10, PG 60, WHATCOM COUNTY, WA WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 16, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 24, Block 1, Paradise Lakes Country Club, Division No. 7, according to the plat thereof, recorded in Volume 10 of Plats, Page 60, records of Qwhatcom County, Washington. Situate in Whatcom County, Washington. More accurately described as: Lot 24, Block 1, Paradise Lakes Country Club, Division No. 7, according to the plat thereof, recorded in Volume 10 of Plats, Page 60, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 8307 Golden Valley Boulevard Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 04/02/09, recorded on 04/03/09, under Auditor’s File No. 2090400551, records of WHATCOM County, Washington, from Jack W. Rudd, Jr. and Christa E. Rudd, Husband and Wife., as Grantor, to Stewart Title and Escrow, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Response Mortgage Services, Inc., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Response Mortgage Services, Inc., its successors and assigns to JPMorgan Chase Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2121200213. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/16/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $14,963.12 Lender’s Fees & Costs $224.15 Total Arrearage $15,187.27 Trustee’s Expenses (Itemization) Trustee’s Fee $532.50 Title Report $657.00 Statutory Mailings $23.40 Recording Costs $14.00 Postings $80.00 Total Costs $1,306.90 Total Amount Due: $16,494.17 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $121,203.51, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 16, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/05/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/05/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/05/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Jack W Rudd aka Jack W Rudd Jr 8307 Golden Valley Drive Maple Falls, WA 98266 Christa E Rudd 8307 Golden Valley Drive Maple Falls, WA 98266 Jack W Rudd aka Jack W Rudd Jr 8307 Golden Valley Boulevard Maple Falls, WA 98266 Christa E Rudd 8307 Golden Valley Boulevard Maple Falls, WA 98266 by both first class and certified mail, return receipt requested on 05/04/15, proof of which is in the possession of the Trustee; and on 05/01/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Heather L. Smith (425) 586-1900. (Rudd, Jack W TS# 7037.106559) 1002.280152-File No.
Published by Ferndale Record
September 16 and October 7, 2015.

LEGAL
File No.: 7236.26159 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, National Association, as Trustee for Structured Asset Mortgage Investments II Inc., GreenPoint Mortgage Funding Trust 2006-AR3, Mortgage Pass-Through Certificates, Series 2006-AR3 Grantee: Mohan Singh Sandhu who also appears of record as Mohan S. Sandhu and Jaginder Kaur Sandhu, husband and wife Ref to DOT Auditor File No.: 2051103699 Tax Parcel ID No.: 157163/410131-214144-0000 Abbreviated Legal: LOT 1 GILL LOT LINE ADJUSTMENT, REC NO. 2031205685, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 16, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 1, Gill Lot Line Adjustment, according to the Plat thereof, recorded under Auditor’s File No. 2031205685, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 325 8th Street Blaine, WA 98230 which is subject to that certain Deed of Trust dated 11/10/05, recorded on 11/21/05, under Auditor’s File No. 2051103699, records of WHATCOM County, Washington, from Mohan Singh Sandhu and Jaginder Kaur Sandhu, Husband and Wife, as Grantor, to Chicago Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns to Wells Fargo Bank, National Association, as Trustee for Structured Asset Mortgage Investments II Inc., GreenPoint Mortgage Funding Trust 2006-AR3, Mortgage Pass-Through Certificates, Series 2006-AR3, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2131001599. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 6/3/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $21,554.60 Lender’s Fees & Costs $5,405.59 Total Arrearage $26,960.19 Trustee’s Expenses (Itemization) Trustee’s Fee $700.00 Title Report $0.00 Statutory Mailings $0.00 Recording Costs $0.00 Postings $0.00 Sale Costs $0.00 Total Costs $700.00 Total Amount Due: $27,660.19 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $216,234.14, together with interest as provided in the note or other instrument evidencing the Obligation from 06/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 16, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/05/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/05/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/05/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Mohan Singh Sandhu AKA Mohan S. Sandhu 325 8th Street Blaine, WA 98230 Jaginder Kaur Sandhu 325 8th Street Blaine, WA 98230 Mohan Singh Sandhu AKA Mohan S. Sandhu 1357 Paddington Way Olivehurst, CA 95961 Jaginder Kaur Sandhu 1357 Paddington Way Olivehurst, CA 95961 by both first class and certified mail, return receipt requested on 12/16/13, proof of which is in the possession of the Trustee; and on 12/16/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (Sandhu, Mohan Singh and Jaginder Kaur TS# 7236.26159) 1002.281115-File No.
Published by Ferndale Record
September 16 and October 7, 2015.

LEGAL
SUPERIOR COURT OF WASHINGTON FOR
WHATCOM COUNTY
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-612675-TC APN No.: 390134 151185 0000 Title Order No.: 140031874-WA-MSI Deed of Trust Grantor(s): LAURIE A SMITH, PATRICIA SUDDERTH Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT Deed of Trust Instrument/Reference No.: 2061103819
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 10/16/2015 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: PORTION OF THE SW QUARTER OF SECTION 34, TOWNSHIP 39 NORTH, RANGE 1 EAST, W.M. THE WEST HALF OF THE WEST HALF OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER IN SECTION 34, TOWNSHIP 39 NORTH, RANGE 1 EAST OF W .M.; EXCEPT THE RIGHT-OF-WAY FOR WALLTINE ROAD LYING ALONG THE SOUTH LINE THEREOF; SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 3590 WALLTINE ROAD, FERNDALE, WA 98248 which is subject to that certain Deed of Trust dated 11/20/2006, recorded 11/28/2006, under 2061103819 records of WHATCOM County, Washington , from LAURIE A. SMITH, AN UNMARRIED WOMAN, PATRICIA SUDDERTH, AN UNMARRIED WOMAN , as Grantor(s), to CHICAGO TITLE INSURANCE COMPANY , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT (or by its successors-in-interest and/or assigns, if any), to U.S. Bank National Association, as Trustee for Banc of America Funding Corporation 2007-2 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $81,553.68
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $475,300.00 , together with interest as provided in the Note from 9/1/2013 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/16/2015 . The defaults referred to in Paragraph III must be cured by 10/5/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/5/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/5/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME LAURIE A. SMITH, AN UNMARRIED WOMAN, PATRICIA SUDDERTH, AN UNMARRIED WOMAN ADDRESS 3590 WALLTINE ROAD, FERNDALE, WA 98248 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/7/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/16/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-14-612675-TC IDSPub #0084737 9/16/2015 10/7/2015
Published by Ferndale Record
September 16 and October 7, 2015.

LEGAL
File No.: 7886.25957 Grantors: Northwest Trustee Services, Inc. PNC Bank, National Association, successor by merger to National City Bank, successor by merger to National City Mortgage Co. Grantee: Andrew C. Bash, as his separate estate Ref to DOT Auditor File No.: 2050805716 Tax Parcel ID No.: 110511 and 390705-492057-0031 Abbreviated Legal: UNIT 2007, SNOWLINE INN CONDOMINIUM, RECORDING NO. 1091576, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On November 6, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Unit 2007, Snowline Inn Condominium, according to the Declaration thereof, recorded under Auditor’s File No. 1091576, and any amendments thereto, Records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 10433 Mt. Baker Highway #207 aka 10433 Mt. Baker Highway #2007 Glacier, WA 98244 which is subject to that certain Deed of Trust dated 08/23/05, recorded on 08/26/05, under Auditor’s File No. 2050805716, records of WHATCOM County, Washington, from Andrew C. Bash, a single individual, as Grantor, to Westward Financial Services, as Trustee, to secure an obligation “Obligation” in favor of Horizon Bank, as Beneficiary, the beneficial interest in which was assigned by Horizon Bank, a Washington Corporation to National City Mortgage Co, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2050904369. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 6/19/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $4,925.73 Late Charges $47.31 Lender’s Fees & Costs $84.00 Total Arrearage $5,057.04 Trustee’s Expenses (Itemization) Trustee’s Fee $1,012.50 Title Report $383.25 Statutory Mailings $109.37 Recording Costs $15.00 Postings $80.00 Sale Costs $0.00 Total Costs $1,600.12 Total Amount Due: $6,657.16 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $38,782.75, together with interest as provided in the note or other instrument evidencing the Obligation from 09/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on November 6, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/26/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/26/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/26/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Andrew C. Bash 10433 Mt. Baker Highway #2007 Glacier, WA 98244 Unknown Spouse and/or Domestic Partner of Andrew C. Bash 10433 Mt. Baker Highway #2007 Glacier, WA 98244 Andrew C. Bash 5774 Olson Road Ferndale, WA 98248 Unknown Spouse and/or Domestic Partner of Andrew C. Bash 5774 Olson Road Ferndale, WA 98248 Andrew C. Bash 10433 Mt. Baker Highway Glacier, WA 98244 Unknown Spouse and/or Domestic Partner of Andrew C. Bash 10433 Mt. Baker Highway Glacier, WA 98244 Andrew C. Bash 10433 Mt. Baker Highway #2007 Deming, WA 98244 Unknown Spouse and/or Domestic Partner of Andrew C. Bash 10433 Mt. Baker Highway #2007 Deming, WA 98244 Andrew C. Bash 10433 Mt. Baker Highway 2007 Glacier, WA 98244 Unknown Spouse and/or Domestic Partner of Andrew C. Bash 10433 Mt. Baker Highway 2007 Glacier, WA 98244 Andrew C. Bash 10433 Mt. Baker Highway 2007A Glacier, WA 98244 Unknown Spouse and/or Domestic Partner of Andrew C. Bash 10433 Mt. Baker Highway 2007A Glacier, WA 98244 Andrew C. Bash 10433 Mt. Baker Highway, #2007 Glacier, WA 98244 Unknown Spouse and/or Domestic Partner of Andrew C. Bash 10433 Mt. Baker Highway, #2007 Glacier, WA 98244 by both first class and certified mail, return receipt requested on 05/08/15, proof of which is in the possession of the Trustee; and on 05/10/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (Bash, Andrew C. TS# 7886.25957) 1002.280341-File No.
Published by Ferndale Record
October 7 and 28, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE
“THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME.
You have only 20 DAYS from the recording date of this notice to pursue mediation.
DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE – Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: 1-877-894HOME (1-877-894-4663)
Web site: http://www.dfi.wa.gov/consumers/homeownership/
The United States Department of Housing and Urban Development: Telephone: 1-800-569-4287
Web site: http://portal.hud.gov/hudportal/HUD
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys
Telephone: 1-800-606-4819
Web site: http://www.ocla.wa.gov/
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee, BENJAMIN DAVID PETIPRIN will on 11/6/2015, at 10:00 AM at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to-wit:
LOT 31, GLENHAVEN LAKES DIVISION NO. 6, ACCORDING TO THE MAP THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGES 62 AND 63, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON.
Commonly known as: 2988 BEAVER PL
SEDRO WOOLLEY, Washington 98284-9532
which is subject to that certain Deed of Trust dated 6/16/2006, recorded 6/20/2006, under Auditor’s File No. 2060603314, records of Whatcom County, Washington, from CHRISTINE A DU BOIS, AN UNMARRIED INDIVIDUAL, as Grantor(s), to LANDSAFE TITLE OF WASHINGTON, as Trustee, to secure an obligation in favor of COUNTRYWIDE HOME LOANS, INC. as Lender . The Bank of New York Mellon FKA The Bank of New York, as Trustee for the certificateholders of the CWABS, Inc., ASSET-BACKED CERTIFICATES, SERIES 2006-12 is the holder of the Promissory Note and current Beneficiary of the Deed of Trust.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III.
The default(s) for which this foreclosure is made is/are as follows:
Failure to pay when due the following amounts which are now in arrears:
PAYMENT INFORMATION
FROM 5/1/2014 THRU 06/26/2015
NO.PMT 14
AMOUNT $883.95
TOTAL $15,244.18
LATE CHARGE INFORMATION
NO. LATE CHARGES 14 TOTAL $618.80
PROMISSORY NOTE INFORMATION
Note Dated: 6/16/2006
Note Amount: $180,000.00
Interest Paid To: 4/1/2014
Next Due Date: 5/1/2014
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal $190,369.46, together with interest as provided in the note or other instrument secured from the 5/1/2014, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on 11/6/2015. The default(s) referred to in Paragraph III must be cured by 10/26/2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/26/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/26/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses:
NAME ADDRESS
CHRISTINE A DU BOIS
2988 BEAVER PL
SEDRO WOOLLEY, Washington 98284-9532
CHRISTINE A DUBOIS
2988 BEAVER PL
SEDRO WOOLLEY, Washington 98284-9532
by both first class and certified mail on 4/20/2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.

IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
DATED: 6/29/2015
Benjamin David Petiprin, Esq., c/o Law Offices of Les Zieve as Trustee
Address for service:
Law Offices of Les Zieve
1100 Dexter Avenue North, Suite 100
Seattle, WA 98109
Phone No: (206) 866-5345
Beneficiary / Servicer Phone: (800)315-4757
A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document.
State of California ) ss.
County of Orange )
Published by Ferndale Record
October 7 and 28, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee will, on November 6, 2015, at the hour of 10:00 a.m., in the lobby of the Whatcom County Courthouse, 311 Grand Avenue, in the City of Bellingham, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property situated in Whatcom County, State of Washington, to wit:
Parcel A:
The West half of the Southwest quarter of the Northeast quarter of the Southwest quarter of Section 19, Township 38 North, Range 4 East of W.M.
EXCEPT any portion lying within the East 15 acres of the South half, Northeast quarter, Southwest quarter of Section 19.
Situate in Whatcom County, Washington.
Parcel B:
A non-exclusive easement for ingress, egress and the installation, access and maintenance of utilities as granted and described in that certain instrument recorded February 10, 2009, under Whatcom County Auditor’s File No. 2090201170.
Situate in Whatcom County, Washington.
The property consists of land only on Agate Bay Lane.
The above-described property is subject to a Deed of Trust recorded on May 15, 2013, under Whatcom County Auditor’s File No. 2130502246, from Csilla Gyulai, an unmarried woman, as Grantor, to First American Title Insurance Company, as Trustee, to Valentina Vidette M. Davoli Raab, as Beneficiary.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III.
The defaults for which this foreclosure is made are as follows:
A. Defaults Other Than Payment of Money:
1. Failure to pay real estate taxes for the following years: 2nd half 2014; 1st half 2015.
B. Failure to pay when due the following amounts, which are now in arrears:
3 payments @ $600 each due 5-5-15, 6-5-15 & 7-5-15 $ 1,800.00
3 late fees @ $30 each due 5-20-15, 6-20-15 & 7-20-15 $ 90.00
Additional interest due per ¶ 3 of Note @ 13% per annum
from 4-13-15 through 7-31-15 ($28.9458 x 110 days) $ 3,184.04
$ 5,074.04
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal $81,271.16, together with interest as provided in the Note or other instrument secured from April 13, 2015, and such other costs and fees as are due under the Note and any security instrument, and as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession or encumbrances on November 6, 2015. The defaults referred to in paragraph III must be cured by October 26, 2015 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before October 26, 2015 (11 days before the sale date), the defaults as set forth in paragraph III are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after October 26, 2015 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal balance and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and by curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor or to the Grantor’s successor in interest as follows:
Csilla Gyulai
5447 Barr Road
Ferndale, WA 98248
Transmitted by first class and certified
mail, RRR, on June 10, 2015
Csilla Gyulai c/o Ron DeBoer
Windermere Real Estate
8071 Guide Meridian, #105
Lynden, WA 98264
Transmitted by first class and certified
mail, RRR, on June 10, 2015
Csilla Gyulai
17813 W. Carmen Drive
Surprise, AZ 85388-1710
Transmitted by first class and certified
mail, RRR, on June 16, 2015
proof of which is in the possession of the Trustee; and the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above on June 12, 2015, and the Trustee has in his possession proof of such service or posting.
VII.
The Trustee whose name and address is set forth below will provide in writing to anyone requesting it a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all of their interest in the above-described property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
DATED this ______ day of July, 2015.
Gregory E. Thulin, Successor Trustee
Law Offices of Gregory E. Thulin, P.S.
2200 Rimland Drive, Suite 115
Bellingham, WA 98226-6639
360-714-8599
STATE OF WASHINGTON )
) ss.
COUNTY OF WHATCOM )

On this day personally appeared before me Gregory E. Thulin, to me known to be the individual described in and who executed the within and foregoing instrument, and acknowledged that he signed the same as his free and voluntary act and deed, for the uses and purposes therein mentioned.
GIVEN under my hand and official seal this ____ day of July, 2015.
Notary Public in and for the State of Washington
Print name: Jennifer L. Brighton
My commission expires: 11-24-17
Published by Ferndale Record
October 7 and 28, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-665350-SW APN No.: 3904342294470000 3904342524270000 Title Order No.: 150083560-WA-MSI Deed of Trust Grantor(s): MARCIA L REIMERS, PAUL C. REIMERS Deed of Trust Grantee(s): WELLS FARGO BANK, N.A. Deed of Trust Instrument/Reference No.: 2110100552
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 11/6/2015 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: Parcel A: Lot 2 of Amended Lot 2 and 3, Eagle Creek Short Plat, as recorded in Book 14 of Short Plats, Page 94, under Auditor’s File No. 1569236, Records of Whatcom County, Washington, Parcel B: A 60 foot wide non-exclusive road easement as delineated on Eagle Creek Short Plat and amended Eagle Creek Short plat, as recorded in Books 3 and 14 of Short plats, Pages 187 and 94, under Auditor’s File No. 1325360 and 1569236, Records of Whatcom County, Washington, situate in Whatcom County, Washington. More commonly known as: 5227 EAGLE FLYWAY, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 12/31/2010, recorded 1/4/2011, under 2110100552 records of WHATCOM County, Washington , from PAUL C. REIMERS AND MARCIA L. REIMERS, HUSBAND AND WIFE , as Grantor(s), to NORTHWEST TRUSTEE SERVICES LLC , as Trustee, to secure an obligation in favor of WELLS FARGO BANK, N.A. , as Beneficiary, the beneficial interest in which was assigned by WELLS FARGO BANK, N.A. (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Bank, N.A. .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $19,341.12
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $282,814.97 , together with interest as provided in the Note from 10/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/6/2015 . The defaults referred to in Paragraph III must be cured by 10/26/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/26/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/26/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME PAUL C. REIMERS AND MARCIA L. REIMERS, HUSBAND AND WIFE ADDRESS 5227 EAGLE FLYWAY, BELLINGHAM, WA 98226 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/18/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 7/7/2015 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-15-665350-SW IDSPub #0086178 10/7/2015 10/28/2015
Published by Ferndale Record
October 7 and 28, 2015.

LEGAL
File No.: 7303.26396 Grantors: Northwest Trustee Services, Inc. Nationstar Mortgage LLC Grantee: Randy S. Steinbach and Teresa L. Steinbach, husband and wife Ref to DOT Auditor File No.: 2070502076 Tax Parcel ID No.: 400106 011521 0000 PID 113779 Abbreviated Legal: LOT 3, BLK 8, PLAT OF MARTIN’S 1ST ADD TO BLAINE; PARCEL NO. 400106 011521 0000 PID 113779, WHATCOM CO, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On November 6, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 3, Block 8, Plat of Martin’s First Addition to Blaine, according to the Plat thereof, recorded in Volume 3 of Plats, Page 9, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 842 4th Street Blaine, WA 98230 which is subject to that certain Deed of Trust dated 05/02/07, recorded on 05/14/07, under Auditor’s File No. 2070502076, records of WHATCOM County, Washington, from Randy Steinbach, a married man, as Grantor, to First American, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc., as nominee for First Horizon Home Loan Corporation, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Metlife Bank National Association, Also Known as Metlife Home Loans, A Division of Metlife Bank, N.A. to NationStar Mortgage, LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2130504624. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 6/26/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $10,046.54 Late Charges $122.24 Lender’s Fees & Costs $3,587.02 Total Arrearage $13,755.80 Trustee’s Expenses (Itemization) Trustee’s Fee $1,012.50 Title Report $695.68 Statutory Mailings $33.66 Recording Costs $16.00 Postings $80.00 Sale Costs $0.00 Total Costs $1,012.50 Total Amount Due: $14,768.30 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $144,983.85, together with interest as provided in the note or other instrument evidencing the Obligation from 05/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on November 6, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/26/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/26/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/26/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Randy Steinbach aka Randy S. Steinbach 842 4th Street Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Randy Steinbach aka Randy S. Steinbach 842 4th Street Blaine, WA 98230 Randy Steinbach aka Randy S. Steinbach 842 Fourth Street Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Randy Steinbach aka Randy S. Steinbach 842 Fourth Street Blaine, WA 98230 Teresa L. Steinbach 842 4th Street Blaine, WA 98230 Teresa L. Steinbach 842 Fourth Street Blaine, WA 98230 by both first class and certified mail, return receipt requested on 04/01/15, proof of which is in the possession of the Trustee; and on 04/01/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (Steinbach, Randy TS# 7303.26396) 1002.279353-File No.
Published by Ferndale Record
October 7 and 28, 2015.